To grow as a successful professional in the Competitive world by integrating my strong analytical, logical and interpersonal skills.
Intensively worked in mortgages department handling Reconciliation and payments, Exception Reporting, Indexing team and acted as a point of contact for offshore team, training interns and providing process workflow.
Ability to prioritize and run multiple tasks simultaneously and ensure timely and accurate delivery of the same
Overview
7
7
years of professional experience
Work History
Role: Subject Matter Expert
Concentrix
Bengaluru
04.2018 - Current
Company Overview: Industry : Mortgages & Banking Service line : Home Mortgage Services
Worked as a SME for Australia Mortgage loan services specialized in handling Reconciliations and Payments, Exception reporting, Indexing and active participation in AOM, Report Generation.
Ensuring key performance indicators like SLA, TAT, procedural adherence, risk compliance, escalation handling and resolution and accuracy targets are met of the process.
Ensures loans are processed in accordance with established guidelines and Truth and Lending rules/regulations.
Daily Reconciliations on TLM application and upload journal through Oracle.
Verify all documentation and approval for Fee refund and create journal and BDE (Credit and Debit transaction).
Verifying payment transactions created by upstreams.
Ensure optimum productivity in the process, exceeded internal quality standard and achieved high customer satisfaction test scores (CSAT).
Transfer of surplus fund to the customers as a mode of full and final settlement when the account is closed.
Meeting daily targets with the best quality and the service the customer.
Actively taking part in AOM (Active Operational management).
Helping the associates with process related queries.
Acted as first point of contact for onshore team and responsible for allocating files to agents.
Daily AOM reports, Updating EOD & maintaining reports. Prepare and Provide data to stake holders and clients as per the requirement.
Preparing weekly
Planning and Variation data
Conducting training sessions for newly joined.
Auditing the files processed by the associate and providing feedback as a back up QA.
Working on priority files with 100% customer satisfaction.
Conducted regular performance reviews of customer service team members to identify areas for improvement.
Created detailed reports on customer inquiries, complaints, and suggestions.
Provided guidance and assistance to junior level staff members when needed.
Provided training sessions to new customer service staff on best practices.
Education
M.com -
Mysore University
Bangalore
06-2015
B.com -
University Of Bengaloru
Bangalore
06-2013
PUC (Commerce) -
Karnataka PU Board
Bangalore
06-2010
SSLC -
Karnataka Secondary Education Examination Board
Bangalore
05-2008
Skills
Good communication skills
Good team player
Punctual
Team leadership
Operational management
Quality assurance
Mortgage regulations
Problem solving
Awards
Received certificate of appreciation for being fanatical about our clients and staff.
Received Dexter award in Concentrix daksh pvt ltd.
Received Best of Best award.
Received Best performer award in quarters.
Hobbies and Interests
Watching Movies
Solving puzzles
Disclaimer
I hereby declare that the above written particulars are true to the best of my knowledge and belief.