Summary
Overview
Work History
Education
Skills
Independent Projects
Timeline
SoftwareEngineer
Sunil Srivathsa Padasala Gopikrishna, AIA

Sunil Srivathsa Padasala Gopikrishna, AIA

Actuary
Mumbai

Summary

Seasoned Actuarial Professional with over a decade of experience in insurance and data analytics. Proven leadership in strategic planning and product development, complemented by strong technical skills in SQL, SAS, Python, and Machine Learning. Independently developed proficiency in Reinforcement Learning, reflecting a commitment to continuous skill enhancement. Known for effective stakeholder management and solution-oriented approach. Eager to apply these skills as an Actuary to foster data-driven decision making and robust risk management.

Overview

11
11
years of professional experience
16
16
years of post-secondary education

Work History

Chief Innovation and Strategy Officer

Assurekit Technology and Services Pvt Ltd
Mumbai
05.2021 - Current
  • Developed a range of innovative insurance products, focusing on customer needs and market trends.
  • Built and oversaw underwriting processes, applied actuarial techniques for accurate pricing, and established underwriting guidelines.
  • Defined a robust claims process, improving efficiency and customer experience and worked with the tech team in the implementation of the same.
  • Developed an "xP" metric using machine learning techniques to track agent efficiency and calculate expected premium.
  • Built both stochastic and deterministic simulations for business projections, informing management decision-making.
  • Leveraged actuarial expertise to advise the board and management team on risk management and risk mitigation strategies.

Founder and CEO

Perilwise Insurance Broking Pvt Ltd
Chennai
03.2016 - 05.2021
  • Leveraged my deep knowledge of AWS, python, node, SQL and No-SQL databases to build technology based B2C and B2B insurance solutions
  • Conducted target market research to scope out industry competition and identify advantageous trends.
  • Maintained P&L and shouldered corporate fiscal responsibility.
  • Created organization's mission and vision statements for use by employees.
  • Developed key operational initiatives to drive and maintain substantial business growth.
  • Developed a dynamic financial analysis model for strategic planning, constantly updated based on stakeholder discussions.
  • Managed client relationships and claim settlements, ensuring a high level of customer satisfaction and retention.

Assistant Manager

Bharti AXA General Insurance Company Ltd
Chennai
05.2013 - 02.2016
  • Managed the company's motor portfolio exposure, applying actuarial expertise to guide underwriters towards achieving Loss Ratio targets.
  • Developed a Generalized Linear Model-based pricing model for a key cohort of the motor line of business, streamlining pricing processes.
  • Automated SAS/SQL codes using macros, significantly reducing time for report generation and data pulls for reserving and pricing.
  • Constructed stochastic and deterministic models for business forecasting, enhancing decision-making processes for commissions, expense management, and claims handling.

Associate

Mu Sigma, Inc
Bridgewater, New Jersey
01.2012 - 05.2013
  • Led an offshore team of 25 in generating and rationalizing reports for a Fortune 50 client, using QlikView and SQL for database management, significantly reducing report generation time.
  • Leveraged data insights from reports to identify profitable opportunities for clients, informing business strategies and client consulting.
  • Spearheaded enhancements to report building processes, resulting in improved efficiency and client satisfaction.
  • Maintained relationships with customers to maximize sales opportunities.

Education

AIA - Actuarial Science

Institute And Faculty of Actuaries
UK
04.2013 - Current

Master of Science - Operations Research

University of Southern California
Los Angeles
08.2010 - 05.2012

BE - Electronics And Communications

College of Engineering, Guindy
Chennai
08.2006 - 05.2010

Skills

    Python, NodeJs, AWS, Tensorflow

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Independent Projects

Independently picked up the theory and working knowledge of Deep Reinforcement learning (primarily focusing on Deep Deterministic Policy Gradient algorithm and its implementations in finance and insurance).  The project started off as a hobby and I currently have a working model that uses reinforcement learning to arrive at insurance rates, which can be used as a parallel to GLM pricing.  Much of my work exists in a private repository and can be shared on demand. 

Timeline

Chief Innovation and Strategy Officer

Assurekit Technology and Services Pvt Ltd
05.2021 - Current

Founder and CEO

Perilwise Insurance Broking Pvt Ltd
03.2016 - 05.2021

Assistant Manager

Bharti AXA General Insurance Company Ltd
05.2013 - 02.2016

AIA - Actuarial Science

Institute And Faculty of Actuaries
04.2013 - Current

Associate

Mu Sigma, Inc
01.2012 - 05.2013

Master of Science - Operations Research

University of Southern California
08.2010 - 05.2012

BE - Electronics And Communications

College of Engineering, Guindy
08.2006 - 05.2010
Sunil Srivathsa Padasala Gopikrishna, AIAActuary