Summary
Overview
Work History
Education
Skills
Affiliations
Accomplishments
Certification
Languages
Timeline
Generic
VIBHA DHURE

VIBHA DHURE

MUMBAI

Summary

Experienced in Banking Operations (OPS) with over 16 years of expertise in back office function. Proven expertise in reconciliation, the execution and settlement of transactions with RBI. Skilled in execution of daily government operations within TAT. Efficient in UAT testing & system enhancements ensuring operational continuity and user satisfaction. Currently seeking a dynamic role in growth oriented organization to drive operational excellence & deliver exceptional results.

Overview

17
17
years of professional experience
1
1
Certification

Work History

Manager

Kotak Mahindra Bank
Mumbai
09.2024 - Current

Government Business – (CMS-OPS)

  • Managed end-to-end Central Govt. Pension processes including e-PPO creation, e-revision, monthly pension disbursement, DA/arrears disbursement, Life Certificate update & MIS reporting to CPAO.
  • Handling daily government operations, including state tax disbursements, TIN 2.0, GST, and customs duty, while proficiently managing and processing high volumes of direct tax and NTRP payments, alongside RBI Bonds (FRSB - Taxable).
  • Conducted UAT testing and successful implementation of Ultra GBM Software
  • Supervised PFMS manual request processing & DSC activation
  • Timely submission of regulatory reporting, monthly reporting, Productivity utilization report and RBI reporting
  • Analyzed and complied daily MIS trackers, tax volumes, EOD, aging maintenance, and presenting reports to senior management on a daily and monthly basis.
  • Reviewed calculation of vendor payment bills for Billdesk and Razorpay.
  • Conducted thorough process reviews and automation to improve efficiency and minimize manual effort.Managed manual processing of Maharashtra Professional Tax payments through IDBI Bank.

Manager

Kotak Mahindra Bank
Mumbai
08.2022 - 09.2024

Government Business – CIVIL Pension portfolio

  • Managed end-to-end Central Govt. Pension processes including e-PPO creation, e-revision, monthly pension disbursement, DA/arrears disbursement, Life Certificate update & MIS reporting to CPAO.
  • User Acceptance Testing (UAT)/ Application testing of Ultra GBM Software before Go-Live

Retail Products – Point on Sale (POS)

  • Handling activities of on-boarding of POS machines in the Worldline application, updating charges in the ISG system.
  • Handling Maintenance of Terminals, Terminal Charges maintenance
  • Handling mail management and escalation mails.

Team Management

  • Team Management (Leave, Performance Management, Mentoring)
  • Conducting one-on-one review, Annual Performance Review meet with Team Members
  • Setting up Yearly Performance Objectives for all Team Members

Manager

Axis Bank Ltd
Mumbai
04.2022 - 08.2022
  • Worked with Government Business Team and Handled overall Agency Business activities
  • Knowledge about Banking Business – Pension, PPF, New Pension Scheme, RBI Bond, GST, State Tax

Deputy Manager

Axis Bank Ltd
Mumbai
04.2016 - 04.2022
  • Handling operational activities of CBDT and GST collections and reporting to RBI
  • Handling remittance and refund from RBI of Unclaimed deposits under The Depositor Education and Awareness Fund Scheme (DEAF Scheme), 2014
  • Disbursement of pension to Central Government and Defense pensioners on monthly basis
  • Publish MIS Reports to RBI and Compliance Team (Weekly / Quarterly / Monthly
  • Preparation of Turnover commission from RBI for GST, State Tax and pension
  • Managing timely remittance of PPF, Interest run on PPF account and remittance of collections
  • received from NPS subscribers to the concern authority within prescribed TAT
  • Performing RCA for Internal Audit Queries and Business Reporting
  • Testing UAT in the system and update the details to IT to apply in the Live server
  • Training team members, Branches on Tools, Functions and Process Overview.
  • Active involvement in Process Improvement.

Assistant Manager

Axis Bank Ltd
Mumbai
10.2013 - 03.2016

End-To End process management of Pension

  • Preparing Pension Payment Oder / Amendment For Central Government and Defense Pensioners
  • Pension Daily Remittance to RBI
  • Disbursement of DEARNESS Allowance / Arrears
  • Monthly Pension Payment disbursement
  • TDS Reconciliation on pension
  • Investment proof validation in GBM Module
  • Day to day pension query resolution
  • MIS Reporting for higher management

End-To End process management of PPF

  • PPF requests management
  • Daily Remittance of PPF Contribution to RBI
  • MIS Reporting for higher management
  • Handled PPF interest run

Account Executive

HGS Business Service Ltd
Mumbai
03.2012 - 10.2013

Back Office Executive

AXIS Bank Ltd (Seven-S Banking Management Consultancy (P) Ltd)
Mumbai
12.2008 - 02.2012

Education

Master of Commerce (M.COM) -

Mumbai University
Mumbai
03-2010

Bachelor of Commerce -

R. J. College (Mumbai)
Mumbai
03-2008

HSC -

R. J. College (Mumbai)
Mumbai
03-2005

SSC -

Maharashtra Board
Mumbai
03-2003

Skills

  • Standard operating procedures
  • Task delegation
  • Regulatory compliance
  • Operational efficiency
  • Operational planning
  • Process improvement

Affiliations

  • Listening to music, Travelling, Playing with Kids

Accomplishments

  • Best team award for the quarter
  • Outstanding Performer of Quarter 2-FY 2018-19

Certification

  • Lean Six Sigma Green Belt Certified – Cert # 8121920062/06
  • MSCIT-MS-Office Applications (Including Macros)
  • Certified in Desktop Publishing(DTP & Photoshop CS)

Languages

Marathi
First Language
English
Proficient (C2)
C2
Hindi
Proficient (C2)
C2
Konkani
Proficient (C2)
C2

Timeline

Manager

Kotak Mahindra Bank
09.2024 - Current

Manager

Kotak Mahindra Bank
08.2022 - 09.2024

Manager

Axis Bank Ltd
04.2022 - 08.2022

Deputy Manager

Axis Bank Ltd
04.2016 - 04.2022

Assistant Manager

Axis Bank Ltd
10.2013 - 03.2016

Account Executive

HGS Business Service Ltd
03.2012 - 10.2013

Back Office Executive

AXIS Bank Ltd (Seven-S Banking Management Consultancy (P) Ltd)
12.2008 - 02.2012

Master of Commerce (M.COM) -

Mumbai University

Bachelor of Commerce -

R. J. College (Mumbai)

HSC -

R. J. College (Mumbai)

SSC -

Maharashtra Board
VIBHA DHURE