Operations professional prepared to leverage extensive experience in operational management to enhance business performance. Expertise in developing and implementing process improvements while fostering collaborative environment to meet organizational goals. Reliable team player with focus on adaptability and achieving targeted results. Proficient in strategic planning and operational efficiency.
Overview
20
20
years of professional experience
Work History
Zonal Operations Manager
HDB Financial Services, HDFC Bank
11.2012 - Current
Managing the branch operations function for southern region's - presently handling karnataka and kerala states
Adherence to the pre and post disbursement processes Internal operations policy, RBI compliance oversight and prompt resolution
Enhanced customer satisfaction by establishing clear communication channels and addressing concerns promptly.
Conducted regular performance reviews, identifying areas for improvement and developing action plans to address them.
To create a policy, check list or appropriate modification based on the current process and specification
All product managing in the branch operations functions -lap, pl, af, sf & gl
Increased profit by streamlining operations.
Empowered employees to take ownership of their responsibilities, leading to increased accountability and improved performance outcomes.
Credit Analyst – Team lead
M/s.National Trust Housing Finance Limited
05.2007 - 11.2012
Company Overview: Pay roll attached with Navia markets limited
Responsible for the credit analysis activities as per the prescribed lending policies { loan application documents, KYC requirement, etc.,}
Adhere to company norms, policy & NHB funding rules
Analyzing data and evaluating credit worthiness of the borrowers
Property verification for those cases where there exist difference of opinion between LSR and TSR
Review company’s portfolio to ensure the loans offered were adequately secured by way of collateral and to certify repayment potentiality of the borrower
Assessed credit risk and analyzed financial statements.
Associate audit assistant
Venkatesh & co
04.2006 - 05.2007
Company Overview: Chartered Accountants
Ensure company norms, KYC requirement & Legal aspects
Chartered Accountants
Accounts Maintenance
Century flour Mills Ltd.
05.2005 - 03.2006
BRS
Accounting entry
Statutory compliance like PF, ESIC & TDS
Education
Bachelor's degree - Commerce
Voorhees College
Master of Arts - M.Com
Madras University
Chennai
08-2019
Skills
Extensive knowledge in the Branch Operations Management and Internal policy creation
Expert Knowledge in the Customer Service and Requirements
Problem-Solving
Ownership Skill
Possess morale leadership skills
Capable of multitasking
Ability to work in a fast paced working environment
Employee relations and conflict resolution, Staff Training & Management
Project Management and Implementations
Policies and Process implementation & Goal Setting
Handling all products in the organization
Projects and Process are implemented in a quick environment-The perspective of the customer