Highly motivated and detail oriented professional with a strong finance background and hands on experience in Commercial Real Estate (CRE). Skilled in analyzing loan documents, financial statements, and property reports across various Commercial Asset Classes (Multifamily, Student Accommodation, Office, Retail, hospitality, single family, town homes, mixed use). Proficient in MS Office Suite with strong organizational and time management skills.
Overview
3
3
years of professional experience
2024
2024
years of post-secondary education
2
2
Certifications
3
3
Languages
Work History
Senior Analyst
Berkadia Services India Private Limited
11.2022 - Current
Process- Loan Servicing, New Loan Boarding (NLB)- CRE
Reviewing of loan documents (Loan Agreement, Promissory Note, Settlement Statement, Escrow Analysis, etc) of different product types like Agency loans (Fannie Mae, Ginnie Mae and Freddie Mac), Citi , Citi Construction, Bridge, Corevest, Acore, Lib C and Lib L
Review and Analyze financials (Income Statement, Rent Roll) and documents related to borrowers, guarantors and properties for various loan types including Agency (Fannie Mae, Freddie Mac, Ginnie Mae), construction and Bridge Loans.
Identifying the Capital Structure on a loan (Senior Loan, Mezz Loan, Capex Loan)
Maintained accurate loan and borrower data within the servicing platform supporting loan onboarding and borrower reporting processes
Post closing loan experience
Eforms submission in order to make a loan-level funding request
Determine Amortization to date To establish the payoff date on the loan
Calculation of Odd days Interest amount, P&I constant using PMT function and LTV value
Analyzing the attributes of property (as is value, Demographics) using Property Appraisal document
Managing modifications- changes to current terms and conditions sought by borrowers or instigated by lenders based on Amendment document and assisting in drafting borrower correspondence including modification summaries, delinquency notices and compliance letters.