Summary
Overview
Work History
Education
Skills
Accomplishments
Affiliations
Timeline
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Suresh Karrolla

Nirmal

Summary

Temenos-certified developer with 4 years of experience delivering end-to-end solutions on T24 Core Banking and Arrangement Architecture (AA). Specialized in retail and corporate lending modules, AA customization, COB performance tuning, and production issue resolution. Proven record across global banking clients including PayPal, BIL, Santander, Nordea, Al Rajhi, and First Abu Dhabi Bank. Strong background in Java/JBC, AA lifecycle, and banking workflows.

Overview

4
4
years of professional experience

Work History

Product Engineer

Temenos India Pvt. Ltd
Bengaluru
02.2023 - Current
  • Enhanced EMI schedule projection display to show only selected number of cycles based on client input instead of entire tenure, improving performance and load time
  • Developed the Loan Securitization and share transfer enhancement where PayPal had an R22upgrade issue which cost $25000 transactions in hold due to Loan securitization functional issue.
  • Handled the Dubai Temenos bank’s functional requirement change to Increase the TELLER.ID length from a 4-digit to a 5-digit number which helped the bank to acquire the new customers with 5-digit Teller.Id
  • Worked on AA Bugs and solved critical defects, blockers and go live issues for critical clients like Open Bank, Nordea, First Abu Dhabi Bank, EURO Bank, Commerce, Al Rajhi, Banque Internationale à Luxembourg, PayPal
  • Good knowledge in the core areas of T24 like Template programming, Version routines, COB, Batch Processing, OFS, Local Reference fields.
  • Achievements/Tasks

Temenos T24 Consultant (Onsite - Luxembourg)

Banque Internationale à Luxembourg (BIL)
Luxembourg
02.2025 - 05.2025
  • Implemented L3 Java/JBC customization to fix currency rate change issues during payment processing, resolving “partial payoff not allowed” errors Ensured smooth payment order execution by handling mid-transaction rate changes.
  • Developed a local customization to automate “Hold Only” execution for INAU activities after 15 days, aligning with bank requirements to process them via DELETE and CREATE INAU batches initially.
  • Developed a new batch to support loyalty rate functionality, applying tiered rates based on minimum threshold amounts over a capitalization period, as per Bank’s requirements.
  • Worked on Retail AA PACS tickets and provided quick turn around and solved the tickets raised by client Reviewed Client Arrangement Architecture (AA) Product Setups and configured them to Achieve better performances during COB.
  • Cleared Clients AA Integrity Issues which caused due to lack of AA knowledge during client Initial stages mostly in NEXT.CAP setup.
  • Provided a JBC service to convert AA Overdraft Accounts to AA Loans.
  • Achievements/Tasks

Software Engineer

Temenos India Pvt. Ltd
Bengaluru
12.2021 - 01.2023
  • Supported Santander Bank Users on how to configure the AA Product based on their business requirements.
  • Finding the root cause for a defect and providing a fix without breaking existing functionalities within the given timeline.
  • Worked on Retail (AA) banking maintenance defects raised by clients solved 90+ client bugs.
  • Fixed Performance Issues in AA during COB and online.
  • Excellent working knowledge in Infobasic, Arrangement Architecture(AA), TAFJ and TAFC.
  • Achievements/Tasks

Education

B.Tech - Cgpa : 9.15/10 - Computer Science And Engineering

Bharath University
Chennai
07-2021

Skills

  • Retail Core Banking - T24 Arrangement Architecture
  • Corporate Core Banking - T24 Facility and Drawings
  • T24 Jbase Programming (InfoBasic)
  • Java Customization - Extensibility FrameWork
  • T24 Finacial Accounting
  • Close of Business Management (COB) - Batch processing
  • OFS Posting and Processing
  • Performance Tuning
  • T24 Customization - Enquires and Versions

Accomplishments

  • Temenos-Star - Received recognition from the head team at Banque Internationale à Luxembourg (BIL) for resolving AA and integrity errors and was awarded the Temenos Star Performer Award for exceptional work.
  • · Temenos Quarterly Going Extra Mile (GEM) for being the Top performer and quickly resolving the Core Retail Banking Bugs in AA for the Critical Clients like Nordea,Paypal,BIL,AIB,BOQ.
  • · T-stars awarded for Great Commit Towards work for the projects BIL, Nordea and Santander Bank-U.S.A.
  • · Exceeds Expectations –In recognition of performance and contribution to the organization for the Period July 2023 to Jan 2025.

Affiliations

Temenos Certified Consultant Program (TCCP)Gold Level.

One of the highest certifications awarded by Temenos for demonstrating advanced expertise in T24 core banking solutions

Timeline

Temenos T24 Consultant (Onsite - Luxembourg)

Banque Internationale à Luxembourg (BIL)
02.2025 - 05.2025

Product Engineer

Temenos India Pvt. Ltd
02.2023 - Current

Software Engineer

Temenos India Pvt. Ltd
12.2021 - 01.2023

B.Tech - Cgpa : 9.15/10 - Computer Science And Engineering

Bharath University
Suresh Karrolla