Suyash Sonawane
Pune
Summary
Results-oriented Senior Technical Business Analyst with over 5 years of expertise in the financial services domain, specializing in commercial lending, credit bureau operations, data analysis, and process automation. Proven ability to translate business requirements into technical solutions, improve system efficiency, and deliver measurable business outcomes. Adept at SQL, API integrations, data-driven decision-making, and stakeholder management. Recognized for driving digital transformation and operational excellence in leading financial institutions.
Overview
5
5
years of professional experience
1
1
Certification
Work History
Senior Business Analyst
CRIF High Mark
Pune
03.2024 - Current
- Lead end-to-end requirement gathering, analysis, and documentation for Commercial Lending Products and Credit Bureau services, ensuring alignment with regulatory standards and client needs.
- Partner with cross-functional teams (Product, Development, QA, and Business Users) to design scalable solutions, streamline processes, and enhance system performance.
- Conduct data analysis and SQL-based validations to identify trends, detect anomalies, and generate actionable insights that support strategic decisions.
- Manage and execute User Acceptance Testing (UAT), collaborating with development teams to validate functionalities, resolve defects, and ensure the timely delivery of releases.
- Implement API integrations (SOAP/XML and JSON) for seamless data exchange with NSDL, Finacle I-Core, CPCS, and CIBIL, strengthening bureau operations, and improving reporting accuracy.
- Act as a project lead, overseeing timelines, milestones, risk management, and stakeholder communication, ensuring successful delivery within scope and budget.
- Mentor and guide junior analysts, fostering best practices in requirement elicitation, SQL scripting, and stakeholder management.
Technical Business Analyst
WIPRO Tech
Mumbai
09.2022 - 03.2024
- Functioned as the Application Owner of the Corporate Loan Origination System (CLOS) for ICICI Bank, overseeing end-to-end commercial lending automation, from loan sanctioning to disbursement.
- Partnered with business stakeholders and technology teams to translate complex requirements into functional and technical specifications, reducing gaps, and accelerating project execution.
- Designed and executed SQL queries and database scripts for loan lifecycle management, ensuring data consistency and accurate reporting across systems.
- Orchestrated Finacle API integration with I-Core, enabling smooth processing of corporate lending transactions, and improving operational reliability.
- Spearheaded process optimization initiatives that enhanced system efficiency by 25%, delivering $150K in annual cost savings.
- Improved project governance and transparency by introducing JIRA-based requirement tracking, strengthening team collaboration, and reducing delivery delays.
- Coordinated with compliance and audit teams to ensure adherence to financial regulations, mitigating operational and reputational risks.
Business Analyst
ICICI Bank Ltd
Mumbai
06.2020 - 08.2022
- Owned the Corporate Loan Origination System (CLOS), a mission-critical platform managing commercial loan sanction processes across ICICI Bank.
- Drove requirement analysis, solution design, and system enhancements to optimize the loan sanctioning process, ensuring faster turnaround times, and reduced manual intervention.
- Led the automation of commercial lending workflows, achieving higher efficiency and improved accuracy in credit assessments.
- Worked closely with IT security and compliance teams to identify vulnerabilities, address incidents, and maintain regulatory compliance.
- Oversaw database activities, including query optimization, deployments, and data migration, ensuring uninterrupted system operations and minimal downtime.
- Collaborated with senior management to align system enhancements with business goals, ensuring that technology investments supported growth strategies.
- Partnered with external vendors and internal IT teams to deliver new features, integrations, and automation modules for corporate lending processes.
Education
Post Graduate Diploma - Banking And Finance
Manipal University
Bengaluru06-2019
Bachelor of Engineering - Computer Science And Engineering
MGM'S Jawaharlal Nehru Engineering College
Aurangbad08-2018
Skills
Business analysis and domain
- Requirement gathering and documentation
- Commercial lending and loan origination systems (LOS/LMS)
- Credit Bureau Operations (CIBIL, CRIF High Mark, NSDL)
- Risk and compliance management
Project and Agile tools
- JIRA
- Agile (Scrum, Kanban) and Waterfall methodologies
- User acceptance testing (UAT) and defect management
- Stakeholder communication and management
Data and analytics
- SQL (advanced queries, joins, stored procedures, optimization)
- ETL processes and data pipelines
- Business intelligence and reporting
- Data analysis
Technical skills
- API integrations (SOAP, REST, JSON, XML)
- Database management (Oracle, MySQL, MS SQL Server)
- Finacle I-Core integrations
- Postman and API testing
Soft skills and leadership
- Problem-solving and critical thinking
- Team leadership and mentoring
- Process optimization and automation mindset
- Excellent communication and presentation skills
- Decision-making under pressure
Certification
- Oracle SQL certified – advanced SQL programming and database management
- Business analysis professional – advanced knowledge in requirement elicitation, process modeling, and solution evaluation
- API testing with Postman certification – practical expertise in API request/response testing and integrations
- Microsoft Excel expert (advanced analytics and automation) – advanced knowledge of analytics, dashboards, and automation with Excel
- Agile Certified Practitioner – expertise in Agile methodologies, Scrum, and iterative development
Projects
- Corporate Loan Origination System (2020 – 2024, Mumbai): Eliminated 100% manual processes in corporate loan sanctioning, disbursement, and management
- Commercial Credit Bureau Products (2024 – present, Pune): Successfully launched bureau reports offering 100% accuracy and comprehensive insights for lenders’ credit decisions
Accomplishments
- AXIES Value Ambassador Award (ICICI Bank) – Honored for developing an end-to-end automation solution that streamlined the commercial lending process.
- Innovation Excellence Award – Recognized for designing the Disbursement Hub Application, automating commercial loan disbursement and reducing turnaround time significantly.
- Best Project Delivery Award (Wipro – ICICI Bank CLOS Project) – Awarded for successful delivery of the Corporate Loan Origination System (CLOS), eliminating manual loan sanctioning and improving efficiency by 25%.
- Spotlight Award for Cross-Team Collaboration (CRIF High Mark) – Acknowledged for leading cross-functional teams and integrating credit bureau APIs with external systems, ensuring 100% accurate reporting.
- Employee of the Quarter (ICICI Bank) – Awarded for outstanding performance in managing risk, compliance, and IT security issues during high-stakes financial system upgrades.
Timeline
Senior Business Analyst
CRIF High Mark
03.2024 - Current
Technical Business Analyst
WIPRO Tech
09.2022 - 03.2024
Business Analyst
ICICI Bank Ltd
06.2020 - 08.2022
Post Graduate Diploma - Banking And Finance
Manipal University
Bachelor of Engineering - Computer Science And Engineering
MGM'S Jawaharlal Nehru Engineering College