Suraj Rawat
West Delhi
Overview
2
2
years of professional experience
2025
2025
years of post-secondary education
Work History
Operation Analyst
IDFC BANK Limited
09.2025 - Current
- Product - Wholesales Banking
- Manage end-to-end trade finance operations, including processing Letters of Credit (LCs), guarantees, and import/export documentation, facilitating smooth international trade for corporate clients.
- Supply chain finance solutions (e.g., vendor financing, invoice discounting), improving client working capital cycles and strengthening supplier relationships.
- Oversaw the timely and accurate processing of high-volume National Electronic Funds Transfer (NEFT) and Real-Time Gross Settlement (RTGS) transactions.
Operation Executive
Tata Capital Ltd
09.2024 - 09.2025
- Product- Loan Against Property (LAP)
- Manage daily cash counter activities, including handling cash transactions and operating the Cash Deposit Machine (CDM) to ensure smooth and secure cash flow within the branch.
- Perform end-to-end cashier responsibilities, including cash receipts, disbursements, and reconciliation at the end of the day.
- Maintain and update daily MIS for customer cash and cheque transactions to ensure accurate financial records and operational transparency.
- Raise and resolve customer queries efficiently related to cash, cheques, and other branch services, ensuring a high level of customer satisfaction.
- Product - Loans against property & SME Working capital Loans.
- Verify loan application documents (KYC, income proof, etc.)
- Coordinate with credit and risk teams for approval
- Ensure timely loan disbursement and record management
- Resolve customer queries related to loan status, EMIs, pre-closure, etc.
- Delinquency management Prepare daily, weekly, and monthly operational reports Track disbursal volumes, portfolio health, and turnaround times (TAT)
- Ensure adherence to RBI and internal NBFC guidelines
- Assist with internal and external audits by providing required data
Education
BA -
Delhi University
MBA - Banking
Indra gandhi national open University
Skills
- Management Skills
- Creativity
- Team Work
- Negotiation
- Critical Thinking
Languages
- English
- Hindi
- English
Expertise - Management Skills
- Creativity
- Team Work
- Negotiation
- Critical Thinking
Timeline
Operation Analyst
IDFC BANK Limited
09.2025 - Current
Operation Executive
Tata Capital Ltd
09.2024 - 09.2025
BA -
Delhi University
MBA - Banking
Indra gandhi national open University