Hi, I’m
SUCHITA ANIL NIKUMBH
Pune,India
Summary
Reliable finance professional with 6.5 years of credit risk experience in Investment Banking with sound knowledge of different types of financial products such as Repo, IR, FX, Swap, F&O, Prime brokerage. Seeking for challenging and responsible work opportunity, to bring success to the organization and to strengthen my learning curve.
Overview
8
years of professional experience
Work history
Credit SuissePune, India
Credit risk analyst
2022.03 - Current (4 education.years_Label & 3 education.months_Label)
Job overview
- Credit Risk Data Management
- Key responsibilities include computation of Counterparty Credit Risk (CCR) exposure and Exposure at Default (EAD) at a portfolio level across various business lines, primarily SFT (Secured financial transaction) cleared derivatives & ETFO
- Validation of stressed portfolio values for different scenarios, this includes analysis of various single-factors and multi-factor scenario's including country risk scenario for internal and regulatory reporting
- Analysis of stressed MTM movement as per scenario definition, this includes verification of shocks for different asset class using their sensitivities for products such as ETFO, Cleared derivatives, Repo and Stock lent borrows
- Responsible to check portfolio movement, including MTM and PE move from Base to scenario and period over period for SRWA as per FINMA and PRA regulatory requirement
Deutsche Bank
Analyst
2018.04 - 2022.03 (3 education.years_Label & 11 education.months_Label)
Job overview
- Group Finance - Credit Risk Data Operations
- Process is responsible for static data management, trade exposure mapping, credit risk analysis, portfolio reporting, credit risk recon of front to back process flow Credit exposure monitoring & mapping against credit limits
- Involved in investigation and reconciliation of breaks involving communication with CRM, other operations, IT
- Making sure that all trades are tagged to correct credit limit given by CRM based on exposure utilization
- Risk data validation and resolution of issues impacting RWA as per BASEL III regulation
- Mapping unassigned derivatives trades as per static details and create various portfolios & reconcile credit limits with various upstream and downstream systems
- Analysis and clearing of excess tickets & Investigation and validation of trade exposures
Mphasis Limited
Finreg Analyst
2017.07 - 2018.02 (7 education.months_Label)
Job overview
- Governance risk Compliance
- Work on identifying process gap and auditing of documents
- KYC, Screening and Due diligence
- Regulatory reporting and credit review
- Insure that all CRM have completed mandatory training (Continuous education)
CRISIL Limited
Executive Trainee
2016.07 - 2017.05 (10 education.months_Label)
Job overview
- Small medium enterprise (SME)
- Interact with the promoter and key management personnel for understanding their business and industry scenario
- Evaluating the company's financial risk profile and creditworthiness of SME's based on financial statement analysis, which includes P & L, balance sheet, fund flow and ratio analysis
- Prepare credit rating/evaluating reports, based on management discussion, financials and business risk analysis
- Rating undertaken- CRISIL SME Ratings, NSIC Ratings and Due Diligence and Project Rating
Education
DIMR
MBA from Finance
2016
education
B. com
2014
Skills
- Credit exposure monitoring
- Credit risk management
- Public relations
- Financial Conduct Authority (FCA) regulatory requirements
- Credit rating & Financial statement analysis
- Team building
- Knowledge power Bi desktop & Tableau
- Advance excel & basics of python
- Business statistics
Languages
English
Advanced
Accomplishments
- 3-months transition phase from Deutsche Bank Manila to Deutsche Bank Pune of Collateral management
- Analyzed E-commerce sales data with interactive dashboard using power BI & Data analysis expressions
Timeline
Credit risk analyst
Credit Suisse
2022.03 - Current (4 education.years_Label & 3 education.months_Label)
Analyst
Deutsche Bank
2018.04 - 2022.03 (3 education.years_Label & 11 education.months_Label)
Finreg Analyst
Mphasis Limited
2017.07 - 2018.02 (7 education.months_Label)
Executive Trainee
CRISIL Limited
2016.07 - 2017.05 (10 education.months_Label)
DIMR
MBA from Finance
education
B. com