Summary
Overview
Work History
Education
Skills
Certification
ADDITIONAL EXPERIENCE
Work Availability
Software
Websites
Timeline
SUMIT PATEL

SUMIT PATEL

Senior Data Scientist – Risk & Revenue Optimization
Pune

Summary

Senior Data Scientist with 8+ years of experience driving revenue growth and fraud risk optimization in fintech and financial services. Improved approval rates from 20% to 75% while maintaining portfolio risk controls and reduced fraud losses by 95%+, protecting ₹10–18 Crores in quarterly exposure. Strong cross-functional partner influencing high-stakes business decisions.

Overview

9
9
years of professional experience
4
4
Certifications

Work History

Senior Data Scientist

PayPal India Pvt Ltd
08.2022 - 11.2025
  • Led ML-driven risk optimization initiatives improving provisioning approvals 20% → 75%.
  • Reduced coordinated fraud losses by 95%+, protecting ₹10–18 Crores quarterly.
  • Designed segmented risk-tier frameworks across merchant portfolios.
  • Built experimentation roadmap optimizing approval-risk trade-offs.
  • Developed executive dashboards influencing risk governance decisions.

Assistant Manager

AXA Global Services
02.2022 - 08.2022
  • Led analytics reporting governance and stakeholder alignment across functions.

Associate Consultant

AXA Global Services
04.2019 - 02.2022
  • Automated reporting workflows reducing manual effort 40%.

Subject Matter Expert

AXA Global Services
04.2017 - 03.2019
  • Built automated reporting tools delivering 1.5 FTE savings.

Education

MBA - Marketing and Operations

Symbiosis Institute of Management Studies, Pune, India
03-2017

B.Tech - Civil Engineering

PEC University of Technology, Chandigarh, India
03-2014

Skills

Risk & Fraud Analytics

Revenue Optimization

Machine Learning

A/B Testing & Threshold Strategy

SQL & Python

Stakeholder Management

KPI Governance

Certification

MIT – Data Science and Machine Learning

ADDITIONAL EXPERIENCE

Analytics Mentor — UpGrad (2019 - 2022) Mentored 500+ professionals in ML, SQL, and business analytics.

Work Availability

monday
tuesday
wednesday
thursday
friday
saturday
sunday
morning
afternoon
evening
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Software

SQL

Python

BigQuery

Timeline

Senior Data Scientist - PayPal India Pvt Ltd
08.2022 - 11.2025
Assistant Manager - AXA Global Services
02.2022 - 08.2022
Associate Consultant - AXA Global Services
04.2019 - 02.2022
Subject Matter Expert - AXA Global Services
04.2017 - 03.2019
Symbiosis Institute of Management Studies - MBA, Marketing and Operations
PEC University of Technology - B.Tech, Civil Engineering
SUMIT PATELSenior Data Scientist – Risk & Revenue Optimization