Supriya Kandhula

Currently working as an executive in the Risk and Regulatory Compliance team. Working on different projects related to AML transaction monitoring, KYC compliance/CDD, and QC.

Fraud investigation, sanction screening, and internal audit in financial crime.

KYC Compliance, CDD, and QC: Research and analysis of transactions to identify suspicious activities in the transactions of individuals and checking the individual KYC details. Good Investigation skills and experience with multiple detection scenarios, various applications and tools such as browser main menu, CRT, GCD, RDC, GDI, world check, LexisNexis. Also, experience in nation and disposing of alerts with supporting documentation. Conducted checks on individuals and entities in OFAC and SDN list. Performed sanction and pep screening and was responsible for drafting escalations, when possible red flags and unusual activities patterns were identified. Maintained proper documentation records and audit trail for investigation activity and disposition actions for all alerts and identifying and mitigating the risk accordingly. Sent a request for information (RFI) to the relationship manager, seeking further information about the anomalous activity of alerted payments. QC on High-Risk customers and qc review to be performed High and Higher Risk cases review performed by KYC analyst. Experience in with multiple detection scenarios, various applications and tools such as ECM , Lexis/Nexis, COSIMA, CAI and Remitco.

AML Transaction monitoring: AML transaction monitoring scenarios are predefined patterns or conditions that help detect unusual or potentially suspicious activities within financial transactions. Research and analysis of transactions to identify this suspicious activities in transaction of banks and MSBs. Reviewed the transactions for retail customers using internal and External information. AML investigation skills and experience with multiple detection scenarios, various applications and tools such as Norkom, SFE, RDC, world check, LexisNexis and basic SAS coding . Conducted checks on individuals and entities in OFAC and SDN list. Experience in nation and disposing of alerts with supporting documentation. Utilizing bank system and other applications such as RDC, Lexis Nexis, world Check and sales force. Maintained proper documentation records and audit trail for investigation activity and disposition actions for all alerts and identifying and mitigating the risk accordingly. Sent Request to information(RFI) to relationship manager seeking further information for anomalous activity of alerted payments. Performed sanction and pep screening. Responsible for drafting escalations, when possible red flags and unusual activities patterns were identified. She has worked in AML Transaction monitoring in MSB’s and responsible for research and analysis of transactions to identify this suspicious activities in transaction of MSBs.

Insider trading: performed research and analysis of material information about that stock for any reason. Have Good investigation skills and experience with insider trading. Various applications and tools such as GIBS and Google searches and marketscreener.com.

Quality Check: performed QC for high-risk customers. QC review to be performed high and higher risk customers review performed by KYC analyst. Worked in multiple detection scenarios, various applications and tools such as ECM, Lexis/Nexis, Cosima, CAI and service works, Remitco.

SAR filing: performed Analyze the customer activity for suspicious patterns and

prepared suspicious activity report (SAR) ready narrative.

Internal Audit (control effectiveness testing): Assess the bank’s written procedures

and overall compliance with regulatory requirements for identifying and verifying

enhanced due diligence customers. Drafting the CET, CDA and OBT

Lines of Business: Retail Banking and Wealth Management | Global Liquidity & Correspondent Banking | Cash Letter Monitoring | KYC | Transaction Monitoring | Anti Money laundering

Attained and applied knowledge on multiple transaction monitoring domains/ process.

- AML transaction monitoring scenarios are predefined patterns or conditions that help detect unusual or potentially suspicious activities within financial transactions. These scenarios are often informed by historical data, risk factors , and regulatory requirements.

-Investigate alerts on regular basis by maintaining the required quality measures.

-Monitor transactions to check for trends, patterns and anomalous activity if any on a customer/case level.

-Conduct searches using search engines, websites and in-house systems and contact respective business functions for additional information as appropriate in order to review/ investigate the case.

-Investigated and monitored customer transactions and identified potential money laundering/terrorist financing activities.

-Follow appropriate procedures in closing or recommending the case reports Investigative reporting.

-To assess available information from internal sources, e.g. client files; and external sources, e.g. Web-based information, suspect lists, online newspaper reports.

-Monitor social media and online sources for transaction and industry trends. Being aware of countries that do not have adequate AML frameworks. Being aware of the content of lists of suspects and sanctions issued by law enforcement and regulatory authorities.

-Maintaining high level of excellence in process knowledge and quality fundamentals.

-Work independently; complete assigned tasks in the established timeframe.