SRI SAI DATTA VALLURU

• Reviewed verification of employment documents for accuracy, aiding underwriter decisions on loan applications.
• Identified and escalated documentation issues to ensure timely resolution as per business standards.
• Monitored compliance with control and regulatory requirements through daily checks of updated procedures.
• Conducted anomaly audits for processes, generating performance data reports and identifying improvement opportunities.
• Maintained detailed records of stipulation statuses, ensuring loan progression meets timelines.
• Facilitated monthly team meetings to enhance performance and share best practices effectively.
• Achieved top performer status and received Manager Spotlight Award for impactful contributions in 2023 and 2025.
• Processed loan applications efficiently, maintaining 100% quality while implementing accepted process improvements.

Verified hazard insurance policies to ensure compliance with Wells Fargo requirements.

Communicated criteria and requirements to home loan processors for unresolved issues.

Identified and escalated documentation queries to appropriate levels for swift resolution.

• Ensured all hazard and flood insurance policy requirements were satisfied before settlement.

Conducted employment verification through Veri-Tax, ensuring secure retrieval of information from trusted sources.

Executed verbal verification of employment (VVOE) processes to confirm borrower status on mortgage applications.

Reviewed verification documents for accuracy, updating stipulations to assist underwriters in loan decisions.

Monitored changes in borrower employment status to assess eligibility for loan repayment capacity.

Performed Other Document Stipulation Review (ODSR) to validate borrower W-9 forms and customer information.

Maintained detailed records of stipulation statuses and documentation received to identify discrepancies.

Provided notes on applications for customer communication regarding incomplete information.

Ensured timely resolution of stipulations within service level agreements (SLA) to advance loan processing.