Banking Services- Digital Banking/ TBG-CMS/ Trade Services
New Delhi
Summary
MBA (Marketing), Banking professional with nearly 22+years of experience in delivering comprehensive solutions and strategies for banking requirements
Expertise in driving digitization transformation in multiple banks and client segments; exhibited leadership excellence in surpassing set bottomline goals in high pressured environments
Managed a range of marquee clients in my previous assignments such as Infoedge India Ltd, Bharat Seats Ltd, VLCC Healthcare Ltd, Krishna Maruti Ltd, Intec Capital Ltd, Prakash Industries Ltd, KCT Chemicals & Papers Ltd, Asian Hotels (West) Ltd and Jay Ushin Ltd and so on
Pioneered in conceptualizing, developed, monetizing & replicating innovative product/solutions like UPI, PPI, BBPS, BC, DMT, Nodal account, cheque scanning, EPFO payments, API's- FT/Collect/UPI/TPAP and so on
Expertise in delivering outstanding marketing and business development outcomes in highly competitive markets
Recognised for delivering significant growth in Thru-put, CASA & Revenue by analysing actions, implementing effective competition combat strategies and creating a more responsive & market-driven organization
Ensured smooth business acquisition in coordination with branch & business banking teams and transaction banking teams on a regular basis; tailor made the solutions specific to customer needs & facilitated timely service delivery & quality as per defined SLAs; ensured the strategic objectives were well understood and executed by the team
Built a very strong & robust department, penetrated and retained client base by focusing on wealth and liability portfolio
Showed capabilities in designing tailor made banking product solutions to address specific needs of clients; developed, reviewed and reported on the business development division's strategy
Impressive success in defining plans & go-to-market strategy for broad range of products like Digital Banking, Cash Management & Trade Finance
An effective leader with capabilities in motivating teams and maintaining deliverables as per the defined guidelines along with elevating service standards for operational excellence
Overview
24
years of professional experience
4
Languages
Work History
Yes Bank Ltd
Senior Vice President - Digital Banking Sales
04.2021 - Current
Job overview
Providing Digital Banking product solutions to branch & business banking customer segment in North and East regions from April 21 till date.
Managing portfolio of retail customer base with a targeted float of 237 Cr and fee income of 9 Cr.
Working with different retail BUs to fulfill and provide tailor made digital solutions to customers basis their specific use cases, catering to different customer segments like fintech/ Startup, MSME’s, sector specific clients etc.
Conducting regional level trainings through HR learning partners for different retail BUs to enhance and enable them with hands on expertise in handling digital banking product queries.
Coordinating with the concerned divisions for increasing our market share with respect to penetrating of customers on digital banking products like UPI and BC business to name a few.
Providing API based digital Solutions to the Corporates/customers whereby enabling them to use new age digital banking solutions to make their collections and payments robust avoiding any manual intervention.
Looking after the TBG-CMS needs of Branch & Business Banking Segment in Delhi and NCR from July'15 to March’21.
Performing trend analysis of the product wise throughputs and income generated
Working on the downward trends if any with respect to portfolio movement.
Handling of TRA's, Escrow arrangements, Delisting deals, fractional shares, Rights issue, and call money deals.
Conducting trainings for Relationship Managers for CMS Products.
Coordinating with the concerned divisions for resolving service issues.
Providing CMS Solutions to the Corporates whereby enabling them to lower Interest Costs, Improve Liquidity, Reconciliation of Accounts in a better way.
Growth Path:
July'15 to Aug'17 - Asst Vice President (CMS Team)
Sept'17 to March'21 - Vice President (CMS Team)
April'21 till Date - Senior Vice President (Digital Banking Sales & Partnerships).
Kotak Mahindra Bank Ltd.
Chief Manager - Transaction Banking Group (Cash & Trade)
06.2008 - 06.2015
Job overview
Managed Mid-Market portfolio of clients from TBG- CMS perspective providing tailored made solutions to corporates.
Growth Path:
June'08 to Mar'11 - Senior Manager (Transaction Banking)
Apr'11 to Jun'15 - Chief Manager (Transaction Banking)
HDFC Bank Ltd.
Manager - CMS PSM
03.2007 - 06.2008
Vijaya Bank Ltd.
Manager Marketing (Scale-II)
01.2004 - 03.2007
Axis Bank Ltd (Formerly known as UTI Bank Ltd)
Sales Executive
09.2002 - 01.2004
Bajaj Capital Ltd
Marketing Executive
06.2001 - 07.2002
Education
BVIMRS
MBA from Marketing
2001
St. Aloysius College
BBM from Marketing & Computer Applications
Skills
MS Office
Notableaccomplishments
Got Best Retail CMS Deal award-FY18(Pasco Motors LLP) at Annual Strategy Meet, 04/01/18, Mumbai.
Got Best PSM(Retail) award for API E-Collect, Digital drive for API Banking, 01/01/17.
Got certificate of achievement in 'The Great CMS NTB Drive' category-Retail-NCR/MMR, 01/01/16.
Got certificate of appreciation for CMS NTB acquisitions, 01/01/15.
Got the Spot On certificate for rendering Digital Banking service to retail BU’s.
Personal Information
Date of Birth: 10/19/77
Profilesummary - Summary
MBA (Marketing), Banking professional with nearly 20+ years of experience in delivering comprehensive solutions and strategies for banking requirements.
Expertise in driving digitization transformation in multiple banks and client segments; exhibited leadership excellence in surpassing set bottomline goals in high pressured environments.
Managed a range of marquee clients in my previous assignments such as Infoedge India Ltd, Bharat Seats Ltd, VLCC Healthcare Ltd, Krishna Maruti Ltd, Intec Capital Ltd, Prakash Industries Ltd, KCT Chemicals & Papers Ltd, Asian Hotels (West) Ltd and Jay Ushin Ltd and so on.
Pioneered in conceptualizing, developed, monetizing & replicating innovative product/solutions like UPI, PPI, BBPS, BC, DMT, Nodal account, cheque scanning, EPFO payments, API's- FT/Collect/UPI/TPAP and so on.
Expertise in delivering outstanding marketing and business development outcomes in highly competitive markets.
Recognised for delivering significant growth in Thru-put, CASA & Revenue by analysing actions, implementing effective competition combat strategies and creating a more responsive & market-driven organization.
Ensured smooth business acquisition in coordination with branch & business banking teams and transaction banking teams on a regular basis; tailor made the solutions specific to customer needs & facilitated timely service delivery & quality as per defined SLAs; ensured the strategic objectives were well understood and executed by the team.
Built a very strong & robust department, penetrated and retained client base by focusing on wealth and liability portfolio.
Showed capabilities in designing tailor made banking product solutions to address specific needs of clients; developed, reviewed and reported on the business development division's strategy.
Impressive success in defining plans & go-to-market strategy for broad range of products like Digital Banking, Cash Management & Trade Finance.
An effective leader with capabilities in motivating teams and maintaining deliverables as per the defined guidelines along with elevating service standards for operational excellence.
Timeline
Senior Vice President - Digital Banking Sales
Yes Bank Ltd
04.2021 - Current
Chief Manager - Transaction Banking Group (Cash & Trade)