Summary
Overview
Work History
Education
Skills
Websites
Certification
Coursework
INTERNSHIP/PROJECTS
Timeline
Generic
Sudipta Saha

Sudipta Saha

Kolkata

Summary

Experienced finance professional skilled in financial management, risk analysis, and credit assessment. Expertise in credit, budgeting, forecasting, and financial reporting. Proven ability to conduct in-depth financial analysis, evaluate business models, and assess industry risks for strategic financial planning. Collaborative team player driving process improvements and supporting business growth through strategic financial management.

Overview

5
5
years of professional experience
1
1
Certification

Work History

Manager - Financial Reporting

O’Connor Marsden & Associates
07.2024 - Current
  • Developed and managed annual and monthly budgets, ensuring alignment with company financial goals
  • Conducted monthly and quarterly forecasting to monitor financial performance against the budget
  • Analyzed variances and implemented corrective actions to optimize financial outcomes
  • Designed and implemented KPI frameworks to track financial and operational performance
  • Regularly reviewed and adjusted KPIs to ensure they remained aligned with strategic objectives
  • Prepared detailed weekly revenue reports, highlighting trends and variances
  • Collaborated with the partners to ensure accuracy in revenue projections
  • Ensured timely and accurate reporting to internal and external stakeholders, including investors
  • Monitored daily cash flow and implemented strategies to optimize liquidity
  • Monitored invoicing processes, ensuring timely and accurate billing for clients
  • Tracked debtors, implemented collection strategies, and minimized overdue payments

Senior Associate Analyst - Risk Solutions and Analytics

ICRA ANALYTICS
Kolkata
01.2022 - Current
  • Conducted in-depth financial statement analysis to assess company performance and trends
  • Evaluated business models, identifying strengths, weaknesses, and risks
  • Analyzed revenue models and corporate structures for various businesses
  • Performed industry risk analysis to understand external factors impacting companies
  • Independently managed grading assignments for entities of varying sizes and complexities
  • Prepared comprehensive rationale report by including the profile of the rated company, key rating considerations, credit risk assessment, financial analysis, operational and industry analysis
  • Developed various risk assessment models to enhance the accuracy and effectiveness of grading assignments
  • Prepared in-depth industry reports for various sectors of the Indian economy every quarter, providing valuable insights into market trends, challenges, and opportunities

Credit and Risk Analyst

JAI KISAN
Mumbai
03.2020 - 11.2021
  • Analyzed creditworthiness for Supply chain finance, distributor finance, and retail finance; with ticket sizes from 20 Lakhs to 10 Crore from own book and co-lending
  • Demonstrated proficiency in ongoing portfolio monitoring, proactively identifying and mitigating credit risks at both transactional and portfolio levels
  • Effectively identified early warning signals of stress in portfolio companies and implemented timely mitigation strategies in collaboration with business teams
  • Prepared detailed credit approval memorandums (CAMs) and reports for presentation to credit committees and lenders, ensuring compliance with internal and external credit policies
  • Utilized advanced data analysis techniques to interpret changes in portfolio performance and develop data-driven solutions including delinquency and portfolio at risk (PAR) analysis
  • Collaborated with cross-functional teams to drive product-level development initiatives and spearheaded efforts to digitize credit processes
  • Contributed to the development and implementation of credit policies in alignment with organizational risk and growth objectives
  • Worked with various internal and external teams to improve processes by identifying risks and recommending risk mitigation strategies

Education

PGDM/MBA - Finance

ITM BUSINESS SCHOOL
Mumbai, IN
05.2020

Bachelor of Science -

UNIVERSITY OF KALYANI
West Bengal, IN
08.2016

Skills

  • Financial Analysis
  • Financial Modeling
  • Budgeting and Forecasting
  • Risk Management
  • Reporting and Communication
  • Financial Reporting
  • Stakeholder Engagement
  • Report Writing
  • Advanced Excel
  • Database (ProwessIQ, Capitaline)

Websites

Certification

  • Financial Modeling by Corporate Finance Institute (CFI)
  • The Complete Financial Analyst by Udemy
  • NISM (National Institute of Securities Markets) Certifications
  • Financial Analysis Foundations by LinkedIn

Coursework

  • Financial Accounting
  • Corporate Finance
  • Risk Management
  • Cost Accounting
  • Portfolio Management
  • Financial Market
  • Investment Banking
  • Financial Products
  • Data Science

INTERNSHIP/PROJECTS

Summer Internship at Netafim, Mumbai (Apr 2019 - Aug 2019)

• Conducted in-depth analysis of various agricultural products offered by Netafim, contributing to improved product understanding and market insights

• Implemented a CRM system forloan data management

NGO Internship at Akansha Foundation, Mumbai (Nov 2018 - Dec 2018)

• Proficiently reviewed MOUs with investors and customers, conducted thorough voucher evaluations and maintained meticulous records by uploading and managing vouchers in NETSUITE

Timeline

Manager - Financial Reporting

O’Connor Marsden & Associates
07.2024 - Current

Senior Associate Analyst - Risk Solutions and Analytics

ICRA ANALYTICS
01.2022 - Current

Credit and Risk Analyst

JAI KISAN
03.2020 - 11.2021

PGDM/MBA - Finance

ITM BUSINESS SCHOOL

Bachelor of Science -

UNIVERSITY OF KALYANI

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Sudipta Saha