Sriram Kuntumalla

· As a KYC Analyst, ensuring the remediation of the profile is within the Bank's policies and procedures as per US jurisdiction.

· Implementing and working on new tools as a part of Deployment for US region.

· Dealing with different types of customers like high risk, PEPs, customers from Sanction countries etc.

· Monitoring of Customer transactions as per AML procedures

· Screening of Customers to know about negative news and to know whether customer is involved in any type of prohibited businesses or fraud transactions and working on a look like RDC, Fircosoft, Lexis Nexis & Omni.

· Examine Client data, Documentation and Negative News in order to determine Client Risk Profile.

· Assist in conducting AML/KYC Screening and reviews on new/existing customers in accordance with

· the policies and procedures.

· Reviewed negative news on OFAC/Watch List/ PEP alerts generated by automated system.

· Performed the required KYC screening on customers documenting the information obtained on the client’s as required by global KYC procedures.

· Investigate payments triggered by OFAC - detected swift alerts for any sanctions related issues and make decisions on whether to proceed with or sideline the payment.

· Review and conduct thorough investigations of escalated alerts from L0. ensuring closure of potential/true matches, discounting false positives and raising RFIs for insufficient client information or inability to determine if the alert is a PEP.

· Responsible for performing sanctions review on clients who has exposure to sanction countries and investigating the business relationship of the client. Work with the list of customers with sanctions connections to consider additional controls relating to their payments.

· Reviewing and investigating the alerts generated at L0. Conduct research on the Alerted Individual on public searches for further information and dismiss the alerts on basis of different dismissal reasons.

· Experienced in escalating the alerts to L2 if identified containing potential matches against Sanctions lists: OFAC, United Nations, European Union and others

· Dealt with high profile different category customers like Individuals, Corporate entities, NBFIs, Trusts, Foundations and private banking clients.

· Verifies all aspects of CIP and necessary account opening documents are provided and in accordance with KYC, USA Patriot Act and Bank Secrecy Act standards.

· Research on periodic basis activities of customers, using approved sources.

· Reviewing transactions for individuals and entities with deep understanding on the transaction type to locate the fraudulent transactions and investigations.

· Dealt with different risk rating (Low, Medium, High and SCC) of customers and reviewed them to ensure that the customer information is accurate and up to date.

· Understanding risk and compliance – making accurate reports reflecting the risk analysis of new customers and compliance with internal and external policies and procedures

relating to analysis procedures.

· Performing screening on different level customers and risk-based analysis through third party sources against Factiva, FinCEN list, OFAC list, Specially Designated Nationals list and Blocked persons list.

· Conducting transaction monitoring to detect unusual and suspicious activity.

· Conducting transaction monitoring to detect unusual and suspicious activity.

· Maintaining a complete and accurate record of customer information where the risk- based decisions can be made.

· Consolidation of the entire team MI and sending daily reports to the business on daily basis for the volumes processed.

· Understanding risk and compliance – making accurate reports reflecting the risk analysis of new customers and compliance with internal and external policies and procedures relating to analysis procedures.

· Worked on creating best in class customer experience through effective methods such as Cold calling, Emails and Skype calls.

· As a part of digital center, My role as the Digital Relationship Manager was being an integral member of the AXIS REMOTE BANKING taking responsibility of directly interacting with HNI’S and resolving queries related to their accounts, investments and other areas in core banking.

· Handled revenue targets and achieved the monthly assigned revenue targets through effective cross-sale generating fee income across investments, assets, cards and liability products.

· Having diverse technical skills have effectively utilized all applications, tools and database to process transparent end to end support.

· Strictly ensured internal control policies and adhered to ensure that the organization’s activities are carried out in accordance with all regulatory, legal and government regulations.