Prepared training manuals for all involved portfolios.
Conducted calibration calls to align teams with portfolio requirements.
Delivered training sessions for new hires entering the process.
Evaluated analysts' performance during training to expedite quality assurance.
Facilitated weekly meetings with analysts to identify and address process gaps.
Provided regular feedback on quality to enhance process comprehension.
Organized monthly error analysis sessions per portfolio to uphold quality standards.
Oversaw quality analyst group to bridge gaps between analysts and quality assurance.
Senior Insurance Associate
Berkadia Services India Pvt Ltd
Hyderabad
02.2014 - 09.2022
Reviewed legal documents for insurance sections to ensure compliance with industry standards.
Sent reminders to agents and borrowers for insurance invoices and renewal certificates, ensuring policies remained active.
Updated systems by processing received invoices and ensured timely payment of premiums.
Requested flood determination reports from CT-Lien site to assess flood zones for properties.
Calculated and dispatched replacement cost letters to borrowers thirty days prior to policy expiration.
Evaluated insurance policies based on collateral type to confirm adherence to industrial requirements.
Conducted quality checks on team-reviewed insurance policies to maintain high standards.
Trained staff by reviewing their work, coaching them in process improvements and best practices.
Education
MBA - Financial Management
Vivekananda School of PG Studies
Srinagar Colony
06.2011 - 06.2013
Bachelor of Science - Mathematics
Vijetha Degree College
JNTU
06.2008 - 06.2011
Skills
Commercial real estate insurance expertise
Email writing proficiency
Effective communication skills
Microsoft Office applications
Initiative and pressure management
Interpersonal skills
Problem-solving abilities
Team collaboration and independence
Confidential information handling
Accomplishments
Received platinum awards for three consecutive quarters
Received Hi-5 Award for providing the best customer service to one of the valued clients
Received the Extra Mile Award from U.S. Counterparts for going beyond the working hours to deliver the audit confirmation on time
Received knowledge forum awards three times
Received various appreciation emails from internal and external clients for resolving the issues on time
Credit Administration-CMBS
Got trained on “Credit Administration (CMBS)”. Worked as a credit administrator when the volumes are high.
Below are the responsibilities handled:
Monitor and evaluate credit worthiness, loan and property performance.
Reviewing, evaluating and interpreting very complex commercial real estate loan documentation and servicing agreements, processing of reserve requests and other matters of the loans
Planning, coordinating and monitoring the daily activities
Ensuring all the policies and procedures follow PSA and rating agency regulation and requirements and communicating the recommendations to the lenders or other third-party servicers.
Tracking changes in performance and analyzing risk associated in assigned portfolio.
Co-ordinate with master servicers to assure adherence with loan documents including loan covenants, cash management triggers and potential defaults.
Conduct research on market and economic trends, interpreting market conditions and assessing impact to collateral.
Assist with list management for the underwriting staff
Verification of daily work and to cover the Manager in times of absence
Initiated and implemented strategies to drive intelligent growth of the portfolio