Sumithra Narayana
Bengaluru
Summary
Overall, 7+ years of experience in the financial domain, with 5+ years in U.S. mortgage and 2+ years in Australian mortgage. Skilled in underwriting, closing, fraud detection, REO process and AML gift review. Strong expertise in assessing financial documents, ensuring compliance, and identifying potential risks. Proven ability to manage workflows and collaborate with teams to meet organizational goals.
Overview
7
7
years of professional experience
Work History
Business Execution Associate
Wells Fargo International Solutions Private Limited
03.2021 - Current
- Conduct Anti-Money Laundering (AML) reviews for gifts received from both domestic (U.S.) and international donors
- Verify the source of funds through online and third-party searches to ensure compliance
- Assess donor profiles to determine if the source of funds is sufficient and legitimate
- Request additional documentation if the source of funds from foreign donors is unclear or insufficient
- Also detecting the risk of fraud, any misrepresentation in terms of occupancy, undisclosed business, undisclosed property, foreclosure, short sale, undisclosed lien etc
- Responsibility to report concern for further investigation if misrepresentation is proven.
Senior Transaction Processing - Advisor II
Concentrix Daksh India PVT Limited
04.2019 - 03.2021
- Verifying Income of applicant from various sources such as PAYG income, Other Social Security Income, Preparing the Income Assessment to Identify Loan eligibility of the Applicant
- Quality Check on Income documents and identifying undisclosed liabilities
- Scrutinizing the applicant’s bank statements to identify payment defaults and income crediting to the bank
- Understanding the collection notes and providing a summary.
Associate Team Member
SLK Global Solution PVT LTD
01.2018 - 03.2019
- Verifying supporting documentation as submitted by borrowers
- Employment profile, credit strength, property
- Verify accuracy of supporting employment, financial documentation received, the loan application and other relevant documents
- Analyze income and non-income from the documents provided, and credit analysis.
- Finding out discrepancies in borrower provided documentation.
- Minimize customer complaints and escalations by providing exceptional service.
Education
B.com -
Sacred Heart College
Mangalore01-2017
Skills
- Anti-money laundering
- Documentation verification
- Fraud detection
- Compliance analysis
- Quality assurance
Timeline
Business Execution Associate
Wells Fargo International Solutions Private Limited
03.2021 - Current
Senior Transaction Processing - Advisor II
Concentrix Daksh India PVT Limited
04.2019 - 03.2021
Associate Team Member
SLK Global Solution PVT LTD
01.2018 - 03.2019
B.com -
Sacred Heart College
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