Sujith T
Calicut
Summary
Senior Auditor with a proven track record of enhancing productivity and ensuring timely task completion. Expertise in risk management, regulatory compliance, and financial reporting drives effective audit processes. Demonstrates strong analytical thinking and problem-solving abilities, delivering clear and actionable findings. Committed to continuous improvement and delivering value through meticulous attention to detail.
Overview
10
10
years of professional experience
1
1
Certification
Work History
Senior Internal Auditor
HDFC Bank Ltd
Kozhikode
02.2023 - Current
- Coordinated comprehensive departmental audits and Ensures monthly, quarterly and special reports are completed in an accurate and timely manner as requested by Audit Manager
- Conducted audits for varied departments including Retail Branch Banking, Wholesale Banking, ATM Operations, Bulk Cash Counter, and SLI. Assist in evaluating the adequacy, effectiveness and efficiency of the systems of internal control
- Works on problems of diverse scope, performing complex financial, operational, and integrated audits of the company's operations using the organization's risk-based internal auditing methodology.
- Directed creation of interactive onboarding program for audit department recruits. Also conducted training for all new joined auditors.
- Prevented potential fraud through innovative detection measures.
- Supervised and organized efforts of 7 junior auditors, resulting in achieving the complete annual audit coverage.
- Carried out specialized audits in northern states, uncovering noteworthy discrepancies.
- Reviewed adherence to policy and regulatory requirements in alignment with the bank's audit schedule.
- Takes part in assessing management feedback on audit outcomes.
Branch Head
CSB Bank Ltd
Thrissur
09.2021 - 02.2023
- Company Overview: CSB Bank Ltd - Formerl
- Directed a team of 5 bank employees and guided 3 insurance trainees.
- Supervises the daily activities in a manner consistent : Performing daily, weekly and monthly bank audits to ensure that the branch is in compliance, results in timely and accurate branch reporting in accordance with branch standards
- Executed an aggressive business development strategy leading to substantial growth in Gold loan portfolio exceeding 3 Cr.
- Oversaw regular evaluations of staff work and addressed workplace issues.
- Assigned monthly schedules; reviewed and approved vacation and sick time requests.
- SPOC of ASBA for our bank: I have been shortlisted as the ASBA training officer and have conducted various training sessions across 78 branches in Thrissur. This has resulted in more applications logged in across CSB Bank for the LIC IPO.
- Visited diverse institutions and schools to conduct seminars on bank products.
- Financial counseling: Shared financial counseling to all category customers wherever required to understand their business practices and identify their financial goals.
- Results in more trust development with customers and enables them to stick with our bank for a long period, which in turn helps us generate more new-to-bank customers through referrals.
Product Manager- Digital Banking
CSB Bank Ltd
Chennai
08.2019 - 11.2021
- Coordinated efficient handling of critical customer and product escalations in digital and ATM banking.
- Conducted thorough monitoring of social media to identify industrial trends.
- Facilitated communication between Support Department and Development teams to ensure product trends were understood and prioritized.
- Adhered to operational standards, policies, and procedures while complying with dynamic government regulations.
- Oversaw four direct reports for RBI compliance regarding PAN India ATM operations.
- Maintained compliance with standard procedures by balancing branch operations each day.
- Ensured seamless operation across a fleet of 300 ATMs for CSB Bank.
Assistant Manager - Branch Operations Manager
CSB Bank Ltd
Mumbai
01.2016 - 09.2021
- Guaranteed adherence to all banking regulations, ensuring seamless and error-free operations.
- Evaluated and approved loan submissions promptly while maintaining correct documentation.
- Ensured timely reviews and renewals of loans consistently.
- Sustained uninterrupted ATM services through efficient management of all related matters.
- Ensured non-suspicious nature of transactions and reported as necessary.
- Ensured due diligence and implemented necessary precautions for account openings.
- Ensured availability of necessary stationaries regularly.
- Ensured joint custodianship was maintained for financial documents.
- Ensured premises, signages, and furniture remained in clean and orderly condition.
- Tracked all inter-bank agency accounts, ensuring month-end balance accuracy.
- Regularly validated the accuracy of exceptional transactions reports.
- Closely monitored locker operations and updated documents based on amendments from HO.
- Consistently adhered to statutory provisions, regulatory guidelines, and reporting requirements.
- Maintained compliance with FCRA guidelines for FC transactions.
- Assisted in handling and directing legal communication.
Academic Head Cum Faculty
TIME - Triumphant Institute Of Management Education
Ernakulam
03.2015 - 10.2015
- Delivered educational sessions to students preparing for IIT at Triumphant Institute Of Management Education.
- Oversaw academic operations and provided instruction for IBPS and CAT courses.
- Recognized for reliability in substitute teaching role, consistently working six days weekly.
- Often selected by experienced teachers for classroom management during their time away.
- Recognized for outstanding quality and creativity in classroom teaching.
- Formulated challenging questions for renowned quiz competition Aqua Regia, setting a Guinness World Record.
Education
B Tech - Electrical & Electronics Engineering
MA College of Engineering
Kothamangalam, ERNAKULAM08.2013
High School and Senior Secondary -
Kendriya Vidyalaya Calicut
Skills
- Relationship building and management
- Good knowledge of banking and financial terminology
- Internal controls
- Fraud research
- Regulations and compliance
- Fraud investigations
- Policy compliance
- Auditing assignments
- Oral and written communications
- Daily reporting
Certification
- Marketing and Banking Finance, NIIT, 12/01/16
- IRDAI SP Certification in Life Insurance
Accomplishments
- Commenced and completed comprehensive audits within a five-month period of joining , receiving commendation from the Regional Head for the successful execution.
- Trained and onboarded 05 new hires, resulting in a 95% retention rate and improved team performance
- Event head in Inter College Quiz competition and Captain of cricket team of Electrical Dept.
- Secured 1st rank in story writing for consecutive 2 years and held the position of Sports secretary in Kendriya Vidyalaya Calicut No.1.
Languages
- English, Full Professional Proficiency
- Hindi, Full Professional Proficiency
- Malayalam, Native or Bilingual Proficiency
Timeline
Senior Internal Auditor
HDFC Bank Ltd
02.2023 - Current
Branch Head
CSB Bank Ltd
09.2021 - 02.2023
Product Manager- Digital Banking
CSB Bank Ltd
08.2019 - 11.2021
Assistant Manager - Branch Operations Manager
CSB Bank Ltd
01.2016 - 09.2021
Academic Head Cum Faculty
TIME - Triumphant Institute Of Management Education
03.2015 - 10.2015
B Tech - Electrical & Electronics Engineering
MA College of Engineering
High School and Senior Secondary -
Kendriya Vidyalaya Calicut
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