Versatile analytics professional with over 3 years of experience in data analysis, credit risk, business operations, and compliance within the banking sector. Proven expertise in managing bureau data, executing data quality audits, generating actionable insights through SQL and Excel, and ensuring regulatory and operational compliance. Equipped with analytics and reporting expertise to provide insights using data-driven philosophy. Strong background in credit underwriting, portfolio monitoring, and risk mitigation, with a focus on process optimization, stakeholder collaboration, and data-driven decision support in high-volume environments.