Sunil Dinesh Yadav
Area Collection Manager
Chandrapur
Summary
Looking forward to work in a progressive and challenging environment which demands extra analytical skills accelerating my professional growth, where I can enhance my skills and potentials to the best and exploit them to create new avenues.
Overview
23
23
years of professional experience
1
1
Language
Work History
AREA COLLECTION MANAGER
SBI CARD
09.2025 - Current
- Conduct timely allocation of portfolio to the aligned Vendor
- Handling the Collection norms under Buckets 2, 4, 6 & GNPA
- Monitoring performance against set parameters and Weekly review with the collection executives.
- Ensure the all guide line mention SLVC are adhered to and that process hygiene is maintained at aligned agency
- Ensure all customers complain & resolve in TAT
- Conduct through due diligence while onboarding /off boarding /renewing a vendor and all necessary formalities completed prior to allocating
- Ensure the judicious use the hardship tools and adherence to settlement waivers both on rate and values
- On daily basis monitoring the agency & collection executive for collection purpose & update the regular feedback in MIS & insure the daily closing target.
- Ensure the 100 % Data security using the secured Data transfer modes & data purging as per policy
- Ensure the agency raise invoice timely
BRANCH MANAGER
Mahindra Finance
07.2024 - 08.2025
- Product - Handling Tractor new & used / CV/LMV/PV/POCL used vehicle Loan & Personal Loan with collection
- Job Profile: Ticket Size 1L to 50 L
- Maintains strong relationship with internal and external stake holders.
- Oversees Branch Infrastructure & IT infrastructure
- 1. I am handling executive team for business and collection at branch
- 2. I am handling CV/LMV/PV/FEES New & Used vehicle loan
- 3. Handling Personal Loan for existing customer
- 4. Documentation checking as per checklist and do further process.
- 5. Providing service to customer regarding their queries.
- 6. Retaining existing & new customer for through the Direct Marketing activities and strategies.
- 7. Branch Display activities, Gram sabha , Mandi Divas, NOC Day, for business development
- 8. Also participate with dealer activities with ABM.
- 9. Recovery monitoring & Handling SBC/HBC/NPA customer for recovery.(TRACTOR, POCL, PV LOAN , LIGHT COMMERCIAL VEHICLE )
- 10. On daily base to take morning meeting with collection & business executive for business & collection purpose & update the regular feedback in MIS & insure the daily closing target .
- 11. Personal visit in critical case for counseling & convincing the customer.
- 12. The case is not resolved the vehicle of the customer is repossession & park in yard with all formalities & the mailed to HO for online auction
- 13. Solving the BD case with the help of LEGAL TEAM activities like conciliation Camp & also process sec 138 formalities
- 14. Cross sale FD, sip, Mutual Fund & insurance. ( MI & HI )
- 15. Maintain Various MIS as required management
- 16. Fraud Reporting, Resolution and Controls
- 17. Branch Operation Expenditure Management
Deputy Manager (credit ops sales & collection)
Mahindra Finance
06.2023 - 06.2024
- Job & responsibility: (CREDIT & ACCOUNTS OPS)
- 1. Verifying and scrutinising all the document execution as per login checklist
- 2. Appraise loan proposal for completion of documentations, policy compliance, approval conditions, correctness of viability of the proposal, income and repayment assessment, CIBIL reports, verification of CAM/CAN ( credit assessment memo / credit appraisal note). In this segment (LMV, USED REFINANCE, TRACTOR, CV & CE FTU, PL )
- 3. Doing PD with customer when file login with directly visit or TVR.
- 4. Case Appraised as per customer profile with understanding the exact need of customer.
- 5. Preparing recommendation note jointly PD done with the Area manager to recommend the case to higher authority.
- 6. Ensuring the post sanction compliances before disbursement.
- 7. Checking & disbursed the worksheets file before sending the HO.
- 8. Monitoring the PDDE Updation and Disbursement.
- 9. Monitoring the Early Delinquent & Non starter.
- 10. Regular visit once in a qtr for Asset verification.
- 11. Conducting trainings and feedback periodically to the sales team members.
- 12. Keeping the control of NOC book & sending copy to HO.
- 13. Ensure the commission & Brokerage detail are sent & entered at the time of worksheet prepration & forward the payment only as per scheme.
Assistant Manager
Mahindra Finance
04.2019 - 05.2023
Branch Accountant Head
Mahindra Finance
02.2015 - 03.2019
Senior Executive (Sales Operation)
Muthoot Finance
01.2012 - 01.2015
- Role description:
- 1. Gold testing & verification, valuation & Disbursements loan against gold
- 2. Cash handling & co-ordination with Banks
- 3. Preparation of Bank Reconciliation statement
- 4. Documentation and MIS & report maintenance
- 5. Explain customers about all products/ cross selling different financial product For e.g. Fixed deposited, NCD, Gold (24 cart)
- 6. NPA recovery
- 7. General Insurance only for gold loan customer (cross sales)
- 8. Money transfer services provide with our associates' western union, xpress money, instant cash, Ez remit, transfast, money gram, Global money.
- 9. Acquire new customers for branches, visits & presentations to big corporate, trusts, associations, hnis, and visit in rural area and meet with sarpanch
- 10. Responsible for planning effective deputation plan & ensuring individual targets as well as regions targets are achieved on monthly basis
- 11. Identifying untapped market and initiating any specific marketing activities & coordination with marketing department in order to boost the required business development in the branch
Soldier (commando)
INDIAN ARMY
01.2003 - 01.2009
- C) Role description:
- 2004 – 2006 Posted in 'Kargil' and 'Batalik' Sector
- 2006 – 2008 Posted in 'Punch' Sector in CIOPS
- 2008 – 2009 Posted in 'Ram Ban' with Parent Unit 401 light AD
Education
MBA - Banking Financial Service Marketing
Nagpur University
01.2011
Completed SAP - Sales and Distribution
01.2011
B.Com - Computer Application
Nagpur University
01.2004
Skills
Proven ability to work in both independent and team environment
Declaration
I hereby declare that the information provided by me is true to my knowledge and belief. SUNIL D. YADAV
Personal Information
- Date of Birth: 02 Jul 1982
- Marital Status: Married
- Languages known: ENGLISH, HINDI, MARATHI.
Timeline
AREA COLLECTION MANAGER
SBI CARD
09.2025 - Current
BRANCH MANAGER
Mahindra Finance
07.2024 - 08.2025
Deputy Manager (credit ops sales & collection)
Mahindra Finance
06.2023 - 06.2024
Assistant Manager
Mahindra Finance
04.2019 - 05.2023
Branch Accountant Head
Mahindra Finance
02.2015 - 03.2019
Senior Executive (Sales Operation)
Muthoot Finance
01.2012 - 01.2015
Soldier (commando)
INDIAN ARMY
01.2003 - 01.2009
MBA - Banking Financial Service Marketing
Nagpur University
Completed SAP - Sales and Distribution
B.Com - Computer Application
Nagpur University