Results-driven professional with expertise in analytical thinking and creative problem-solving. Proven ability to deliver impactful solutions in dynamic environments. Committed to continuous learning and innovation to enhance operational efficiency.
Overview
6
6
years of professional experience
Work History
Data Analyst
Xpressbees
Pune
01.2024 - 06.2025
Collected, cleaned, and maintained large datasets from finance and HR systems using SQL.
Generated weekly billing reconciliation reports to track vendor payments and cash flow.
Developed ETL models to extract time-sensitive data from the ERP system and TMS for billing and payroll audits.
Conducted a deep analysis of logistics performance, leading to a 32% improvement in fuel efficiency, cost per shipment, on-time delivery, and warehouse productivity.
Automated daily and weekly reports in R, minimizing manual effort by 85%, while ensuring timely delivery.
Designed interactive dashboards to improve operational visibility on delivery, inventory metrics, and performance metrics by 40%.
Conducted full lifecycle analysis to include requirements, activities, and design of data analytic solutions.
Credit Analyst
Altisource Business Solutions Pvt. Ltd.
Bengaluru
12.2019 - 09.2022
Conducted comprehensive credit risk assessments by analyzing financial statements and market trends to evaluate borrower creditworthiness.
Reviewed loan applications and credit reports to determine risks associated with extending credit.
Analyzed income sources, debt-to-income ratios, and collateral values to assess borrower capacity.
Collaborated with underwriting, finance, and compliance teams to ensure adherence to credit policies and risk mitigation strategies.
Performed detailed risk segmentation using historical delinquency trends, reducing early-stage mortgage delinquencies by 12% year over year.
Evaluated over 150 residential mortgage applications monthly, ensuring compliance with lending policies through thorough analysis of borrower profiles and ratios.
Developed automated credit scoring dashboards in SQL and Tableau, enhancing visibility for senior managers and reducing review turnaround time by 30%.
Facilitated training sessions on credit analysis techniques for new staff members.
Education
Post Graduate Diploma - VLSI
Centre For Development of Advance Computing
Mumbai, MH
02-2019
Bachelor of Science - Electronics And Communications Engineering
Gyan Ganga Institute of Technology And Sciences
Jabalpur, M.P.
06-2018
Skills
SQL and Power BI
R programming and Excel
Business intelligence and data visualization
Snowflake
Azure Databricks
ETL processes
Financial reporting and statistical analysis
Credit and cash flow analysis
Attention to detail
Underwriting and credit risk assessment
Timeline
Data Analyst
Xpressbees
01.2024 - 06.2025
Credit Analyst
Altisource Business Solutions Pvt. Ltd.
12.2019 - 09.2022
Post Graduate Diploma - VLSI
Centre For Development of Advance Computing
Bachelor of Science - Electronics And Communications Engineering