SURESH V

• Responsible for Reviewing residential properties and credit Investigations
• Obtaining and validating credit information and income confirmation
• Reviewing files for completeness and accuracy, analyzing credit documents
• Credit history and income documents, title documents, appraisals, Purchase agreement, Income paystubs, Prelim CD, Tax Certs, Tax Returns, Tax Transcripts, 1004D, 1003 Forms, Sources of Income, Credit LOE, Reserve Requirements and all applicable documents
• Title review to determine and documented loan conditions and communicating requirements and/or decisions
• Adhere to all client/lender policies and procedures
• Participated in Identifying potential changes with the underwriting process and/or department and make recommendations for changes to improve
• Perform Income, Credit and property analysis on Conventional/VA/FHA Loans
• Reviewing all documentation for accuracy and missing information
• Reviewing loan documents for compliance, completeness and accuracy
• Document is reviewed for Lender signatures & Borrower Signatures and notary Stamp/Signatures
• Order allocation to members and keep the team updated with process changes

• Executing the contracts behalf of the seller and executing the LBP behalf of the seller Reviewing Photo QC as per company standards and will place in the market coordinating with all the departments in order to close the property at the earliest
• Reviewing the title search and title commitment and uploading to application
• Reviewing and grading the legal issue and title issues assigning it to respected team on the basis of criticality for further accomplishment
• Attaining HOA Payoff’s on time to proceed further towards closings
• Always have a check on the files for quality of work performed by the team members
• Maintaining the inventory of assets that are assigned
• Meet SLA’s (Service Level Agreement) as set by the business partners
• Ensuring targets are met for the month
• Ensuring to provide Quality
• Ownership and responsibility while working on Back up cases should be displayed in colleague’s absence
• Follow up on escalations, resolve in timely manner
• Mentoring the team members
• Interacting with team for better understanding of process and building good relations with them
• Preparing Reports which are essential for team
• Taken initiative of handling the project HSBC and did well during the period of time
• Taken initiative of validating unpaid bills for period of time.

Preparing Current Owner Search for residential properties based on client requirement.
Confirm the PIQ and locate the vesting deed.
Compare the legal description with map and provide the accurate legal description.
Verify open money matters like deed of trust, mortgage, financing statement, City/county liens, contract of sale, judgments, etc.,
Examine the executions of the released deed of trust and mortgage. Analyze Judgments and Bankruptcies on property owners with the help of various court websites
Locate the easements and CCR’s recorded after our recent Full Value Deed. Verify the current payment status of the property taxes and provide the redemption details if there is delinquency in the tax’s payment.
Create Search Package and upload onto remote desktop for client review.