Subodh Golait
Pune
Summary
Detail-focused underwriter known for high productivity and efficiency in task completion. Possess specialized skills in risk assessment, financial analysis, and regulatory compliance. Excel in critical thinking, decision-making, and problem-solving to navigate complex mortgage applications. Committed to maintaining accuracy and integrity in all underwriting processes.
Overview
9
9
years of professional experience
1
1
Certification
Work History
Underwriter
Barclays, Pune
11.2024 - Current
- Evaluate mortgage applications for risk and compliance with company guidelines.
- Review financial documents to ensure accuracy and completeness for underwriting decisions.
- Communicate underwriting decisions clearly to stakeholders, including borrowers and loan officers.
- Maintaine up-to-date knowledge of industry regulations and best practices in mortgage underwriting.
- Identify potential fraud or discrepancies in submitted loan applications for further investigation.
- Resolve document mistakes and discrepancies and identified signs of fraudulent activity.
- Verify employment history and income of applicants.
- Analyze financial documents such as tax returns, bank statements, and pay slips to determine the borrower's ability to repay the loan.
- Review and evaluated loan applications and supporting documents.
Underwriting Assistant
Gallagher Center of Excellence, Pune
10.2018 - Current
- Worked as Underwriting Assistant in international Insurance domain and well versed in Property & Casualty Insurance.
- Co-Coordinated & collected information from different stakeholders that requires for underwriting binding accounts/policies.
- Binded policies in Carrier as well as Agency Management System along with invoicing & delivering the same to the clients.
- Well versed with various work types like Policy Issuance/Review, Endorsement, Cancellation, Invoice Processing.
- Communicated with the retailers, carrier underwriters, premium finance companies to resolve queries, premium discrepancies.
- Process Trainer (for newly hired trainees).
- Verified any escalations and get the RCA ready to share it with the client.
- Prepare team reports, such as TAT, Quality, and Production reports. Work Allocation, Query Handling, Leave Administration.
Customer Support Associate
Tech Mahindra Ltd, Pune
06.2017 - 09.2018
- Worked on different projects of Vodafone Telecom Commercial Connections to handle the enquiries & complaints of the customers by means of emails & calls.
Education
Mechanical Engineering -
NDMVP College of Engineering
Nashik06.2015
Skills
- Mortgage underwriting
- Property & Casualty Insurance underwriting
- Team Leadership
- Verbal Communication
- Written Communication
- Problem Solving
- Analytical Skills
Certification
Trainer Certification Workshop at Gallagher Center of Excellence, 02/01/2023
Timeline
Underwriter
Barclays, Pune
11.2024 - Current
Underwriting Assistant
Gallagher Center of Excellence, Pune
10.2018 - Current
Customer Support Associate
Tech Mahindra Ltd, Pune
06.2017 - 09.2018
Mechanical Engineering -
NDMVP College of Engineering