Sunil Dinesh Yadav
Area Collection Manager
Chandrapur
Summary
Looking forward to work in a progressive and challenging environment which demands extra analytical skills accelerating my professional growth, where I can enhance my skills and potentials to the best and exploit them to create new avenues.
Overview
23
23
years of professional experience
1
1
Language
Work History
AREA COLLECTION MANAGER
SBI CARD
09.2025 - Current
- Conduct timely allocation of portfolio to the aligned Vendor
- Handling the Collection norms under Buckets 2, 4, 6 & GNPA
- Monitoring performance against set parameters and Weekly review with the collection executives.
- Ensure the all guide line mention SLVC are adhered to and that process hygiene is maintained at aligned agency
- Ensure all customers complain & resolve in TAT
- Conduct through due diligence while onboarding /off boarding /renewing a vendor and all necessary formalities completed prior to allocating
- Ensure the judicious use the hardship tools and adherence to settlement waivers both on rate and values
- On daily basis monitoring the agency & collection executive for collection purpose & update the regular feedback in MIS & insure the daily closing target.
- Ensure the 100 % Data security using the secured Data transfer modes & data purging as per policy
- Ensure the agency raise invoice timely
BRANCH MANAGER
Mahindra Finance
07.2024 - 08.2025
- Product - Handling Tractor new & used / CV/LMV/PV/POCL used vehicle Loan & Personal Loan with collection
- Job Profile: Ticket Size 1L to 50 L
- Maintains strong relationship with internal and external stake holders.
- Oversees Branch Infrastructure & IT infrastructure
- 1. I am handling executive team for business and collection at branch
- 2. I am handling CV/LMV/PV/FEES New & Used vehicle loan
- 3. Handling Personal Loan for existing customer
- 4. Documentation checking as per checklist and do further process.
- 5. Providing service to customer regarding their queries.
- 6. Retaining existing & new customer for through the Direct Marketing activities and strategies.
- 7. Branch Display activities, Gram sabha , Mandi Divas, NOC Day, for business development
- 8. Also participate with dealer activities with ABM.
- 9. Recovery monitoring & Handling SBC/HBC/NPA customer for recovery.(TRACTOR, POCL, PV LOAN , LIGHT COMMERCIAL VEHICLE )
- 10. On daily base to take morning meeting with collection & business executive for business & collection purpose & update the regular feedback in MIS & insure the daily closing target .
- 11. Personal visit in critical case for counseling & convincing the customer.
- 12. The case is not resolved the vehicle of the customer is repossession & park in yard with all formalities & the mailed to HO for online auction
- 13. Solving the BD case with the help of LEGAL TEAM activities like conciliation Camp & also process sec 138 formalities
- 14. Cross sale FD, sip, Mutual Fund & insurance. ( MI & HI )
- 15. Maintain Various MIS as required management
- 16. Fraud Reporting, Resolution and Controls
- 17. Branch Operation Expenditure Management
Deputy Manager (credit ops sales & collection)
Mahindra Finance
06.2023 - 06.2024
- Job & responsibility: (CREDIT & ACCOUNTS OPS)
- 1. Verifying and scrutinising all the document execution as per login checklist
- 2. Appraise loan proposal for completion of documentations, policy compliance, approval conditions, correctness of viability of the proposal, income and repayment assessment, CIBIL reports, verification of CAM/CAN ( credit assessment memo / credit appraisal note). In this segment (LMV, USED REFINANCE, TRACTOR, CV & CE FTU, PL )
- 3. Doing PD with customer when file login with directly visit or TVR.
- 4. Case Appraised as per customer profile with understanding the exact need of customer.
- 5. Preparing recommendation note jointly PD done with the Area manager to recommend the case to higher authority.
- 6. Ensuring the post sanction compliances before disbursement.
- 7. Checking & disbursed the worksheets file before sending the HO.
- 8. Monitoring the PDDE Updation and Disbursement.
- 9. Monitoring the Early Delinquent & Non starter.
- 10. Regular visit once in a qtr for Asset verification.
- 11. Conducting trainings and feedback periodically to the sales team members.
- 12. Keeping the control of NOC book & sending copy to HO.
- 13. Ensure the commission & Brokerage detail are sent & entered at the time of worksheet prepration & forward the payment only as per scheme.
Assistant Manager
Mahindra Finance
04.2019 - 05.2023
Branch Accountant Head
Mahindra Finance
02.2015 - 03.2019
Senior Executive (Sales Operation)
Muthoot Finance
01.2012 - 01.2015
- Role description:
- 1. Gold testing & verification, valuation & Disbursements loan against gold
- 2. Cash handling & co-ordination with Banks
- 3. Preparation of Bank Reconciliation statement
- 4. Documentation and MIS & report maintenance
- 5. Explain customers about all products/ cross selling different financial product For e.g. Fixed deposited, NCD, Gold (24 cart)
- 6. NPA recovery
- 7. General Insurance only for gold loan customer (cross sales)
- 8. Money transfer services provide with our associates' western union, xpress money, instant cash, Ez remit, transfast, money gram, Global money.
- 9. Acquire new customers for branches, visits & presentations to big corporate, trusts, associations, hnis, and visit in rural area and meet with sarpanch
- 10. Responsible for planning effective deputation plan & ensuring individual targets as well as regions targets are achieved on monthly basis
- 11. Identifying untapped market and initiating any specific marketing activities & coordination with marketing department in order to boost the required business development in the branch
Soldier (commando)
INDIAN ARMY
01.2003 - 01.2009
- C) Role description:
- 2004 – 2006 Posted in 'Kargil' and 'Batalik' Sector
- 2006 – 2008 Posted in 'Punch' Sector in CIOPS
- 2008 – 2009 Posted in 'Ram Ban' with Parent Unit 401 light AD
Education
MBA - Banking Financial Service Marketing
Nagpur University
01.2011
Completed SAP - Sales and Distribution
01.2011
B.Com - Computer Application
Nagpur University
01.2004
Skills
Proven ability to work in both independent and team environment
Maintaining balanced performance and good rapport with colleagues
Quick learner with ability to grasp technologies and employ new methodologies
Wiz at problem solving and analytical skills
Energetic and Self-Motivated
Declaration
I hereby declare that the information provided by me is true to my knowledge and belief. SUNIL D. YADAV
Personal Information
- Date of Birth: 02 Jul 1982
- Marital Status: Married
- Languages known: ENGLISH, HINDI, MARATHI.
Timeline
AREA COLLECTION MANAGER
SBI CARD
09.2025 - Current
BRANCH MANAGER
Mahindra Finance
07.2024 - 08.2025
Deputy Manager (credit ops sales & collection)
Mahindra Finance
06.2023 - 06.2024
Assistant Manager
Mahindra Finance
04.2019 - 05.2023
Branch Accountant Head
Mahindra Finance
02.2015 - 03.2019
Senior Executive (Sales Operation)
Muthoot Finance
01.2012 - 01.2015
Soldier (commando)
INDIAN ARMY
01.2003 - 01.2009
MBA - Banking Financial Service Marketing
Nagpur University
Completed SAP - Sales and Distribution
B.Com - Computer Application
Nagpur University