SQL
SUMIT PATEL
Senior Data Scientist – Risk & Revenue Optimization
Pune
Summary
Senior Data Scientist with 8+ years of experience driving revenue growth and fraud risk optimization in fintech and financial services. Improved approval rates from 20% to 75% while maintaining portfolio risk controls and reduced fraud losses by 95%+, protecting ₹10–18 Crores in quarterly exposure. Strong cross-functional partner influencing high-stakes business decisions.
Overview
9
9
years of professional experience
4
4
Certifications
Work History
Senior Data Scientist
PayPal India Pvt Ltd
2022.08 - 2025.11
- Led ML-driven risk optimization initiatives improving provisioning approvals 20% → 75%.
- Reduced coordinated fraud losses by 95%+, protecting ₹10–18 Crores quarterly.
- Designed segmented risk-tier frameworks across merchant portfolios.
- Built experimentation roadmap optimizing approval-risk trade-offs.
- Developed executive dashboards influencing risk governance decisions.
Assistant Manager
AXA Global Services
2022.02 - 2022.08
- Led analytics reporting governance and stakeholder alignment across functions.
Associate Consultant
AXA Global Services
2019.04 - 2022.02
- Automated reporting workflows reducing manual effort 40%.
Subject Matter Expert
AXA Global Services
2017.04 - 2019.03
- Built automated reporting tools delivering 1.5 FTE savings.
Education
MBA - Marketing and Operations
2017-03
B.Tech - Civil Engineering
2014-03
Skills
Risk & Fraud Analytics
Revenue Optimization
Machine Learning
A/B Testing & Threshold Strategy
SQL & Python
Stakeholder Management
KPI Governance
Certification
MIT – Data Science and Machine Learning
ADDITIONAL EXPERIENCE
Analytics Mentor — UpGrad (2019 - 2022) Mentored 500+ professionals in ML, SQL, and business analytics.
Work Availability
monday
tuesday
wednesday
thursday
friday
saturday
sunday
morning
afternoon
evening
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Software
Python
BigQuery
Timeline
Senior Data Scientist - PayPal India Pvt Ltd
2022.08 - 2025.11
Assistant Manager - AXA Global Services
2022.02 - 2022.08
Associate Consultant - AXA Global Services
2019.04 - 2022.02
Subject Matter Expert - AXA Global Services
2017.04 - 2019.03
Symbiosis Institute of Management Studies - MBA, Marketing and Operations
PEC University of Technology - B.Tech, Civil Engineering