Regional Credit Manager
- Evaluated acceptable levels of risk within the credit department.
- Assessed various banking products including mortgage loans, agricultural loans, personal loans and unsecured loans.
- Completed delegation tests specific to product with authorized sanction power for Mortgage loan - 12.50 Mn, Auto loan - 2.5 Mn, Agri mortgage - 1.5 Mn, Personal loan - 1.0 Mn, Unsecured product - 0.5 Mn.
- Managed ticket sizes reaching up to 100.00 Mn for mortgage loans.
- Achieved rapid career progression with three promotions in nine years.
- Honored with the Eagle Eye Award from ICICI for identifying fraudulent profiles.
- Awarded 'Credit Master' for consecutive 2 years for exceptional efforts.
- Awarded 'certificate of excellence' consecutively for 4 years
- Enhanced operational efficiencies through CPA team development.
- Ensured compliance through regular monitoring of Soax audit data.
- Streamlined operations by integrating market insights.