SWAKSHAR JHA
NOIDA
Summary
I am passionate about working in the finance industry and exploring new avenues in quest of learning new things for my individual and professional growth.
Overview
3
3
years of professional experience
1
1
Certification
Work History
Credit Manager
AXIS BANK
NOIDA
01.2023 - Current
- Reviewed credit applicants and approval processing for both salaried and SENP/SEP profiles in mortgages.
- Reviewed and analyzed credit applications to determine the customer's credit worthiness.
- Evaluated financial and operational performance of companies facing financial difficulties to determine possible remedies.
- Monitored all credit requests and either approved or disapproved them after proper scrutiny.
Branch Credit Manager
ICICI BANK
MUMBAI
03.2022 - 01.2023
- Reviewed credit applications and approval processing for both salaried and SENP/SEP profiles.
- Made credit decisions within assigned authority.
- Assessed risk levels associated with each loan application based on established criteria.
- Managed loan pipeline to ensure timely processing and adherence to deadlines.
- Evaluated borrower's financial information, including credit history, income, and assets to determine loan viability.
- Determined whether or not to approve or deny a loan application in accordance with company guidelines.
- Verified employment history and income of applicants.
Education
Bachelor of Arts - Journalism And Mass Communication
Guru Gobind Singh Indraprastha University
09-2020
Skills
- Credit evaluations
- Credit risk management
- Policy application
- Loan decision assessments
- Credit analysis
- Risk analysis
- Underwriting expertise
- Proficient in [English and Hindi]
- Regulatory compliance
- Loan reviews
- Risk mitigation
Affiliations
- Love to play basketball and soccer
- Into cinema and music
Languages
English
First Language
Certification
- NIBM certification
Timeline
Credit Manager
AXIS BANK
01.2023 - Current
Branch Credit Manager
ICICI BANK
03.2022 - 01.2023
Bachelor of Arts - Journalism And Mass Communication
Guru Gobind Singh Indraprastha University
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