Suchendranath C
Ernakulam
Summary
Experienced Insurance Loss Adjuster with comprehensive expertise in on-site investigation and assessment of property, machinery breakdown, electronic equipment, and motor claims across retail, commercial, and industrial risks. Adept at determining cause, nature, and extent of loss in accordance with policy wordings, exclusions, and insurance principles, while protecting insurer liability and insured interests. Possesses strong technical aptitude, negotiation and communication skills, and proven experience in handling high-value, catastrophe, and structural damage claims, delivering accurate, timely, and well-substantiated loss adjustment reports.
Overview
12
12
years of professional experience
Work History
Loss Adjuster
Working with all four public sector insurers as well as four leading private insurers in India
Ernakulam
10.2019 - Current
- Conduct on-site inspections for property damage, machinery breakdown (retail, commercial, and industrial risks), electronic equipment, and motor claims to investigate, manage, mitigate, quantify, validate, and adjust losses, ensuring fair assessment without prejudicing insurer liability or the insured’s legitimate claim.
- Skilled in assessing the cause, nature, and extent of loss in accordance with policy wordings, endorsements, exclusions, and established insurance principles.
- Possess strong interpersonal and communication skills, enabling effective liaison with insureds, insurers, contractors, engineers, repairers, and other stakeholders.
- Demonstrate effective negotiation and influencing skills, with the ability to manage and resolve conflict situations professionally.
- Exhibit a strong aptitude for technical risk investigation, with the ability to understand, retain, and apply complex technical information across varied risks.
- Well-developed organisational, planning, and time-management skills, ensuring efficient handling of multiple assignments simultaneously.
- Proven ability to complete assignments within prescribed timelines and meet reporting deadlines.
- Proficient in technical report writing and professional presentation of findings and loss assessments.
- Experienced in handling high-value structural damage claims and stock loss claims across commercial and industrial properties.
- Skilled in determining Value at Risk (VAR) and assessing adequacy of sum insured.
- Experienced in conducting risk inspections for property and commercial underwriting purposes.
- Hands-on experience in managing catastrophe claims, including losses arising from flood and storm events.
Loss Adjuster Trainee
Mr V Anil Kumar ( Senior Loss Adjuster)
Thrissur
04.2014 - 09.2019
- Assisted in handling 500+ catastrophe claims.
- Prepared reports for 1,000+ claims, including property, engineering machinery, electronic, and biomedical equipment losses.
- Ensured compliance with state laws and regulations in claim handling.
- Supported fraud detection and prevention by identifying suspicious claim activities.
- Interpreted policy language to determine and apply appropriate coverage.
Education
Bachelor of Technology - Computer Science
College Of Engineering Perumon
Kollam, Kerala01-2016
Skills
- Property assessment
- Loss adjusting
- Risk evaluation
- Technical reporting
- Time management
- Claim investigation
- Damage evaluation
- Negotiation skills
- Conflict resolution
References
References available upon request.
Timeline
Loss Adjuster
Working with all four public sector insurers as well as four leading private insurers in India
10.2019 - Current
Loss Adjuster Trainee
Mr V Anil Kumar ( Senior Loss Adjuster)
04.2014 - 09.2019
Bachelor of Technology - Computer Science
College Of Engineering Perumon