SUPRAVA PRABHU PANDA
Mumbai
Summary
Results-driven Underwriting Specialist with extensive experience in risk evaluation for diverse financial portfolios. Proven ability to analyze insurance policies and regulations, leading to strategic underwriting decisions that reduce company risks. Strong analytical skills and effective collaboration with cross-functional teams enhance operational efficiency. Committed to excellence and continuous professional development, with a focus on advancing to supervisory roles.
Overview
3
3
years of professional experience
1
1
Certification
Work History
Prudential Medical Underwriting Specialist
Accenture
Mumbai
05.2025 - Current
- Accessed individual and group insurance applications by evaluating medical history, financial data, and risk factors to determine eligibility and pricing.
- Determined appropriate premiums and coverage levels based on risk assessments.
- Utilized electronic health records (EHRs), MIB reports, and prescription history database for risk assessment.
- Applied underwriting guidelines and regulatory standards to make sound, evidence-based decisions.
- Utilized manual underwriting and automated tools to ensure consistent and compliant decision-making.
- Consistently met or exceeded accuracy and turnaround time benchmarks for case reviews.
Insurance Operations Associate
Accenture
Mumbai
08.2023 - 04.2025
- Specialist in Contract Drafting and Enrollment.
- Collaborate with Prudential company to enroll and Draft employees
into Insurance plans. - Generate monthly billing statements for clients based on employee
rates and coverage by aiding with insurance claims. - Process commission percentage calculations as per agreements
with company and brokers. - Adjust coverages for employees who terminate their coverage or
change their tiers and generate accurate invoices. - Collaborated with underwriters to assess risk and determine
coverage options.
Clinical Data Analyst
IKS Healthcare
Mumbai
09.2022 - 06.2023
- History and physical examination data for input to electronic medical record (EMR).
- Recorded orders for prescriptions, labs, and X-rays through the EMR as directed by the Physician.
- Performed patient vitals and recorded data into EMR.
- Adding new patient data such as social history, surgical history, medications, and allergies.
Education
Master of Science - Microbiology
P.G.C.S.T.R College
Jalgaon01.2022
Diploma in Medical Laboratory Technology -
Delhi University
01.2022
Bachelor of Science - Microbiology
M.J College
Jalgaon01.2020
H.S.C -
M.J College
Jalgaon, Maharashtra01.2017
S.S.C -
Ujjwal Sprouter's International
Jalgaon, Maharashtra01.2015
Areas Of Interest
- Claims Management
- Medical Underwriting
- Insurance Underwriting
- Group Life Insurance
- Insurance operations
- Medical Billing
- Revenue Management
- Finance & Accounts
- Medical Scribe
- Clinical Research
- Pharmacovigilance
- Clinical Data Management
- Documentation Specialist
- Data Interpretation
- Underwriting Calculations
- Coverage Determination
- Insurance Claims Processing
- Risk Assessment
- Risk Management
SOftwares & Tools
- Platform: Windows 95, 98, 2000, XP
- Tools: Microsoft Office (Word, Excel, PowerPoint)
- Internet Browsing
- Software: FASTA
Certification
- Diploma in Medical Laboratory Technology from Delhi University (2021-22)
- Certificate Course in Bioanalytical Techniques and Bio-Informatics (2022)
Educational Expertise
- Microbial techniques: Media Preparation, Staining, Plating,
Aseptic techniques in Microbiology, handling of Microbial
culture. - Proficiency in operating lab equipment, such as HPLC and AA.
- Biotechnical UV spectrophotometer, electrophoresis, chromatography (HPLC, GC, TLC), LAF.
- Pharmaceutical: GMP, FDA, Quality control And Quality
Assurance. - Equipment handled: Microscope, Autoclave, hot air oven,
PCR, centrifuge, Spectrophotometer, Weighing Scale, pH
meter.
Strengths
Ability, interest, and willingness to learn
Adaptability to change
Time management
Hobbies and Interests
- Reading
- Solo Travelling
- Singing
Timeline
Prudential Medical Underwriting Specialist
Accenture
05.2025 - Current
Insurance Operations Associate
Accenture
08.2023 - 04.2025
Clinical Data Analyst
IKS Healthcare
09.2022 - 06.2023
Master of Science - Microbiology
P.G.C.S.T.R College
Diploma in Medical Laboratory Technology -
Delhi University
Bachelor of Science - Microbiology
M.J College
H.S.C -
M.J College
S.S.C -
Ujjwal Sprouter's International