Sunaina Joshi
Treasury and Banking
Noida
Summary
A challenging career which favor learning, creativity, and provides exposure to new ideas and that prompt personal and professional growth along with the organization.
Overview
14
14
years of professional experience
Work History
Business Process Lead
Tata Consultancy Seivices
01.2024 - Current
- Account opening with bank including H2H connectivity by coordinating with Bank and Technical team of British council
- Assisted in the development and maintenance of process documentation, simplifying knowledge transfer and promoting standardization across the organization.
- Conducted regular process audits to identify areas for improvement and monitor compliance with established standards.
- Facilitated training for associates through daily coaching and regular performance appraisals.
- Managed vendor relationships to ensure timely delivery of products/services while adhering to budget constraints.
- Enhanced cross-functional collaboration, fostering a culture of open communication and teamwork.
- Working on Transition of world wide branch of client with TCS
- Work with Client local banks to understand their KYC and AML documentation and prepare for user accordingly to set up to transit bank account
- Work as Banking admin of corporate international banks
- Create and Maintain profiles of all users in corporate Bank
- Work with international bank for account opening, connectivity set up of bank accounts
- Bank account Maintainable of 400+ accounts from end to end along with bank signatories and Bank Mandate maintainence and updation of records
- Bank Mandate for Corporate treasury and banking signatories.
- Initiated timely response to emails, voicemails, and written correspondence.
Treasury and Banking Lead
British Council
06.2018 - 01.2024
- Improved portfolio performance with meticulous monitoring of investments and proactive adjustments.
- Optimized financial operations by identifying areas for improvement and implementing cost-saving measures.
- Evaluated potential mergers and acquisitions opportunities, providing valuable insights to guide successful business growth strategies.
- Strengthened internal controls, ensuring regulatory compliance through regular audits and timely reporting.
- Review and process cash flows submitted by countries on a daily basis.
Initiate cross border currency remittances / repatriations electronic banking platform and execute inter account fund transfers as per requests from departments / countries and regions. - Maintain comprehensive list of all bank accounts (UK and Overseas) accounts for every British Council office globally.
- Bank account opening and closing process
- Journal preparation end to end
- Act as a point of contact to handles queries pertaining to Cash flows forecasts review as submitted by all regions
- Manage Liquidity reporting in cash flow analysis.
- Foreign Exchange Deals (SPOT, FORWARD) Confirmation and settlement queries with Banks.
- Hedging transaction in multiple currencies and record in balance with end of the month value to calculate month end balance for next
month planning for cash flow. - Month end book keeping reports on Bloomberg.
- Preparing monthly MIS reports and participate in the review meetings with stakeholders.
- Bank Charge Analysis and run bank charge saving initiatives
- Producing Weekly Cash Balance reports w.r.t fund movements across – Power BI
- Repatriation of Funds to UK
- Money Markets Investment deals on daily basis with maintain accurate deal register for cash flow forecasting.
- Maintain Bank Mandates for across all British Council in the world
Financial Executive
Bharti Airtel Ltd
03.2015 - 03.2018
- Processing multi countries operations & coordinating with Opco (operational countries) & payable team across geographies,ensure the Service Level Agreement (SLA) are met
- If require, liaise with banks for timely fund transfer/ deposits and handling other routine International Banking Operations
- Processing domestic & foreign payments for Suppliers, Vendors, and Employees (CTC & NON CTC) claims as per process and ensuring full compliance as per Internal Rules Preparing & compiling various weekly/monthly reports pertaining to Process & Financials Preparing fund forecast, cash flow & MIS projections to Corporate/Group Treasury Handling liquidity system and effective cash management system
- Handling all types of queries related to payments and respond promptly, ensuring FTR Handling all the Accounting affairs related to all types of remittances
- Research and from business units regarding cash related transactions
- Processing of Month respond to various inquiries End Bank charges
- Involved in team building activities and working in coordination with the support function as quality, training and compliance
- Creating, Maintaining and updating SOPs and processing Payments in banking tool
- These payments are Repetitive, Non Repetitive and in form of EFT’s which need to processed before the cut-off time to ensure payments are done in accordance to the standard instructions and all the cash activities are properly managed
- Research and respond to various inquiries from business units regarding cash related transactions
- Reconciling financial data to ensure correct Billing
- Forecasting Revenue for BT on a monthly basis so the working capital is in place.
Senior Investigation Officer
RBS Business Services Pvt. Ltd
03.2012 - 03.2015
- Working as an senior Investigating Officer (verifier)with RBS Business Services Pvt
- Ltd, where our team (Investigations) is engaged in SLA adherence (TAT Management), Increase Frontline resolution and First time right, Root Cause Analysis of complaint, enquiries and requests, Escalation Handling, reconciliation of services, fraud management for all EMEA & AISA pacific according to the query
- Reconcile Nostro and vostro accounts across of various region APAC/Europe/ America
- Liaise with the customer and ensure that the process is running as per the procedures and standards laid down
- Working in a “Live”/ criticality rating “B” process, handling the transactions of RBS and network banks situated in more than 6 countries
- Working on swift messages (MT series) with bank & client
- Provide interest rate calculations to as per the current rate available in the system in order to calculate the cost of delay in the payment of client
- FLF (Flexible Lifting Fees) product full which is cross currency payments are made in order to earn profits by investors @ current market price
- Dealing with currency as GBP, USD, EUR, HUF, CZK, and RUB
- Handle funds remittance query including cancellation, Amendment etc
- Maintain 21 days ageing report of cases and escalate on daily basis
- Monitor escalation mails/Calls on time to time basis
- SEPA credit / debit transfers
- Daily & monthly MIS
- Handling Escalation of all countries with giving our best to our Customers services and makes them satisfactory
- Initiating payments as per client instruction manually as well as electronically
- Escalating out of funds cases via mails &, calls to clear the entries and generate report system
- Root Cause Analysis of complaints, enquiry and requests
- Trained on various tools related to Anti Money Laundering, & KYC, FATCA as well.
Process Associate
GENPACT
10.2010 - 03.2012
- Work Pfizer department in accounts payable process
- Daily maintenance of work allocation to all team members
- Input invoices, do vendor payments, reconcile accounts of vendor payments
- Deal with client like shell, sodexo etc
- Daily basis
- Calculation of taxes @ current market price pertains to country specific
- Work on oracle & S.A.P
- Pull reports from S.A.P to excel for reconciliation of accounts of vendor.
Education
MBA - Finance And Accounts
Institute of Management Technology
Ghaziabad 04.2001 -
Bechelor of Commerce - Accounting And Finance
Bhim Rao Ambedkar College
New Delhi 04.2001 -
Skills
Investment strategies
Roles And Responsibilities
Review and process cash flows submitted by countries on a daily basis., Initiate hard currency remittances / repatriations electronic banking platform., Execute inter account fund transfers as per requests from departments / countries and regions., Maintain comprehensive list of all bank accounts (UK and Overseas) accounts for every British Council office globally., Bank account opening and closing process., Journal preparation., Act as a point of contact to handles queries pertaining to Cash flows forecasts review as submitted by all regions, Manage Liquidity reporting in cash flow analysis., Foreign Exchange Deals (SPOT, FORWARD) Confirmation and settlement queries with Banks., Hedging transaction in multiple currencies and record in balance with end of the month value to calculate month end balance for next month planning for cash flow., Month end book keeping reports on Bloomberg., Preparing monthly MIS reports and participate in the review meetings with stakeholders., Bank Charge Analysis and run bank charge saving initiatives, Producing Weekly Cash Balance reports w.r.t fund movements across – Power BI, Repatriation of Funds to UK, Money Markets Investment deals on daily basis with maintain accurate deal register for cash flow forcasting., Processing multi countries operations & coordinating with Opco (operational countries) & payable team across geographies. Ensure the Service Level Agreement (SLA) are met., If require, liaise with banks for timely fund transfer/ deposits and handling other routine International Banking Operations., Processing domestic & foreign payments for Suppliers, Vendors, and Employees (CTC & NON CTC) claims as per process and ensuring full compliance as per Internal Rules, Preparing & compiling various weekly/monthly reports pertaining to Process & Financials, Preparing fund forecast, cash flow & MIS projections to Corporate/Group Treasury, Handling liquidity system and effective cash management system., Handling all types of queries related to payments and respond promptly, ensuring FTR, Handling all the Accounting affairs related to all types of remittances., Research and from business units regarding cash related transactions., Processing of Month respond to various inquiries End Bank charges., Involved in team building activities and working in coordination with the support function as quality, training and compliance., Creating, Maintaining and updating SOPs., Processing Payments in banking tool. These payments are Repetitive, Non Repetitive and in form of EFT’s which need to processed before the cut-off time to ensure payments are done in accordance to the standard instructions and all the cash activities are properly managed., Research and respond to various inquiries from business units regarding cash related transactions., Reconciling financial data to ensure correct Billing., Forecasting Revenue for BT on a monthly basis so the working capital is in place., Working as an senior Investigating Officer (verifier)with RBS Business Services Pvt. Ltd, where our team (Investigations) is engaged in SLA adherence (TAT Management), Increase Frontline resolution and First time right, Root Cause Analysis of complaint, enquiries and requests, Escalation Handling, reconciliation of services, fraud management for all EMEA & AISA pacific according to the query., Reconcile Nostro and vostro accounts across of various region APAC/Europe/ America., Liaise with the customer and ensure that the process is running as per the procedures and standards laid down., Working in a “Live”/ criticality rating “B” process, handling the transactions of RBS and network banks situated in more than 6 countries., Working on swift messages (MT series) with bank & client., Provide interest rate calculations to as per the current rate available in the system in order to calculate the cost of delay in the payment of client., FLF (Flexible Lifting Fees) product full which is cross currency payments are made in order to earn profits by investors @ current market price. Dealing with currency as GBP, USD, EUR, HUF, CZK, and RUB., Handle funds remittance query including cancellation, Amendment etc., Maintain 21 days ageing report of cases and escalate on daily basis. Monitor escalation mails/Calls on time to time basis., SEPA credit / debit transfers., Daily & monthly MIS., Handling Escalation of all countries with giving our best to our Customers services and makes them satisfactory., Initiating payments as per client instruction manually as well as electronically., Escalating out of funds cases via mails &, calls to clear the entries and generate report system., Root Cause Analysis of complaints, enquiry and requests., Trained on various tools related to Anti Money Laundering, & KYC, FATCA as well., Work Pfizer department in accounts payable process., Daily maintenance of work allocation to all team members., Input invoices, do vendor payments, reconcile accounts of vendor payments., Deal with client like shell, sodexo etc. Daily basis., Calculation of taxes @ current market price pertains to country specific., Work on oracle & S.A.P., Pull reports from S.A.P to excel for reconciliation of accounts of vendor.
Acknowledgement
I Sunaina Joshi accept all the information provided above is correct to the best of my knowledge.
Personal Information
- Date of Birth: 03/04/1989
- Gender: Female
- Nationality: Indian
Languages
English
Hindi
Awards
- Be a super star of a month by hitting tremendous target with extra challenge.
- Win spot ovation for managing team work before time.
- Win medal for client service week for the best service towards the client.
- Team Josh award for individual contributor for managing work.
Timeline
Business Process Lead
Tata Consultancy Seivices
01.2024 - Current
Treasury and Banking Lead
British Council
06.2018 - 01.2024
Financial Executive
Bharti Airtel Ltd
03.2015 - 03.2018
Senior Investigation Officer
RBS Business Services Pvt. Ltd
03.2012 - 03.2015
Process Associate
GENPACT
10.2010 - 03.2012
MBA - Finance And Accounts
Institute of Management Technology
04.2001 -
Bechelor of Commerce - Accounting And Finance
Bhim Rao Ambedkar College
04.2001 -
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