Summary
Overview
Work History
Education
Skills
Internship
Languages
Timeline
Generic

Sushmitha BR

Bengaluru

Summary

Experienced and self-motivated Risk and compliance Associate bringing forth over six years of professional experience serving in EDD, AML, KYC and fraud management practice. A keen observant to detail. Possess in-depth understanding in AML and KYC investigations, Enhanced Due Diligence, Sanction Screening and Fraud Detection. Seeking to use my knowledge and my advanced training and communication Skills to effectively serve and grow with the company.

Overview

7
7
years of professional experience

Work History

Senior Associate - EDD, AML, KYC

Stripe Technology India Private Limited
Bengaluru
10.2024 - Current
  • Conduct comprehensive Enhanced Due Diligence analyses on business and corporate clients, ensuring compliance with regulatory standards and internal policies.
  • Perform thorough KYC checks, including transaction evaluations, beneficial ownership verification, Politically Exposed Persons (PEP) screening, adverse media assessments, regulatory licensing checks, sanctions screening, and overarching customer due diligence processes.
  • Perform in-depth research to understand clients' business models, product and service offerings, target demographics, and raw material sourcing chains to ensure accurate risk assessment and compliance.
  • Prepare detailed reports on findings, potential red flags, and coordinate with relevant teams for further investigations and specific compliance checks.
  • Analyze clients' use of Stripe accounts to ensure financial activities aligned with their business descriptions.
  • Assess compliance with policies on prohibited businesses, including checks for violence, extremism, and fraudulent activities.
  • Delivered training and quality control support for multiple batches during the learning phase of the PEP process for contractors and acted as an SME for them.

Associate - AML, KYC, Sanction Screening

Price Waterhouse Coopers
Bengaluru
06.2020 - 09.2023
  • Reviewed and analyzed leads for potential suspicious activity, including those generated from the detection scenario process and negative media reports.
  • Efficient identification and monitoring of suspicious activities/transactions, reported at appropriate levels.
  • Investigated, reviewed, and resolved AML-related and sanction-related alerts. Also performed PEP and sanction list screening.
  • Screened individuals and entities against global sanctions lists issued by OFAC, EU, UN, and other international government agencies.
  • Conducted initial analysis and reviewed client transactions, identified suspicious activities, and escalated cases for further review to determine if a Suspicious Activity Report (SAR) is warranted.
  • Provided training to the new joiners on the process and also conducted refresher training sessions for existing employees from time to time.

Analyst - Risk Management

Hudson Bay Company
Bengaluru
11.2018 - 06.2020
  • Reviewed and resolved high volumes of orders using fraud solution tools, payment systems, and other appropriate data sources.
  • Monitored account activity to ensure customers are in compliance with the company's payment policies and other terms of service.
  • Conducted analysis and investigations over the phone calls by asking probing questions, which helped in the identification of frauds.
  • Ensured all the payment disputes were dealt with within timelines/SLA.
  • Produced reports on fraud and chargeback trends.

Education

MBA - HR

Indira Gandhi National Open University
Bengaluru, India
06-2024

BCom -

Mount Carmel Autonomous College
Bengaluru, India
04.2018

PUC (+2/grade 12) -

BEL Pre University College
Bengaluru, India
05.2015

SSLC (Grade 10) -

Little Lillys English Public School
Bengaluru, India
05.2013

Skills

  • Versed knowledge in customer verification process
  • EDD, CDD, AML, KYC, adverse media screening, and sanction screening
  • Process training abilities
  • Technical skills: MS Office, Lexis Nexis, Dow Jones, and other process-related solution tools
  • Excellent communication skills
  • Ability to work under pressure

Internship

* Intern, HSBC EDP India Pvt Ltd, Bengaluru

May 2017

* Intern, Deloitte Haskins & Sells LLP, Bengaluru

Oct 2017 - Nov 2017

Languages

  • English
  • Kannada
  • Tamil
  • Telugu
  • Hindi

Timeline

Senior Associate - EDD, AML, KYC

Stripe Technology India Private Limited
10.2024 - Current

Associate - AML, KYC, Sanction Screening

Price Waterhouse Coopers
06.2020 - 09.2023

Analyst - Risk Management

Hudson Bay Company
11.2018 - 06.2020

MBA - HR

Indira Gandhi National Open University

BCom -

Mount Carmel Autonomous College

PUC (+2/grade 12) -

BEL Pre University College

SSLC (Grade 10) -

Little Lillys English Public School

Similar Profiles

CREATE PROFILE
Sushmitha BR