Sunil Kumar V
Bangalore
Summary
Consultant with proven expertise in client management, problem-solving, and effective presentations. Demonstrated ability to manage multiple projects simultaneously while delivering high-quality results. Strong business acumen and adaptability in fast-paced environments. Committed to driving organizational success through innovative solutions and strategic thinking.
Overview
14
14
years of professional experience
Work History
Reconciliation Consultant
Arab National Bank
Riyadh
05.2024 - 06.2025
- Documented the 25 reconciliation packs which is inclusive of 80k accounts under accounts payable and receivables on a daily basis.
- Created the process manual for finance and planning accounts which is inclusive of 145k accounts of Cash accounts, fixed assets, HRG, Accounts payable and receivables.
- Led daily operations and reconciliations of GL and balance sheets across Finance & Planning division.
- Participate in Walkthrough Calls, system demonstrations, and interview operations subject matter experts (SME) to evaluate design and operational effectiveness of the control and knowledge and awareness of control framework within the Operations Team.
- Follow testing guidelines form nature and population of samples and perform a systematic testing of transaction samples and document the effectiveness of controls based on such sample testing.
- Formulate a detailed executive summary and final Pack to reflect the outcome of the control evaluated outlining with evidence the Key Risks Identified, issues noted, and Efficiencies recommended.
- Built daily settlement reconciliation processes, ensuring data integrity and real-time issue resolution.
- Established end-to-end reconciliation systems for Finance & Planning transaction accounts from scratch.
- Team: Centre Operations Group – Reconciliation Consultant
- Group Division: Retail Banking
Assistant Manager
Deutsche Bank
06.2016 - 04.2024
- Reviewing Key Operating Documents, STARC (Standards and Responsibilities for Control), Policies and Procedures associated with the Control in scope and formulating process and controls questionnaires.
- Conduct a Closure Meeting with the Operations SME and Lead to evaluate actual accuracy of the control Assessment and outcome and based on such closure meeting document and track Issues Identified and closure thereof by guiding/supporting the process/control owner in remediation planning.
- Assist in implementing /re-designing the controls with objective of mitigating risk and achieving efficiencies.
- Assisted in the development of standard template for QA review.
- Understand/analyze business processes and prepare detailed process maps to identify existing / missing controls.
- Validating the data between the credit report, AVALOQ (Existing Platform) against GlobeR w.r.t Asset availability, Collateral Values, Pledge Relationship &Rating.
- Enrichment of Credit file data in GlobeR application with missing information from credit reports.
- Complete co-ordination, review Loan IQ input of assigned new deals and amendments daily to ensure banks books accurately reflect the intentions of the credit agreement and credit approval.
- Involved in Structured Credit desk reporting every month apart from the normal processing and query handling activities.
- Ensuring that all past-due principal, interest and fees are reported, followed up with clients / agent banks and ultimately collecting all dues.
- Administering Drawdown’s, Rollovers, Repayments, Pre-payments, Funding, Rate-Fixings, Fees and Commission posting, external payments, collection of interest, Nostro Reconciliations.
- Raising the credit request workflow to credit officers for approvals.
- Developed Training materials for new joiners.
- Team: Loan Operations / Risk & Control/ Trade Settlements
- Group Division: Corporate & Retail Banking
Senior Operations Analyst
JP Morgan & Chase
09.2013 - 06.2016
- Expertise in the loan life cycle process end to end.
- Processing mortgage loans, flood insurance policies and other line products.
- Maintain compliance with federal lending regulations and bank underwriting policies.
- Identifies missing/incorrect documentation in loan packages/files and seek solutions to problems uncovered in review.
- Performs quality assurance activities to verify accurate indexing, filing, storage and retrieval of document images.
- Platform: Loan Booking & Funding / CIB
Analyst
ANZ BANK
06.2011 - 09.2013
- Working for wholesale products like business loans, overdrafts, commercial bills and other lending products.
- Quality checker for all the business products and also specialized in the loans, bank guarantees and tailored business facilities.
- Conducting the survey with the frontline clients and preparing the consolidated data.
- Conducting the team huddle on daily basis to plan the work accordingly.
- Platform: Wholesale Lending Operations
Education
MBA - Finance
Magnus School of Business
Bangalore01.2010
B.com - Computers
St. Joseph’s College
01.2008
Skills
- Documentation management
- Reconciliation processes
- Data analysis
- Control assessments
- Risk mitigation
- Financial reporting
- Team leadership
- Team management
Awards
Recommended/initiated for process improvements which resulted in reduction of 0.5 FTE job – This was recognized and appreciated from the management team., Star performer of the month for processing and checking highest number of cases., Extra Miller award for the zero drive hero on operations level., - Consistent Good Performance based on the KRA., - Extra commitment or effort in completing an assignment or series of assignments., - Resolution of a significant problem or conflict., - Suggestions, which improve the quality of the operations., - Supported synergy team in handling the event management activities couple of times.
PROFESSIONAL SYNOPSIS
- Currently designated as Assistant Manager – Tata Consultancy Services.
- Masters in Global finance and Banking with 14+ years of experience in Corporate Banking (CB) & Retail Banking (RB).
- Knowledge in Risk and Control across Controls Testing and Operational Risk Reporting.
- Hands on experience in conducting Quality Assessments for identification of Operational Risks, effective defining, evaluation, implementation of Control Framework and tracking and management of Issues and Efficiencies.
- Working knowledge of experience in the areas of Regional and Business Trade Settlement, Loan Administration, Reconciliation.
- Results-driven Bank Reconciliation specialist skilled in analyzing financial data and resolving discrepancies.
- Sound knowledge & experience in Loan Applications as Denodo, Finacle, Loan IQ, GlobeR, ACBS, VLS, ICOM, Hogan/CAP, MITS, TLM, Mentsapt & Kondor Booking.
Disclaimer
I hereby declare that all statement made in the application are true, complete and Correct to the best of my knowledge and belief.
PERSONAL PROFILE
- Marital Status: Married
- Date of Birth: 1987-02-04
- Gender: Male
- Address: Suryanagar Phase 1, Bangalore - 560099
Timeline
Reconciliation Consultant
Arab National Bank
05.2024 - 06.2025
Assistant Manager
Deutsche Bank
06.2016 - 04.2024
Senior Operations Analyst
JP Morgan & Chase
09.2013 - 06.2016
Analyst
ANZ BANK
06.2011 - 09.2013
MBA - Finance
Magnus School of Business
B.com - Computers
St. Joseph’s College
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