Summary
Overview
Work History
Education
Skills
Addresses
Languages
Extra Qualifications
Personal Information
Affiliations
Timeline
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Suvendu Srichandan Nayak

Suvendu Srichandan Nayak

Puri

Summary

Dynamic collections professional with extensive experience at Ujjivan Small Finance Bank Limited, excelling in debt collection and financial negotiation. Proven track record in reducing non-performing assets through strategic payment tracking and customer relationship management. Adept at fostering team collaboration while delivering impactful results in challenging environments.

Overview

8
8
years of professional experience

Work History

CO

Ujjivan Small Finance Bank Limited
Puri
03.2025 - Current
  • Managed end-to-end collections for multiple loan products, including personal loans, home loans, and small business loans.
  • Conducted field visits to delinquent customers to assess their financial situation and negotiate repayment terms.
  • Successfully implemented and executed collection strategies to minimize delinquencies and reduce non-performing assets (NPAs).

Branch Collection Executive (BCE)

SMFG India Credit Co. Ltd
10.2024 - 03.2025
  • Coordinated collection of overdue payments for personal loans, ensuring adherence to company policies.
  • Conducted field visits to delinquent borrowers, negotiating repayment terms and resolving issues.
  • Maintained precise records of collections, updating customer accounts to reflect payment status.

LGO

Social Shapes Foundation
01.2021 - 12.2023
  • Facilitated the Vikalp program, guiding rural youth (ages 16–24) through career exploration, skill development, and informed decision-making processes.
  • Delivered personalized coaching sessions, helping participants identify their strengths, aspirations, and suitable career paths.
  • Organized workshops and interactive sessions on life skills, digital literacy, and employability, enhancing participants' readiness for the workforce.

Credit Officer

Adhikar Microfinance Pvt. Ltd
01.2017 - 12.2020
  • Executed comprehensive credit assessments for microfinance loan applicants to evaluate financial stability and repayment capacity.
  • Managed client portfolio to ensure timely loan repayments and provided financial counseling for effective management of funds.
  • Evaluated loan applications through background checks, creditworthiness assessments, and verification of all required documentation.

Education

PGDCA - Computer

01.2020

+2 (Science) - Science

C.H.S.E (Odisha)
Odisha
01.2015

10TH -

B.S.E(Odisha)
Odisha
01.2013

Skills

  • Debt collection
  • Credit assessment
  • Financial negotiation
  • Payment tracking
  • Record keeping
  • Customer relationship management
  • Team Collaboration & Reporting

Addresses

At - Sanagola, Po - Sisua, PS - Astaranga, Puri, Odisha, 752109, Do

Languages

  • Odia
  • Hindi
  • English

Extra Qualifications

PGDCA (Computer)

Personal Information

  • Father's Name: Priyabandhu Nayak
  • Date of Birth: 05/10/90
  • Gender: Male
  • Nationality: Indian
  • Marital Status: Unmarried
  • Religion: Hindu

Affiliations

  • Reading Spiritual Books
  • Playing Cricket
  • Listening to Music
  • Making Friends & Networking
  • Recognition for outstanding performance in Credit Collection at Adhikar Microfinance Pvt. Ltd
  • Awarded Employee of the Month at Social Shapes Foundation

Timeline

CO

Ujjivan Small Finance Bank Limited
03.2025 - Current

Branch Collection Executive (BCE)

SMFG India Credit Co. Ltd
10.2024 - 03.2025

LGO

Social Shapes Foundation
01.2021 - 12.2023

Credit Officer

Adhikar Microfinance Pvt. Ltd
01.2017 - 12.2020

PGDCA - Computer

+2 (Science) - Science

C.H.S.E (Odisha)

10TH -

B.S.E(Odisha)

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Suvendu Srichandan Nayak