Suriya Prakash APS

• Managing SG & MY country Retail Clients and SME reports.
• Responsible for RC / BB products month-end data management, and effectively managing the stakeholders on the key inputs to dependent team and group report submission.
• Handling Group reports and have a track of delivering the same on time.
• Developed Retail clients & BB actual performance report for senior management to have immediate view on the performance of products, which allow them to have service review meeting with teams and make decision on the business approach.
• Have a good track of MFU uploads on given time to the grid environment which allows group team to prepare the key dashboard and conduct the service review meeting with group and country products team.

Key Responsibilities:
1. Handled the CLD (Credit Limit Decrease) customer portfolio, ensuring timely reduction of credit limits, communication through SG Post, and accurate reflection of updates in the bank’s internal systems.
2. Generated and managed group reports for the retail banking segment, including maintenance of the Loan Impairment Dashboard for SG retail clients to support credit risk analysis and decision-making.
3. Supported various BAU (Business-As-Usual) activities for the SG Credit Team, contributing to process optimization and efficient credit operations.

Played a pivotal role in the FFG Malaysia Retail Scorecard project, delivering an end-to-end automated dashboard on the Mosaic platform using Python and SAS Viya tools.

• Supporting HK GBS SBIM team on producing product and segment MI for SCB HK front end Business and Product team.
• My role in SBIM is more into Product & Segment report analysis based on portfolio and acquisition.
• Provides MIS reports, performance tracking, portfolio analysis and product effectively to assist the front end business in planning.
• On Retail Credit Cards Developed Merchant summary report based on spends and utilization by segments of CC.
• Credit card TTD accounts tracking by segments and provided the performance of the customers by segments level and demographically.
• Responsible for managing the credit card month-end downloads and ensure the data integrity for the same.
• Liaising closely with country product team on the new amendments and enchantments as per the business requirement and needs.

• Supporting RRSSC collection team on PPQ project for data base creation required for collections reports generation by using RDL (Risk data layer), TP source & CACS.
• Migrated Group Collections MI and successfully rolled out the Group MI in given TAT.
• Internally moved to Africa Risk MI team handled Country and Group reports with the team size of four members and drive the shop with timely deliver the reports and helped team to achieve on their goal by helping on the automation of existing reports.
• Handled Winnow project for African market which is key project for the Year 2018-19 Main moto of the projects is to publish the key template through Web based, So the Business & Stake holders can access to the report any time given as per their requirement.

• Provide a comprehensive MIS and analytics for portfolio and business in Retail banking.
• Analytics contribution to formulating to Business Development Strategies.
• Support in providing MIS and feedback to Group Risk/Analytics MIS.
• Supports group initiatives in projects and Migrations.
• Responsible for generating and publishing PPI (Property price Index) Updates internally, based on the PPI release by URA and HDB government site.
• Responsible for publishing Country Risk Information report to management on the key metrics and portfolio behavior.
• Responsible for generating key report like OD Renewal / Large ticket review / Staff LTV report and internal Mortgage dashboards.
• Responsible in implementing the new portfolio triggers based on new policy roll out.
• Responsible for generating month end data marts for Residential Mortgage and New business.
• Most of the manual activities have been migrated to SAS.
• Ensure timely submission of reporting with given time frame.
• Ensure accuracy of all the report with zero error rate.

• Company Overview: UAE
• Responsible for preparing TAT (Turnaround Time) KPI report all products.
• Provide error and query rate report for all Lending products.
• Provide ageing report on daily basis for the operational units, (No of work items lying in their unit Q’s).
• Provides MIS reports, performance tracking, portfolio analysis and product effectively to assist the business in planning.
• Categorize the breached unit by identifying which units have taken more time to disburse a loan and delivering products from the point of customer experience.
• Figure out the bottle neck in any process with imperative data analysis and provide the solution to ease the process.
• Prepare Decks and circulating dashboards to Groups reengineering team and local products team.
• Conceptualize processes, identify key risks, and suggest controls and issue service oriented operating guidelines to all stake holders, with their buy-in.
• Successfully handled and delivered group reports in system migration from old system to new system (eOps).
• 80 percent of the manual activities have been migrated to SAS.
• Reduced span working hours and achieved timely submission of group Re-engineering reports.
• Automated the whole TAT MIS process into SAS.
• UAE

• Company Overview: (Subsidiary of Standard Chartered Bank)
• Responsible for evaluating and prepares early alert report based on metrics like accounts transferred to good book or accounts downgraded for SME portfolio.
• Categorizing the double dip accounts, risk type by analyzing credit grades and publishing report to Groups credit risk and SME business unit.
• Analyzing the various metrics like Portfolio Movement, over limit portfolio inventory, finding the Top up cases and Non performing accounts, utilization of available limits and reporting to Groups credit risk.
• Prepare Actual & forecast portfolio reports and the same publishing to Groups credit risk.
• Liaised with senior management and highlighted key business areas impacted by strategy changes and provided similar forecast.
• Ensured timely and accurate delivery of group report Achieved 100 percent thought the financial year 2012-2013 for UAE (and received award from Country CCH).
• Offered ideas/findings in reports, presentations and recommended various enhancements.
• Sound logical approach to problem solving in relation to both business and technical issue.
• Responsible for Coding SAS programs and performing data analytics according to the business requirements from the Production Database against the Oracle Server.
• Prepare the Group reports and internal reports Reconciliation of the month end data with Credit Team to meet monthly reports as per requirements.
• Responsible of delivering Daily / Monthly Group Credit analytics reports for UAE region of Bank.
• Effectively using SAS along with ODBC server for creating Group Credit reports, addressing various queries and ad hoc requests on the reports.
• Migrating new process from the bank and improving / automating it using SAS, Excel and access.
• Supporting other activities as backup, like prepare Credit / Collection reports on various product portfolios for Middle East and Other African regions of the Bank.
• (Subsidiary of Standard Chartered Bank)

• Responsible for Writing and executing SAS programs and performing data analytics according to the business requirements from the Production Database.
• Writing and executing SAS & SQL queries against Oracle 9i Server.
• Generating data bases for initiating customer actions such as card closure basis key performance and demographic metrics.
• Publishing monthly reports to track performance of credit initiation and portfolio actions.
• Sound logical approach to problem solving in relation to both business and technical issue.
• Effectively using SAS along with ODBC server for creating Group Credit reports, addressing various queries and adhoc requests on the reports.
• Writing and executing programs for adhoc requirements of end users using SAS tool.