Art and craft, travelling, bike riding
Job Search Status
Open to workDesired start date: Open to discussion
Desired Job Title
Associate ConsultantConsultantTeam LeaderWork Type
Full TimeLocation Preference
RemoteHybridOpen to relocation: Yes
Open To Work
Subhalaxmi Pal
Associate Consultant
Banglore
Work Preference
Summary
Detail-oriented professional with over 7 years in investment banking, specializing in AML and KYC operations. Experienced in client onboarding, data management, and regulatory compliance, driving high-quality outcomes through strategic insights. Currently serving as Associate Consultant at KPMG, focusing on KYC review engagements and process improvement to enhance compliance frameworks.
Overview
2
2
Languages
4
4
Certifications
7
7
years of professional experience
Work History
Associate Consultant
KPMG INDIA
03.2024 - Current
- coordinating client onboarding initiatives involving private operating company, SPV, public operating company, private funds and performing CDD, EDD, and thorough KYC evaluations for new and existing clients in alignment with regulatory obligations
- Identified essential requirements by analyzing client documents thoroughly. Conducted extensive external research to enhance case understanding. Prepared concise email communications detailing necessary requirements for closure.
- performing external searches to locate entity information via Duns and Bradstreet, LEI, Bloomberg client sites, regulatory reviews, listing examinations, company registries per entity's registered country like UK Companies House, Delaware RCS, KVK, etc
- identifying board of directors/officers, authorized signatories, controllers, chairman, senior management officials through constitutional documents and gathering valid accepted proofs like ID documents and residential address proofs
- performing controlled entity potential matches sanctioned screening on individuals and entities employing world check tool to maintain compliance with global AML regulations and escalating relevant alerts to compliance team for additional scrutiny
- executing beneficial ownership investigations based on necessary threshold and risk assessment and revealing ultimate beneficial owners for entities
- validating entity utilizing nature of business, streamlining tasks linked to entity name registration and principal place of business address
- delivering high standards of quality in corporate renewal reviews of know your customer (kyc) due diligence
- analyze client policies and procedures and methods of application.
- Reviewed and outlined potential sanction violations, affirming alignment with current sanction regulations.
- outlined next steps including relationship termination reporting or execution of suspicious activity reports
- Facilitated screenings for clients and associated parties employing necessary tools aimed at identifying PEPs and/or adverse news.
- Investigated client data to highlight trends and generate actionable insights for strategic planning.
- produced extensive reports using advanced analytics tools to strengthen project deliverables.
- Managed KYC due diligence initiatives to uphold compliance with regulatory obligations and alleviate risks.
- Designed and launched upgraded verification systems for customer identification, boosting efficiency in onboarding.
- Implemented quality assurance reviews of completed KYC files, guaranteeing accuracy and completeness while following internal policies and regulatory standards.
- Studied and scrutinized clients to carry out meticulous customer due diligence and enhanced due diligence review.
- Facilitated ongoing evaluations and prepared reports on merchants to meet compliance with rules, regulations, and KYC requirements.
- Orchestrated AML and sanctions screening processes to uphold compliance with regulatory mandates.
- Formulated and preserved detailed documentation for AML policies, procedures, and workflows.
- Revamped procedures resulting in improved efficiency within sanction screening operations.
Transactions Risk Investigator (Chargebacks)
Amazon Development Center
11.2020 - Current
- Investigate and Prevent Bad Debt: Analyze credit card disputes using SOPs and tools to prevent bad debt
- Preserve Customer Experience: Represent disputes, protect merchants, and maintain positive customer experiences
- Document Chargeback Details: Accurately document chargeback specifics, collaborating with banks for defense
- Communicate with Financial Institutions: Engage with financial institutions, conveying analyzed investigations for client satisfaction
- Mentor New Hires and Support Workflow: Provide guidance to new hires, ensuring smooth workflow management
- Manage Customer-Centric Operations: Resolve chargeback disputes through effective communication with customers and banks
- Ensure Compliance with SLAs and Risk Policies: Monitor and enforce SLAs and risk policies to ensure organizational compliance
- Amazon Development Center focuses on enhancing customer experience through technology and robust processes
Transition Process Associate
Accenture
06.2018 - 11.2019
- Analyze escalated and user-reported content for conformity with client policies.
- client policy familiarity: maintain profound grasp of client policy areas for superior compliance
- digital marketing compliance: Direct social media digital marketing to uphold compliance and surveillance standards
- Offer expert policy consultation and guidance driving effective implementation
- Executed identification of global and local trends to enhance market positioning. Monitored online violators for effective risk management and compliance.
- outperform core work goals: continually exceed indistinct core work targets illustrating efficiency
- Addressed supplementary requests and projects efficiently, highlighting adaptability in various tasks.
- Facilitate comprehensive consulting services in diverse areas, covering technology and operations
- Developed and implemented strategies to improve operational efficiency across multiple departments.
Education
B.Tech - Computer Science and Engineering
National Institute of Science And Technology
Odisha06-2017
+2 - Science
Saraswati Vidya Mandir
Damanjodi05-2013
10th - Science
Saraswati Vidya Mandir
Damanjodi05-2011
Skills
Anti-money laundering expertise
Sanctions compliance risk assessment
Expertise in regulatory guidelines
Customer due diligence expertise
Enhanced due diligence
Transaction monitoring
Sanctions screening proficiency
Cross-border due diligence
Investigative research
CTF problem solving
Strong focus on accuracy
Stakeholder engagement
Client relationship management
Strategic issue resolution
Banking regulations
Policy interpretation
System implementation
Sanctions screening expertise
Accomplishments
- Tech of the Month Award: Awarded 'Tech of the Month' for Incident Management at Amazon
- Outstanding Service Delivery Recognition: Appreciated for outstanding and constant service delivery by Manager/SDM
Certification
Fraud investigation and internal overview from RISK PRO
Interests
Timeline
Associate Consultant
KPMG INDIA
03.2024 - Current
Transactions Risk Investigator (Chargebacks)
Amazon Development Center
11.2020 - Current
Transition Process Associate
Accenture
06.2018 - 11.2019
B.Tech - Computer Science and Engineering
National Institute of Science And Technology
+2 - Science
Saraswati Vidya Mandir
10th - Science
Saraswati Vidya Mandir