Summary
Overview
Work History
Education
Skills
Timeline
Generic
SUBRAT LUHA

SUBRAT LUHA

AT/PO- JATESINGHA, VIA- BIRMAHARAJPUR, DIST- SUBARNAPUR, ODISHA

Summary

Dynamic Loan Processing Officer with a proven track record at Odisha Grameen Bank, excelling in loan proposal assessment and documentation management. Passionate about enhancing customer service and effectively monitoring NPAs, I consistently ensure timely loan processing and contribute to improved customer satisfaction.

Overview

8
8
years of professional experience
4023
4023
years of post-secondary education

Work History

Loan Processing Officer, RLPC, JASHIPUR REGION

ODISHA GRAMEEN BANK
JASHIPUR
07.2025 - Current
  • Assisting RLPC in Loan Processing.
  • Processing of loan proposals under different schemes like Retail & PMMY and ensuring timely disposal of the loan proposals.
  • Moving to field and branches for scouting of loan proposals.
  • Assisting branches for processing and documentation of loan proposals.
  • Maintaining detailed records of loan proposals received and disposed off.

Assistant Manager

ODISHA GRAMEEN BANK
CUTTACK REGION
08.2018 - 07.2025
  • Assisted in managing daily banking operations and customer service functions.
  • Implemented strategies for improving customer satisfaction and retention efforts.
  • Appraisal of all the loan proposals received for sanction at Branch/Office and ensuring timely disposal.
  • NPA Monitoring, follow-up of SMA/Slippage accounts for arresting NPA growth.
  • Review and renewal of KCC/ SHG/ CC proposals of the branch.
  • Preparation of Daily Data and important reports asked by the higher authority.

Education

JAWAHAR NAVODAYA VIDYALAYA
NARLA, KALAHANDI, ODISHA

JAWAHAR NAVODAYA VIDYALAYA
TARBHA, SONEPUR, ODISHA

Bachelor of Science - Mathematics

GANGADHAR MEHER COLLEGE (AUTONOMOUS)
SAMBALPUR, ODISHA

Skills

  • Loan processing
  • Documentation management
  • Loan proposal assessment
  • NPA monitoring
  • Customer service enhancement

Timeline

Loan Processing Officer, RLPC, JASHIPUR REGION

ODISHA GRAMEEN BANK
07.2025 - Current

Assistant Manager

ODISHA GRAMEEN BANK
08.2018 - 07.2025

Bachelor of Science - Mathematics

GANGADHAR MEHER COLLEGE (AUTONOMOUS)

JAWAHAR NAVODAYA VIDYALAYA

JAWAHAR NAVODAYA VIDYALAYA
SUBRAT LUHA