Summary
Overview
Work History
Education
Skills
Declaration
Personal Information
Timeline
Generic

Sunil Dinesh Yadav

Area Collection Manager
Chandrapur

Summary

Looking forward to work in a progressive and challenging environment which demands extra analytical skills accelerating my professional growth, where I can enhance my skills and potentials to the best and exploit them to create new avenues.

Overview

23
23
years of professional experience
1
1
Language

Work History

AREA COLLECTION MANAGER

SBI CARD
09.2025 - Current
  • Conduct timely allocation of portfolio to the aligned Vendor
  • Handling the Collection norms under Buckets 2, 4, 6 & GNPA
  • Monitoring performance against set parameters and Weekly review with the collection executives.
  • Ensure the all guide line mention SLVC are adhered to and that process hygiene is maintained at aligned agency
  • Ensure all customers complain & resolve in TAT
  • Conduct through due diligence while onboarding /off boarding /renewing a vendor and all necessary formalities completed prior to allocating
  • Ensure the judicious use the hardship tools and adherence to settlement waivers both on rate and values
  • On daily basis monitoring the agency & collection executive for collection purpose & update the regular feedback in MIS & insure the daily closing target.
  • Ensure the 100 % Data security using the secured Data transfer modes & data purging as per policy
  • Ensure the agency raise invoice timely

BRANCH MANAGER

Mahindra Finance
07.2024 - 08.2025
  • Product - Handling Tractor new & used / CV/LMV/PV/POCL used vehicle Loan & Personal Loan with collection
  • Job Profile: Ticket Size 1L to 50 L
  • Maintains strong relationship with internal and external stake holders.
  • Oversees Branch Infrastructure & IT infrastructure
  • 1. I am handling executive team for business and collection at branch
  • 2. I am handling CV/LMV/PV/FEES New & Used vehicle loan
  • 3. Handling Personal Loan for existing customer
  • 4. Documentation checking as per checklist and do further process.
  • 5. Providing service to customer regarding their queries.
  • 6. Retaining existing & new customer for through the Direct Marketing activities and strategies.
  • 7. Branch Display activities, Gram sabha , Mandi Divas, NOC Day, for business development
  • 8. Also participate with dealer activities with ABM.
  • 9. Recovery monitoring & Handling SBC/HBC/NPA customer for recovery.(TRACTOR, POCL, PV LOAN , LIGHT COMMERCIAL VEHICLE )
  • 10. On daily base to take morning meeting with collection & business executive for business & collection purpose & update the regular feedback in MIS & insure the daily closing target .
  • 11. Personal visit in critical case for counseling & convincing the customer.
  • 12. The case is not resolved the vehicle of the customer is repossession & park in yard with all formalities & the mailed to HO for online auction
  • 13. Solving the BD case with the help of LEGAL TEAM activities like conciliation Camp & also process sec 138 formalities
  • 14. Cross sale FD, sip, Mutual Fund & insurance. ( MI & HI )
  • 15. Maintain Various MIS as required management
  • 16. Fraud Reporting, Resolution and Controls
  • 17. Branch Operation Expenditure Management

Deputy Manager (credit ops sales & collection)

Mahindra Finance
06.2023 - 06.2024
  • Job & responsibility: (CREDIT & ACCOUNTS OPS)
  • 1. Verifying and scrutinising all the document execution as per login checklist
  • 2. Appraise loan proposal for completion of documentations, policy compliance, approval conditions, correctness of viability of the proposal, income and repayment assessment, CIBIL reports, verification of CAM/CAN ( credit assessment memo / credit appraisal note). In this segment (LMV, USED REFINANCE, TRACTOR, CV & CE FTU, PL )
  • 3. Doing PD with customer when file login with directly visit or TVR.
  • 4. Case Appraised as per customer profile with understanding the exact need of customer.
  • 5. Preparing recommendation note jointly PD done with the Area manager to recommend the case to higher authority.
  • 6. Ensuring the post sanction compliances before disbursement.
  • 7. Checking & disbursed the worksheets file before sending the HO.
  • 8. Monitoring the PDDE Updation and Disbursement.
  • 9. Monitoring the Early Delinquent & Non starter.
  • 10. Regular visit once in a qtr for Asset verification.
  • 11. Conducting trainings and feedback periodically to the sales team members.
  • 12. Keeping the control of NOC book & sending copy to HO.
  • 13. Ensure the commission & Brokerage detail are sent & entered at the time of worksheet prepration & forward the payment only as per scheme.

Assistant Manager

Mahindra Finance
04.2019 - 05.2023

Branch Accountant Head

Mahindra Finance
02.2015 - 03.2019

Senior Executive (Sales Operation)

Muthoot Finance
01.2012 - 01.2015
  • Role description:
  • 1. Gold testing & verification, valuation & Disbursements loan against gold
  • 2. Cash handling & co-ordination with Banks
  • 3. Preparation of Bank Reconciliation statement
  • 4. Documentation and MIS & report maintenance
  • 5. Explain customers about all products/ cross selling different financial product For e.g. Fixed deposited, NCD, Gold (24 cart)
  • 6. NPA recovery
  • 7. General Insurance only for gold loan customer (cross sales)
  • 8. Money transfer services provide with our associates' western union, xpress money, instant cash, Ez remit, transfast, money gram, Global money.
  • 9. Acquire new customers for branches, visits & presentations to big corporate, trusts, associations, hnis, and visit in rural area and meet with sarpanch
  • 10. Responsible for planning effective deputation plan & ensuring individual targets as well as regions targets are achieved on monthly basis
  • 11. Identifying untapped market and initiating any specific marketing activities & coordination with marketing department in order to boost the required business development in the branch

Soldier (commando)

INDIAN ARMY
01.2003 - 01.2009
  • C) Role description:
  • 2004 – 2006 Posted in 'Kargil' and 'Batalik' Sector
  • 2006 – 2008 Posted in 'Punch' Sector in CIOPS
  • 2008 – 2009 Posted in 'Ram Ban' with Parent Unit 401 light AD

Education

MBA - Banking Financial Service Marketing

Nagpur University
01.2011

Completed SAP - Sales and Distribution

01.2011

B.Com - Computer Application

Nagpur University
01.2004

Skills

Proven ability to work in both independent and team environment

Declaration

I hereby declare that the information provided by me is true to my knowledge and belief. SUNIL D. YADAV

Personal Information

  • Date of Birth: 02 Jul 1982
  • Marital Status: Married
  • Languages known: ENGLISH, HINDI, MARATHI.

Timeline

AREA COLLECTION MANAGER

SBI CARD
09.2025 - Current

BRANCH MANAGER

Mahindra Finance
07.2024 - 08.2025

Deputy Manager (credit ops sales & collection)

Mahindra Finance
06.2023 - 06.2024

Assistant Manager

Mahindra Finance
04.2019 - 05.2023

Branch Accountant Head

Mahindra Finance
02.2015 - 03.2019

Senior Executive (Sales Operation)

Muthoot Finance
01.2012 - 01.2015

Soldier (commando)

INDIAN ARMY
01.2003 - 01.2009

MBA - Banking Financial Service Marketing

Nagpur University

Completed SAP - Sales and Distribution

B.Com - Computer Application

Nagpur University
Sunil Dinesh YadavArea Collection Manager