SUMEDH UKEY
Mumbai
Summary
Highly accomplished Product Manager with a proven track record of overseeing the entire life-cycle of a product, from conception to launch and beyond. Demonstrated expertise in developing and executing effective strategies to meet market demands and exceed customer expectations.
Overview
5
5
years of professional experience
Work History
Product Portfolio Manager (Business Banking)
ICICI Bank
08.2024 - Current
- Driving product strategy and execution for the 'Processing Fee' business within ICICI Bank's Business Banking (working capital) product, ensuring innovative fee management solutions, digital process optimization, and sustained revenue growth.
- Managing PF portfolio for ICICI Bank's existing BBG customer base of 1.5 lacs with outstanding working capital facility of INR 2 lacs Cr +.
- Strategizing plan of action for PF business growth while collaborating with business team, resulting in 10% on an average increase in PF collection. (Current PF collection – 20-23 Cr per month)
- Regularly presenting actionable insights, business updates to senior executives, including Business Heads, effectively conveying complex and strategic data insights to drive informed decision making.
- Effectively handling audit queries and ensuring compliance with regulatory requirements.
- Excel at handling cross-functional teams for requirements such as credit, policy, digital projects, etc.
Product Manager
IDFC First Bank
08.2021 - 08.2024
- Worked as Product Manager for Micro-Enterprise Loan and New Initiatives.
- Managed the overall life cycle of MEL (Micro Enterprise Loan) portfolio with an active POS of Rs. 8000 Cr+.
- Able to manage overall portfolio growth of 10%+ (QoQ) and 3%+ (MoM) on an average.
- Strategized GTM for new product variant in the same category along with customer segmentation, targeting, positioning, etc. - ‘Loan for Salaried and Self-Employed Professional’ profile.
- Constantly engaged in innovation in terms of LOS (SFDC) and LMS (FinnOne) for overall loan journey.
- Launched a new MEL variant – MEL Plus (pre-approved) loans through TC (tele-callers) by designing end-to-end TC journey with digital team.
- Led digital projects such as Account Aggregator, Perfios, etc. with cross-functional teams including developers, testers, projects and sales team to increase in user engagement.
- Managed product roadmaps, prioritizing projects by ensuring UAT, pre-prod testing to be done within timelines to measure project success.
- Worked closely on various projects such as 85%+ paperless disbursals, PSL mapping, along with other initiatives.
- Worked as a direct support for field team for on-ground support. 1 day TAT for delivering enablers.
- Worked closely with cross-functional teams to create the product offerings aligned to RBI policies and other internal terms and conditions.
Management Intern
Reliance Jio Platforms Ltd
06.2020 - 08.2020
- Analyzing end to end value chain of the two crops viz Soybean and Orange by exploring the challenges faced by the farmers and recommendations based on 'Precision farming using IoT & online advisories' which Reliance Jio can propose to farmers.
- Analyzed existing & best cultivation techniques, CoC, market dynamics, value chain finance, exports, wastage in supply chain, etc.
- Conducted market research by interviewing 200 farmers, 40+ APMC officials, 20+ industry people from MH, MP & Telangana.
- Explored digitization challenges & strategized a GTM strategy for Jio's upcoming Agri-extension service 'Jio-Krishi App' for Vidarbha region in MH.
Development Intern
BAIF Development Research Foundation
10.2019 - 11.2019
- Measuring need assessment of 'Water Conservation' project & Impact Evaluation of Silage and Biogas Project.
- Surveyed a sample of 60+ beneficiaries HHs to assess the cost-benefit analysis, and other socioeconomic indicators influenced by BAIF's projects.
- Prioritized villagers' problems by defining the scope of water conservation project & presented comparative analysis.
Education
PGDRM - Finance
Institute of Rural Management, Anand (IRMA)
06-2021
B.Sc. - Agriculture
College of Agriculture
Akola, Maharashtra03-2018
HSC - Science-Maharashtra Board
G. R. Kabra Junior Science College
Chandur Bazar, MH05-2014
SSC - Maharashtra Board
G. R. Kabra High School
Chandur Bazar, MH02-2012
Skills
- Proficient in Microsoft tools (Excel, Word, PowerPoint Presentation)
- Banking LOS LMS platforms such as SFDC, FinnOne
- Leadership
- Problem Solving
- Adaptable
- Interpersonal skills
Languages
English
Hindi
Marathi
Positions Of Responsibility
- Head : Operations team, Anand Run, (IRMA) 2019
- Cultural Secretary, College of Agriculture, Akola., 2016-2018
Achievements And Activities
- Certification on E-learning on Information & Communication Tech (ICT) and Digital Agriculture, World Bank Group., 2020
- One year 'Open Learning Programme in Entrepreneurship' conducted by the Entrepreneurship Development Institute of India (EDII), Ahmedabad., A, 2018
- 2nd rank in 'Village Appraisal Diary', content writing competition organised by IDCC, IRMA., 2019
- Finalist (5th rank) in State Level Drama Contest 'Ashvamedh'., 2015
Hobbies and Interests
- Screenplay/Script-writing
- Movies
- Theatre
- Travelling
Screenplay/Script-writing, Movies, Theatre, Travelling
- Working on own comedy-drama feature film script on a boy with a humble background.
Timeline
Product Portfolio Manager (Business Banking)
ICICI Bank
08.2024 - Current
Product Manager
IDFC First Bank
08.2021 - 08.2024
Management Intern
Reliance Jio Platforms Ltd
06.2020 - 08.2020
Development Intern
BAIF Development Research Foundation
10.2019 - 11.2019
PGDRM - Finance
Institute of Rural Management, Anand (IRMA)
B.Sc. - Agriculture
College of Agriculture
HSC - Science-Maharashtra Board
G. R. Kabra Junior Science College
SSC - Maharashtra Board
G. R. Kabra High School
Similar Profiles
VISAL VIJAYAKUMARVISAL VIJAYAKUMAR
DEVELOPMENT OFFICER at ICICI FOUNDATION FOR INCLUSIVE GROWTH, ICICI BANKDEVELOPMENT OFFICER at ICICI FOUNDATION FOR INCLUSIVE GROWTH, ICICI BANK
ABINASH DEKAABINASH DEKA
Relationship Manager at ICICI BankRelationship Manager at ICICI Bank
KISMATA SHARMAKISMATA SHARMA
Deputy Branch Manager at ICICI BankDeputy Branch Manager at ICICI Bank