SURBHI GOYAL
Jaipur
Summary
Highly-motivated employee with desire to take on new challenges. Strong worth ethic, adaptability and exceptional interpersonal skills. Adapt at working effectively unsupervised and quickly mastering new skills.
Overview
5
5
years of professional experience
1
1
Certification
Work History
Credit Analyst
AXIS BANK
05.2023 - Current
- Reviewed and analyzed financial statements of potential borrowers to determine credit worthiness.
- Assessed loan requests for accuracy, completeness and conformance with established lending guidelines.
- Conducted detailed analysis of customers' liquidity, capital structure, borrowing capacity and debt serviceability.
- Evaluated the performance of existing customers by analyzing their past repayment behavior as well as current account status.
Deputy Manager
AXIS BANK
06.2019 - 04.2023
- Resolved customer issues in an efficient and timely manner.
- Educated customers on products and services offered by the company.
- Maintained accurate records of customer interactions and transactions.
- Identified potential opportunities to upsell products or services to customers.
- Managed daily operations of the Customer Service Department.
- Escalated customer concerns, issues and requirements to supervisors for immediate rectification.
Education
MBA - Finance & Marketing
INTERNATIONAL SCHOOL OF INFORMATICS & PRACTICES
Jaipur01-2019
Master of Commerce - E.A.F.M
UNIVERSITY OF RAJASTHAN
Jaipur01-2019
Bachelor of Commerce -
UNIVERSITY OF MAHARANI COLLEGE
Jaipur01-2016
High School Diploma -
SHARDA VIDYA MANDIR(SVM)
Jaipur01-2013
Secondary -
SHARDA VIDYA MANDIR(SVM)
Jaipur01-2011
Skills
- Banking regulations
- Credit analysis
- Due diligence
- Customer Service
Languages
Hindi
First Language
English
Elementary (A2)
A2
Certification
The Wall Street Investment Banking Certification (Pursuing)
- Performed Company Valuations utilizing Markets Approach (Relative valuations - Trade Comps & Deal Comps) and Income Approach (Future Cash Flows - DCF).
- Built fully integrated Financial Projection Models including the ability to run sensitivities within models & worked on Company profiles, Sector analysis, etc.
Others
- Certification course on Business Analytics (SPSS) SKILLHUB infotech
- Certification on Citizenship & Social Entrepreneurship (India Development Coalition of America)
- Certificate in NGO Management IGNOU,2019
- Cambridge English Entry Level Certificate in ESOL International (Entry 2) (Business), 2018
- National Institute of Securities Markets (NISM),2020
- Basic computer course (RS-CIT), Jaipur
Internship
JUNE-AUGUST 2018
AU SMALL FINANCE BANK, JAIPUR
- Studied about vehicle loan products and procedure.
- Procedure for disbursement of loan and reviewing of loan applications.
- Analyzing financial information, credit reports, and other relevant data to determine applicant’s creditworthiness.
- Supported various verticals during internships.
Volunteering
ROBIN HOOD ARMY (NGO), JAIPUR, 2018
- Supported in serving society by convincing restaurants for donating food.
- Educated the kids on health and hygiene.
Government Upper Primary School, Bambala Sanganer,2018
Timeline
Credit Analyst
AXIS BANK
05.2023 - Current
Deputy Manager
AXIS BANK
06.2019 - 04.2023
MBA - Finance & Marketing
INTERNATIONAL SCHOOL OF INFORMATICS & PRACTICES
Master of Commerce - E.A.F.M
UNIVERSITY OF RAJASTHAN
Bachelor of Commerce -
UNIVERSITY OF MAHARANI COLLEGE
High School Diploma -
SHARDA VIDYA MANDIR(SVM)
Secondary -
SHARDA VIDYA MANDIR(SVM)