Surbhi Aggarwal
Mumbai
Summary
Corporate banking professional with over 8 years of experience in project finance, working capital assessment, and private equity client coverage. Executed over $800.0 million of structured transactions, generated strong recurring revenue, and led cross- functional deal teams across end- to- end underwriting and transaction execution.
Overview
8
8
years of professional experience
Work History
Chief Manager
ICICI Bank
Mumbai
04.2021 - Current
- Structured and executed over USD 820.0 million+ of leveraged buyout and project finance transactions across the real estate, hospitality, and data center sectors, generating approximately USD 6.5 million+ in annuity income for the bank.
- Lead end-to-end deal execution, including the preparation of financial models, credit appraisal notes, term sheets, and board committee presentations.
- Manage relationships with marquee global private equity funds with USD 1.00 trillion+ AUM.
- Originated cross-sell opportunities driving over USD 400.0 million in forex flows, current accounts, and savings accounts with an average annual balance of over USD 100.0 million.
- Deliver portfolio performance analytics and peer benchmarking for leadership to improve risk-adjusted returns.
- Lead and mentor a 3 member team.
- Promoted to Chief Manager (2023) based on consistent performance and leadership.
Credit Manager
IDFC FIRST Bank
Mumbai
07.2018 - 03.2021
- Conducted detailed credit underwriting and risk assessment for mid- to- large corporates across sectors.
- Analysed financial statements, industry dynamics and collateral structures to determine credit worthiness and facility sizing.
- Designed and implemented a credit appraisal framework reducing turnaround time by ~35.0% while strengthening compliance.
- Introduced automated early- warning risk triggers to proactively manage portfolio stress.
- Performed monthly portfolio trend and variance analysis, minimising delinquencies during COVID disruptions.
- Mentored junior analysts on credit policy, modelling and risk frameworks.
- Promoted to Manager (2019).
Corporate Finance Manager
ICICI Lombard
Mumbai
09.2017 - 06.2018
- Prepared quarterly and annual financial presentation and management decks for periodic earnings releases, stakeholder meetings, and other senior leadership reviews.
- Supported annual budgeting and forecasting
- Conducted revenue, cost and industry benchmarking analysis to guide strategic decisions.
- Ensured compliance through liaison with regulatory bodies and timely statutory filings
Education
Master of Science - Finance
London School of Economics And Political Science
London, United Kingdom07-2017
Bachelors in Accounting And Finance -
Narsee Monjee College of Commerce And Economics
Mumbai, India04-2016
Skills
- Project Finance
- Credit Risk and Underwriting
- Financial Modelling
- Private Equity Coverage
- Portfolio Monitoring
Accomplishments
1. Generated USD 6.5 million+ annuity revenue.
2. Managed relationships with USD 1.00 trillion AUM global PE funds.
3. Fast-track promotions across roles.
4. Awarded Underwriter of the Year in 2019.
5. Granted sanctioning authority up to USD 180,000 per proposal in 2018.
2. Managed relationships with USD 1.00 trillion AUM global PE funds.
3. Fast-track promotions across roles.
4. Awarded Underwriter of the Year in 2019.
5. Granted sanctioning authority up to USD 180,000 per proposal in 2018.
Timeline
Chief Manager
ICICI Bank
04.2021 - Current
Credit Manager
IDFC FIRST Bank
07.2018 - 03.2021
Corporate Finance Manager
ICICI Lombard
09.2017 - 06.2018
Master of Science - Finance
London School of Economics And Political Science
Bachelors in Accounting And Finance -
Narsee Monjee College of Commerce And Economics