Sumeet Shreeram Joshi
TJSB Sahakari Bank Ltd, Thane
Nashik
1
Language
1
Certification
3
years of professional experience
Operations Manager coordinating cash management, voucher authorization, CTS clearing, ATM support, and banking software implementation, authorizing 41–70 vouchers per day. Keeps daily branch processing accurate by managing account masters, fixed deposit masters, KYC checks, and timely service delivery. Partners with internal teams to solve complaints, maintain process compliance, and stabilize branch workflows.
Work History
Trainee Officer; Jr. Officer Cadre; Sr. Officer Cadre; Branch Manager
2 Years 6 Months- Trainee Officer July-2009 to Jan-2012
- Jr. Officer Cadre Jan 2012 to July 2015
- Sr. Officer Cadre July-2015 to Aug 2023
- Branch Manager since August 2023
- Currently working as Branch Manager at Parijat Nagar Branch, Aurangabad since Sept 2023.
- After Sept 2023, Mobilized Business of Rs 350.00 Lacs during period of 5 months.
- Mobilization of Deposit of Rs.500 Lacs from Banks, Patsanstha’s.
- Mobilized more than 100 CASA accounts towards Target.
- Mobilized Insurance Business amounting to Rs.5.00 Lacs
- Branch Operations :-
- Strong experience in KYC procedure & KYC checks
- Creation and Authorization of Account Masters, FD masters & related compliance.
- Always ensured timely Delivery of all the banking services to customers.
- Authorizations of all cash & transfer vouchers.
- CTS clearing & regular banking software implementation.
- Adroit of ßaweless account opening along with marketing for introduction of new CASA accounts.
- Achieved great success in marketing & enrolment of new SMS Banking, Internet Banking, VISA debit cards & Mobile Banking forms, processed it to central department.
- Resolved customer complaints & coordinated with central processing unit of bank for quality assurance in service.
- Handled cash department including ATM cash & solving ATM complaints.
- Responsible for completion of Pre Sanction formalities
- Credit Reports Check, Obtaining Title Clearance, Valuation Report, Conducting necessary visits.
- Underwriting the credit proposals (Retail as well as Commercial). –
- Have huge experience in Loan documentation preparation & disbursement procedures.
- Banking Profile Experience (14 years): TJSB Sahakari Bank Ltd, Thane
Education
Diploma - Financial Management
GPA: 1st Class
B. Com. - Accounting & Finance
GPA: 79%
H.S.C.
GPA: 65%
S.S.C.
GPA: 66%
Skills
MS Office
MS Excel
KYC compliance
Account opening
Cash management
Loan documentation
Credit appraisal
Business mobilization
Branch operations
Customer complaint resolution
Relationship management
Deposit mobilization
CASA acquisition
ATM cash management
Retail lending
Certification
Pursuing IIBF Exams.
Personal Details
English, Hindi and Marathi.
Accomplishments
Achievement of Annual Branch business mix Target in F.Y 2025-26..
Recognized by award ceremony with HDFC Life insurance by achieving Insurance mobilization target in year 2022
Interests
Playing Chess
Carrom and Traveling
Affiliations
Affiliation from seniors for complete of Branch Target
Disclaimer
I hereby declare that all above information furnished about me is True to the best of my knowledge.
Timeline
Trainee Officer; Jr. Officer Cadre; Sr. Officer Cadre; Branch Manager
TJSB Sahakari Bank Ltd, Thane
07.2009 - 01.2012Read More
S.S.C.
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H.S.C.
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B. Com. from Accounting & Finance
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Welingkar Institute of Management
Diploma from Financial Management
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