Sunitha Ravindran
Mumbai
Summary
Seasoned Trade Finance Officer with over 10 years of experience in the banking and financial services sector. Demonstrated expertise in managing end-to-end international trade processes, including import/export documentation, letters of credit, Import payment and dispute resolution. Proficient in SWIFT operations, and well-versed in Anti-Money Laundering (AML) compliance regulations. Recognized for a detail-oriented approach, and a strong commitment to operational excellence in trade finance.
Overview
11
11
years of professional experience
Work History
Team Leader
Citicorp Services India Pvt Ltd
Mumbai
10.2021 - 05.2025
- Comprehensive management of import collection, under LC documents scrutiny, and submitting a request to the treasury for rate conversion, and handling payments through MT202 and MT103.
- Handling RTGS import payments.
- Facilitating document scrutiny and transmitting MT754 Advice of Acceptance/Payment messages to overseas banks.
- Managing MT799, MT499, and MT999 messages, as well as addressing inquiries from overseas banks.
- Making recommendations to management to support process improvement.
- Timely management and escalation of all inquiries and issues related to import payments.
- Ensure transactions are processed with the TAT.
- Manage IDPMS (Import Data Processing and Monitoring System) queries, and oversee the end-to-end settlement of Bills of Entry, ensuring adherence to regulatory guidelines and timelines.
- Proficient in using ICEGATE (Indian Customs Electronic Gateway) for tracking and verifying the status of Bills of Entry, and ensuring timely updates and compliance.
Process Associate
Tata Consultancy Services
Mumbai
07.2014 - 10.2021
- Comprehensive management of export collection and transactions under letters of credit in accordance with UCP and URC guidelines.
- Responsible for handling financing requests, including post-shipment, pre-shipment, and PCRE loan documents.
- Ensure timely handling and resolution of 'No Dispatch Documents' cases within the defined TAT, maintaining compliance, and operational efficiency.
- Manage and earmark customer accounts in Oracle Flexcube, ensuring accurate allocation of funds and account status updates.
- Perform timely checks and monitoring of customer account statuses to support transaction processing and regulatory compliance.
- Process walk-through for audit purposes.
- System checks on a regular basis for system enhancement.
- Awarded for the best efforts taken in processing transactions that were complicated in nature.
- Appreciation by supervisors for learning the business-as-usual activities quickly and efficiently.
- Received appreciation emails from managers, as well as from the client, for Step Ahead Operations and Transaction processes.
Education
MBA - Human Recourse Management
JBIMS - Jamnalal Bajaj Institute of Management
Mumbai05-2021
Master of Commerce - Business Management
Mumbai University
Vivek College Of Commerce05-2016
Bachelor of Commerce - Financial Markets
Mumbai University
Vivek College Of Commerce04-2014
Skills
- Proficient in Microsoft Office
- Time management & Team work
- Trade Finance Operations
- Documentation Review
Hobbies
Doing Craft Work
Personal Information
- Date of Birth: 9th March 1994
- Nationality: Indian
- Marital Status: Single
- Visa Status: Visit Visa valid till 4th August 2025
Languages
Tamil
First Language
English
Proficient (C2)
C2
Marathi
Proficient (C2)
C2
Hindi
Proficient (C2)
C2
Timeline
Team Leader
Citicorp Services India Pvt Ltd
10.2021 - 05.2025
Process Associate
Tata Consultancy Services
07.2014 - 10.2021
MBA - Human Recourse Management
JBIMS - Jamnalal Bajaj Institute of Management
Master of Commerce - Business Management
Mumbai University
Bachelor of Commerce - Financial Markets
Mumbai University
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