Summary
Overview
Work History
Education
Skills
Disclaimer
Languages
Personal Information
Timeline
Generic
Sushanth Kumar YD

Sushanth Kumar YD

Bangalore

Summary

Having over 8 years and 5 months of experience in Private sector Bank and NBFC, I am interested in obtaining a position that will enable me to use my strong organizational skills and ability to work well with people. I intend to build my career which provides ideal learning, challenging and a creative environment, which stimulates my professional and personal growth. To deliver the best of my capabilities and to constantly upgrade my knowledge and skills and make a difference in whatever I do.

Overview

11
11
years of professional experience

Work History

Manager

HDFC
10.2023 - Current
  • Managed foreign inward and outward remittance transactions, ensuring compliance with RBI and FEMA guidelines.
  • Executed foreign exchange transactions, including buying and selling of foreign currencies and traveler's checks.
  • Processed SWIFT payments for international transfers and coordinated with correspondent banks for confirmations.
  • Assisted clients with documentation for Form A1, A2, 15CA/CB, supporting forex regulatory filings.
  • Ensured timely conversion of foreign currencies and negotiated rates with clients and banks.
  • Monitored exchange rate movements, advising clients on optimal currency conversion timing.
  • Maintained detailed records of foreign exchange deals and client transactions for audit compliance.
  • Collaborated with trade finance and compliance teams to uphold AML/KYC norms and regulatory checks.
  • Developed and implemented strategies to increase customer satisfaction and loyalty.
  • Established processes to ensure efficient workflow throughout the organization.

Manager

Jana Small Finance Bank
Kengeri Upanagar
11.2018 - 10.2023
  • Managed daily operations of branch to ensure efficiency and effectiveness.
  • Managed vendor relationships by negotiating contracts and ensuring timely delivery of goods and services.
  • Increased branch revenue through growth in deposit and investment balances.
  • Mentored and trained sales staff for streamlined STP onboarding processes.
  • Developed branch staff with effective communication and constructive feedback.
  • Initiated product training for team members to enhance business sourcing capabilities.
  • Assigned data tasks to team members, optimizing branch performance.
  • Oversaw staffing issues by preparing and adjusting staff schedules.

Ass. Manager

Accenture Pvt LTD
Kengeri Upanagar
07.2016 - 10.2018
  • Company Overview: Jana Small Finance Bank (Project Jana Vijaya)
  • Working as a Branch operations Manager in Branch Operations.
  • Generating EOD Reports through Flex cube and maintaining the Registers.
  • Uploading Savings & FD application Forms through Filezilla with proper KYC check of Customers.
  • Onboarding Bulk FD for entities through SFDC with proper KYC documents.
  • Issuing TD Advice to the Customers through Channel j.
  • Processing of Savings & FD closure Forms through helpdesk.
  • Handling all Non-cash transaction and Branch operations & Audit Compliance.
  • Internal Control and audit compliances for branches.
  • Credit files processing- NANO (Small entrepreneur).
  • Assets and Inventory management.
  • Create and review MIS reports.
  • Responsible for training and implementation of new processes and policies to branch staff.
  • Responsible for Coordination between credit underwriters and Branch sales team for analyzing and processing of detained loan applications.
  • Fast and friendly customer service culture as per the standards.
  • Responsible for day to day branch operations.
  • Arranging funds as per branch requirement for disbursements.
  • Managing collections and handling disbursement.
  • General Ledger reconciliation.
  • Create and review MIS reports.
  • Credit file processing for small batch loans.
  • Managing Data entry and Data approvals in SFDC.
  • Gold Loan application process, sanction, disbursement and closure.
  • Collection data monitoring and PAR confirmation.
  • Responsible for cash handling (disbursement, collections and remittance).
  • Quality check for small batch loan applications.
  • Coordination with Sales team and Customers for disbursement planning.
  • Process of third party product applications (Micro pension and NPS).
  • Data entry of gold loan and small batch applications in SFDC.
  • Jana Small Finance Bank (Project Jana Vijaya)

Jr. officer

Janalakshmi Financial Services pvt Ltd
Frazer Town
09.2014 - 06.2016
  • Cash management and Gold loan.

Education

B.COM -

First Grade College - Mangalore University
01.2011

PUC -

Govt Junior PU college-Shanivarasanthe
01.2008

SSCL -

Govt High school Karnataka Education State Board
Changadahalli
01.2006

Skills

  • CMS
  • Flex cube CBS
  • Salesforce
  • LOS CTS
  • FileZilla
  • LMS
  • Windows 7
  • Windows XP
  • MS Word
  • MS Excel
  • Libre Office
  • MS PowerPoint
  • VLOOKUP
  • Customer retention

Disclaimer

I, Sushanth Kumar YD, hereby declare that the information contained herein is true and correct to the best of my knowledge. I am also confident of my ability to work in a team., Bangalore

Languages

  • English
  • Kannada

Personal Information

  • Father's Name: Dharmappa YS
  • Mother's Name: Vanajakshi DN

Timeline

Manager

HDFC
10.2023 - Current

Manager

Jana Small Finance Bank
11.2018 - 10.2023

Ass. Manager

Accenture Pvt LTD
07.2016 - 10.2018

Jr. officer

Janalakshmi Financial Services pvt Ltd
09.2014 - 06.2016

B.COM -

First Grade College - Mangalore University

PUC -

Govt Junior PU college-Shanivarasanthe

SSCL -

Govt High school Karnataka Education State Board
Sushanth Kumar YD