SUJIT KUMAR THAKUR
Graduation
Darbhanga
Summary
Development. Experienced Credit Manager knowledgeable about creditworthiness and document review. Highly effective at optimizing credit policies to balance profit and loss.
Overview
5
5
years of professional experience
Work History
Regional Credit Manager
Midland Microfin
08.2022 - Current
- Proactively identified early warning signs of deteriorating account performance through diligent monitoring of key performance indicators.
- Supported company expansion efforts, conducting comprehensive risk assessments for new market entries.
- Streamlined credit approval processes for faster decision-making and increased customer satisfaction.
- Developed comprehensive reporting tools to provide senior management with valuable insights into regional credit performance trends.
- Reduced bad debt losses with rigorous monitoring of delinquent accounts and timely collection actions.
- Negotiated favorable payment terms with high-risk clients, mitigating potential financial exposure.
- Enhanced team productivity, providing ongoing training and guidance to credit analysts and support staff.
Executive Officer
Aegis Customer Support Services Private
08.2019 - 07.2022
- Handled administrative management, personnel issues and supply requirements for unit.
- Enhanced customer satisfaction by streamlining communication channels and improving response times.
- Interviewed, recruited, and trained new onboarding candidates.
Education
Bachelor of Arts - History
MLSM College
Darbhanga, India 04.2001 -
Skills
Relationship Management
Credit policy Understanding
Portfolio tracking
Data Interpretation
Credit Reports
Fraud understanding
Credit analysis
Mentoring and training
Performance Improvements
Application processing
Fraud knowledge
Risk Analysis
Languages
Hindi
Advanced (C1)
English
Intermediate (B1)
Playing Cricket
This game consists of two teams with 11 players each. The main objective of the game is to score the most runs. It is played on a pitch that is well maintained for the purpose.
Timeline
Regional Credit Manager
Midland Microfin
08.2022 - Current
Executive Officer
Aegis Customer Support Services Private
08.2019 - 07.2022
Bachelor of Arts - History
MLSM College
04.2001 -