Sushil Kumar Rai

Looking forward to a work place which can provide professional challenges as well as opportunity to enhance my skill set, while putting my knowledge, skills and abilities can be best utilized for the better growth of the organization.

Moodys' Credit Skills for Bankers Certificate- Retail Lending

• Managed a team of 7 credit analysts
• Achieving decrease in delinquency rates
• Implemented credit evaluation tools that increased risk assessment accuracy
• Play a pivotal role in restructuring credit processes
• Enhancing team productivity

• Ensuring minimal credit risk in accordance with company policies.
• Risk Assessment, interpretation of Credit Bureau Reports.
• Analyze customer data and financial statements to determine their ability to repay loans.
• Early detection and effective mitigation of credit risk
• Financial Statement Analysis
• Customer interaction to understand needs of faster sanction.
• Keeping a check on TAT of approvals.
• Able to monitor portfolio for trends and warning signs.

• Father's Name: Sukumar Rai
• Mother's Name: Maya Rai
• Date of Birth: 01/11/1992
• Nationality: Indian

• Hindi
• English
• Nepali
• Bengali