Srinivasa Rao Nanisetty

Credit, Risk & Compliances of borrowers with regard to secured & unsecured loans

Applicants current credit evaluation for additional exposure limits

Credit policy making, setting approval matrix and implementation

Responsible for recovery/collections in early loan disbursals

Decision on big ticket loans while underwriting credit appraisals

Engage strategically with all levels of managers on decision making

Monitor, assess and report on asset quality & portfolio to line managers

Coordinate with legal team on hard bucket collections applying SARFAESI Act & NA Act

Formulating MOUs for amicable settlements wth borrowers in respect of delinquency loans

Reporting to management on overall portfolio behavior, collections and industry trends and changes thereto

Managed construction equipment funding and fixed exposure limits

Catered/serviced corporate and captive customers at large

Responsible for collections and 95 to 100% collection efficiency

Handled dynamic and energetic team of field force to edge on completive footprint

Handled entire retail customers for construction equipment funding needs

Managed good rapport with all the OEMs for lead generation

Managed collections with 95% collections efficiency

Coordination with credit team for effective and timely decisions on leads generation

Target driven approach month on month with business leads conversions at 100% level

Managed better portfolio during entire tenure

Handled retail and captive customers for construction equipment funding

Managed entire collections and achieved 100% efficiency

Sales and Credit was part of my job i.e sourcing, vetting and disbursement after approval

Responsible for entire branch operations as BM

Handled retail loans, consumer loans and commercial loans

Fixed deposits servicing, renewals and redemptions

Stood as best BM for prompt services on all products handled at the branch

Joined as an officer trainee in the organization

Elevated to Asst Branch Manager to support to Divisional Manager

Handled fixed deposits and CV loans

Collections and asset loss management