With over 20 years of experience in the banking sector, have excelled in diverse roles such as sales, channel management, tele-sales, and process governance. Currently, Worked as Zonal Head - South at Standard Chartered Bank, managed business revenues through channel partners for retail banking product credit cards. Have also worked as a Senior Manager for Retail Banking Process & Governance, ensured the bank's risk was mitigated through various checks. Have a proven track record of high accomplishment, with the ability to drive change through effective delegation and teamwork. Highly adaptable and possess a can-do attitude. Managed a 50 plus member unit of client acquisition managers, overseeing the acquisition of all retail products including wealth management, insurance, secured and unsecured assets, and liabilities. Encouraging manager and analytical problem-solver with talents for team building, leading and motivating, as well as excellent customer relations aptitude and relationship-building skills. Proficient in using independent decision-making skills and sound judgment to positively impact company success. Dedicated to applying training, monitoring and morale-building abilities to enhance employee engagement and boost performance.
To manage and generate business revenues through channel partners - DSA's(Direct Sales Associates) for Retail Banking product Credit Cards for South Region.
Responsible for facilitating volume and market share growth in the region through channel partners, tie-up's, events and promotions.
To ensure that banks risk is mitigated through various checks conducted by Control Sample Testing ( as per Global Process Standards) Identify and Flag the errors in the process followed and reported
Deep dive to understand the Root cause and Evaluate Action plan provided by the respective
Business unit to avoid future occurrence Identified the gaps in the process followed by country and streamlined the process post migration
Spot checks were conducted to ensure that team has correct understanding and is high on accuracy on the process which is performed
Successfully migrated the process of India, Brunei, Singapore, Indonesia, Vietnam, Nepal and Sri Lanka.
Distribution comprises of Relationship managers and investment specialists
Market head of zones comprising of Karnataka and Kerala
Products include Secured and Unsecured Assets, Insurance and Liabilities
A team player with an ability to build & nurture relationships, solve problems, create new opportunities and take decisions to ensure profitability and deliver success.
Manage a Team of 10 Front-line managers to acquire New to bank HNI customers
Responsible for on-boarding and deepen initial customer relationship via Investments, Liabilities and Assets
Manage Intra bank Fulfilment for Mortgage loans.
In charge of Bangalore region managing Retail & Telesales channel team of 3 Sales Managers and 8 TL's and 65 front line staff for sourcing Personal Loans
Recruiting, Training and Retaining Talent.
In charge of Direct Sales Team of Bangalore region's Retail Channel of 4 TL's and 30 Front line staff for sourcing Personal loans
Manage Cost of Acquisition of the channel mix to maximize channel productivity and efficiency.
Acquiring New clients for Corporate Training
Converting Enquiries into Sales opportunity
Handling clients and ensure training happens effectively without delay.
Acquiring New institutional clients
Resolving issues and strengthening relationships
Business development strategy for Retail Marketing
Operations: Instrumental in setting up Systems and Processes
Handling shifts, Checking Quality and enabling delivery at right time to the clients.
Managed a Retail channel team (DST) of 2 Business development Managers and 4 teams and 25 front line staff for sourcing Personal Loans Database Management and Lead Analysis
Maintaining and Growing Customer portfolio size by deepening existing customer relationships Provide advice on potential financial solutions based on identified needs
Analyze financial requirements of customer and match with banks product offerings
Turn service recovery into sales opportunity.