SURABHI JOHARAPURKAR
Nagpur
Summary
CFA Level III qualified and Chartered Accountant with 6+ years of experience in financial analysis, valuation, credit analysis, and equity & industry research. Proven expertise in 3statement financial modeling, forecasting, DCF valuation, sensitivity and scenario analysis, and peer benchmarking. Experienced in cross-border research and financial modeling across global markets. Strong background in credit underwriting and project finance with a track record of delivering decision-ready insights for senior management. Target Roles: Research Analyst | Equity Research Analyst | Investment Analyst
Overview
11
11
years of professional experience
3
3
Languages
Work History
Research Analyst
Special Blasts Ltd
07.2023 - Current
- Built detailed financial models for global peer companies including historical analysis, 3-statement forecasting, sensitivity analysis, and DCF valuation
- Conducted industry, cost structure, sales mix, and export analysis to support strategic and investment decision-making
- Developed scenario models incorporating macroeconomic and industry-specific assumptions
- Prepared investment-style PowerPoint decks with charts, financial ratios, and key insights for senior management
- Performed cross-geography financial analysis covering India, China, Indonesia, Japan, Europe, South Africa, Russia, and Kazakhstan
- Conducted India export analysis for Explosives Industry to assess global demand trends and competitive positioning.
- Did Sales Analysis, Cost Analysis, Margin analysis and Export analysis for the company to support strategic decisions. Prepared Power Point Decks to summarize above data for the management.
Chartered Accountant - Project Finance & Advisory
CAP & Co
06.2017 - 06.2023
- Executed project finance assignments across Real Estate, Education, Dairy, Poultry, and Priority Sector Lending
- Prepared CMA and financial projections for cash credit and term loan proposals
- Supported fund-raising and credit evaluation through detailed financial analysis and lender presentations
- Handled accounts finalization and direct/indirect tax compliance including Income Tax, GST, and TDS
- Developed PowerPoint presentations for project appraisal and lender discussions
Credit Manager
ICICI Bank
01.2015 - 05.2017
- Underwrote corporate credit proposals including guarantees and working capital facilities for Sugar, Dairy, and Manufacturing companies
- Performed financial statement analysis, ratio analysis, and forecasting as part of credit appraisal
- Managed end-to-end credit process from application login to disbursement
- Monitored portfolio quality through delinquency analysis and cross-verification (FI)
- Served as product in-charge for Self Help Group (SHG) lending across Pune, Ahmednagar, and Satara regions
- Led and trained a team of 3 along with vendors to improve turnaround time and compliance
Education
CFA Program -
CFA Institute
USAChartered Accountant - undefined
ICAI
B.Com - undefined
RTM Nagpur University
NSE Certification - Financial Modeling
NSE Certification - Equity Research
Skills
Financial Modeling (3-Statement)
DCF Valuation
Sensitivity & Scenario Analysis
Equity & Industry Research
Financial Forecasting
Accomplishments
- Cleared all three levels of the CFA Program in the first attempt; ranked in the top 10 percentile globally in CFA Level III
- Cleared CA Final in the first attempt
- Recognized three times in ICICI Bank's Intelligent Knowledge Series for high-quality credit analysis
- Drove process improvements reducing credit processing turnaround time by approximately 1 hour in ICICI Bank
Tools And Technology
- Advanced Microsoft Excel
- Microsoft PowerPoint
- Tally
- Busy
Timeline
Research Analyst
Special Blasts Ltd
07.2023 - Current
Chartered Accountant - Project Finance & Advisory
CAP & Co
06.2017 - 06.2023
Credit Manager
ICICI Bank
01.2015 - 05.2017
Chartered Accountant - undefined
ICAI
B.Com - undefined
RTM Nagpur University
NSE Certification - Financial Modeling
NSE Certification - Equity Research
CFA Program -
CFA Institute