Subair Kunnanam Kuzhiyil

Regional Hub Leadership: Supervise and coordinate end-to-end operations for Cash Deposit Machines (CDM), Post-Dated Cheques (PDC), and transactional clearing at the Fujairah regional hub, ensuring flawless execution of high-volume transactions.

Clearing & Remittance Management: Oversee the daily processing of inward and outward clearing cheques via the UAE Cheque Truncation System (CTS), ensuring 100% adherence to daily Central Bank cut-offs and WPS (Wage Protection System) salary guidelines.

PDC Custody & Security: Direct the secure warehousing, system updates, and timely presentation of high-value corporate and retail PDCs, eliminating the risk of unauthorized or premature releases.

CDM Cash Reconciliation: Track regional CDM metrics and manage the daily reconciliation of physical cash against digital logs, rapidly identifying and resolving variances to secure accurate financial reporting.

Regulatory Compliance & Audit: Ensure all hub activities strictly align with UAE Central Bank regulations, Anti-Money Laundering (AML) standards, and internal Sharia-compliant policies; serve as the primary hub liaison during internal and external audits.

Team Supervision & KPIs: Lead, mentor, and evaluate a dedicated team of operations specialists, optimizing workflows and conducting continuous training to maintain high performance and accuracy standards.

Arabic and Islamic teaching responsibilities and co curricular school activities related duties.

Results-driven Arabic & Islamic Studies Educator (Grades 1–12) dedicated to fostering linguistic fluency, moral development, and cultural appreciation.

• Managed clerical operations, ensuring timely processing of documents and correspondence.
• Organized and maintained filing systems, enhancing retrieval efficiency for staff and stakeholders.