Subhash Balkrishna Gharat
Virar
Summary
Results-driven Credit Control Manager known for high productivity and efficient task completion. Specialize in risk assessment, financial reporting, and regulatory compliance. Excel in negotiation, strategic planning, and team leadership to optimize financial operations and reduce outstanding debts.
Overview
16
16
years of professional experience
Work History
Credit Control Manager
BSI Group India Private Limited
Mumbai
04.2022 - Current
- Reviewed and approved credit limits for new and existing clients.
- Conducted credit assessments for client accounts, ensuring accurate evaluations of payment histories.
- Collaborated with sales teams to resolve credit-related inquiries and disputes, enhancing client relationships.
- Tracked overdue accounts to initiate follow-up actions, improving recovery rates.
Accounts Receivable Manager
BSI Group India Private Limited
Mumbai
04.2016 - 03.2021
- Managed accounts receivable processes to enhance cash flow timing.
- Oversaw credit control procedures and established customer credit limits.
- Led team in efficiently resolving customer payment inquiries.
Account Executive
BSI Group India Private Limited
06.2010 - 03.2016
- Followed up with clients on overdue and spot receivables to improve cash flow.
- Visited clients for debt collection, enhancing relationships and fostering trust.
- Trained junior staff on account management protocols and best practices.
- Prepared invoices through SAP, facilitating timely billing processes.
- Posted collection entries in SAP for accurate accounting records.
- Managed monthly accrual data, ensuring accurate financial reporting.
- Crosschecked incurred expenses prior to submission to headquarters, ensuring accuracy in financial reporting.
- Maintained compliance with certificate lead times and addressed related issues.
Education
Bachelor of Arts - Economics and Political Science
University Of Mumbai
H.S.C. -
University Of Mumbai
S.S.C. -
Maharashtra State Board
Skills
- SAP ERP software and SFDC
- Microsoft Office Suite
- Outlook, Word, and Excel
- Presentation design and delivery
- Internet applications
- Debt recovery strategies
- Credit risk assessment
- Cash flow management
Personal Information
- Date of Birth: 06/28/88
- Nationality: Indian
- Marital Status: Married
Accomplishments
• 2023-2025, received excellence in finance.
2019-2022, received the Best Finance Person Award.
• 2008-2009, self-represented in the Folk Dance Competition at the university and obtained second place.
• Self-represented every year in the Vasai Taluka Kala Krida Mahotsav in Kho-Kho.
• Scored top in Maharashtra in H.S.C. for the subject of Sociology.
2019-2022, received the Best Finance Person Award.
• 2008-2009, self-represented in the Folk Dance Competition at the university and obtained second place.
• Self-represented every year in the Vasai Taluka Kala Krida Mahotsav in Kho-Kho.
• Scored top in Maharashtra in H.S.C. for the subject of Sociology.
Linguistic Ability
- English
- Hindi
- Marathi
Additional Qualification
12 Days Training of Telecom and sales from NIS SPARTA, 05/01/10
Languages
English
Advanced (C1)
C1
Marathi
Native
Native
Hindi
Proficient (C2)
C2
Timeline
Credit Control Manager
BSI Group India Private Limited
04.2022 - Current
Accounts Receivable Manager
BSI Group India Private Limited
04.2016 - 03.2021
Account Executive
BSI Group India Private Limited
06.2010 - 03.2016
Bachelor of Arts - Economics and Political Science
University Of Mumbai
H.S.C. -
University Of Mumbai
S.S.C. -
Maharashtra State Board