SUBHAM SINGAL
Aspiring Credit Analyst
Howrah
Summary
Motivated and detail-oriented MBA (Finance) candidate with hands-on experience in accounting, operations, and credit appraisal. Seeking a challenging role to leverage my analytical, financial, and organizational skills to contribute to business growth and operational efficiency, while continuing to learn and grow in a dynamic work environment.
Overview
3
3
years of professional experience
Work History
Intern
GAYATREE ENTERPRISE
12.2024 - 01.2025
Prepared and analysed financial statements to support cost analysis and budgeting. Conducted data analysis in Excel for strategic decision-making.
Intern
MAXVIEWNOW
06.2024 - 07.2024
Designed targeted marketing campaigns, boosting customer engagement by 20%. Built strong networks with key stakeholders to enhance brand presence. Developed advertising strategies to improve business visibility in target markets.
Intern
BALAJI STEEL
08.2021 - 12.2022
Managed accounts using Microsoft Excel, maintaining accurate records of purchases, sales, and inventory. Streamlined day-to-day financial operations, ensuring timely and organised bookkeeping. Led operational activities, coordinating logistics and procurement processes. Successfully reduced delivery lead time by 15% through process optimisation and improved vendor coordination.
Education
MBA - Finance
O.P.JINDAL GLOBAL UNIVERSITY
Sonipat, India 04.2001 -
A Bachelor of Commerce (B.Com) -
The Bhawanipur Education Society College
Kolkata, India 04.2001 -
Skills
Financial Reporting & Bookkeeping Excel (VLOOKUP, Pivot Tables) Supply Chain & Inventory Management Process Optimization Procurement & Vendor Coordination Customer Engagement Market Research & Campaign Planning Communication & Presentation Skill
Additional Information
Credit appraisal report -TATA STEEL Conducted an in-depth credit appraisal by analysing financial statements, industry outlook, and risk factors; prepared a comprehensive credit rating and lending decision report.
Marketing Strategy Analysis – Jaquar (Bath & Lighting Division) Studied consumer behaviour, evaluated brand positioning, and proposed strategic marketing initiatives to improve brand recall.
Business Growth Case Study – Indigo Airlines Analysed Indigo’s business model, growth strategies, and competitive positioning; provided strategic recommendations for sustainable expansion and market leadership.
Financial Analysis – Nike Inc. Performed ratio analysis, trend analysis, and peer comparison to evaluate the financial performance and investment viability of Nike over recent fiscal years
Timeline
Intern
GAYATREE ENTERPRISE
12.2024 - 01.2025
Intern
MAXVIEWNOW
06.2024 - 07.2024
Intern
BALAJI STEEL
08.2021 - 12.2022
MBA - Finance
O.P.JINDAL GLOBAL UNIVERSITY
04.2001 -
A Bachelor of Commerce (B.Com) -
The Bhawanipur Education Society College
04.2001 -
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