Results-driven Manager experienced in financial statement review, auditing and reporting. Well-versed in producing reports, evaluating department operations and handling month- and year-end closings. Meticulous, conscientious and methodical in approach.
Reconciled daily AR ledger and verified proper posting.
Verified discrepancies and resolved clients' billing issues
Completed daily process adjustments to maintain accuracy.
Processed incoming payments in accordance with established financial policies.
Evaluated and negotiated contracts to procure favorable financial terms.
Trained and mentored new employees on collection methods, documentation requirements and performance strategies.
Worked with legal resources and recovery teams to manage default issues.
Contacted customers to discuss late payments and options for remitting amounts due.
Prepared sales presentations for clients showing success and credibility of products.
Prepared bids and proposals to submit to clients and secure new business.
Personal Banker- Welcome Desk
HDFC Bank Ltd
01.2011 - 04.2014
Answered customer questions and explained available services such as deposit accounts, bonds, and securities.
Expanded client base by promoting new financial products.
Monitored customer accounts to detect irregularities or suspicious activity.
Greeted customers and delivered information about new account processes.
Backed up teller team by handling needs of new and existing customers at main counter.
Conducted periodic compliance audits and reviews to identify areas of improvement.
Inside Account Manager
Sify Technologies Limited
06.2010 - 01.2011
Achieved sales goals and service targets by cultivating and securing new customer relationships.
Implemented systems and procedures to increase sales.
Achieved established KPI for company, regional team and individual performance through teamwork and focus on customers.
Held one-on-one meetings with sales team members to identify selling hurdles and offered insight into best remedy.
Positioning of the product details to the customer and check for requirement
Customer Relationship Manager and Secretary to the MD
Splendid Greene Technologies Pvt Ltd
01.2009 - 06.2010
Take accountability of all projects executed by “Greene”.
Co-ordination with solutions, sales & projects teams.
Training new sales recruits on product demo
Preparing of Minutes of Meeting for the Director
Updating of calendar. Set reminders for any meeting during the day.
A one-point contact for any appointments/meetings with the Director
Handling the administration and logistics of the entire office
Responsible person for all event management programs
Sales Co-Ordinator
REYAMI OFFICE FURNITURE & EQUIPMENT PVT LTD
01.2009 - 09.2009
Preparing of Quotation to Suppliers
Maintaining all the data related to suppliers, customers, etc.
Preparing of all documents required for tender submission.
Maintaining the Administration and handling the logistics of Sr. Management
Take initiative to create a healthy working atmosphere. Likewise team lunch for all the employees, birthdays celebrations of employees, pleasure trips etc.
Credit Manager
Fullerton Credit Company Ltd
03.2007 - 01.2009
Ensure smooth credit processing and disbursement of loan proposals within TAT
Managing relationship officers (sales team), risk team (credit officer, collection officer, branch processing officer), Insurance service officer etc
Planning/implanting for better profits and reducing the delinquency
Enforcement and adherence of company credit policy at the branch
Review portfolio with respect to delinquency/losses/fraud of the portfolio underwritten/fraud & early warning signals.
Managing aspirations of credit, collection and operations team.
Handling the customer service on walking regarding their queries and find the solution up to their satisfaction level by keeping in minds of the companies profits.
Branch audit reports monitoring on credit appraisals and prepare reports on time for internal & external audit purpose.
Credit Quality demonstrated by non starters, delinquency & Net Credit Loses.
Process discipline demonstrated by satisfactory audit reviews.
Products handled: Business loans (Unsecured / Secured / Mortgage loans / Home Loans)
Relationship Manager (Sales & Credit)
GE Money
01.2005 - 12.2006
Generating business through various distribution channels and enrolling new channels
Handling the walk-in customers & solving their quires
Handling sales as well as credit in personal loans
Responsible for Collections and quality portfolio, delinquency and Bounce Ratio
Organizing various activities to generate business and leads
Maintaining of Branch Sales and Credit Trackers
Managing the outsourced sales and tele-calling team.
Coordinating with Verification, Fraud Check, legal teams on a timely basis to ensure TAT
Fraud check on Documents
Executive (Collections)
GE Capital Business Process Management Services Pvt Ltd
06.2001 - 01.2005
Quality Target driven individually and as team leader, my prime responsibility includes uplifting my team in all spheres with comparison to other teams.
Handling collection agency
Tele-calling on highly delinquent accounts & tough accounts
Blocking of Credit Cards on time (reducing future risk)
Ensuring the completion of targets given for the Team and Team Members
Independently handling the Countrywide Cash Card portfolio of Hyderabad
Conducting the training sessions to the trainee’s demonstrating the responsibilities, challenges they have to deal with.
Handling escalations for all complaints related to credit cards and offering the best solutions and alternatives to the customers.
Education
Master of Arts -
Osmania University
Hyderabad
Bachelor of Commerce -
Osmania University
Hyderabad
Skills
Skilled in accounting software
Microsoft Office proficiency
Project management
Customer service expertise
Teamwork and collaboration
Meeting coordination
Office administration
Document management
Languages Known
English
Bilingual or Proficient (C2)
Malayalam
Bilingual or Proficient (C2)
Telugu
Bilingual or Proficient (C2)
Tamil
Intermediate (B1)
Hindi
Bilingual or Proficient (C2)
Hobbies and Interests
Building relationships, learning new skills, traveling, net browsing, music & cooking.
Accomplishments
Achieved more than 140% of the given target from the month of launch (March’06) Calicut till December’06
Awarded the Employee of the month for the month of August 2001
Awarded the Best Caller for the month of June 2003