Summary
Overview
Work History
Education
Skills
Affiliations
Accomplishments
Certification
Languages
Timeline
Generic

Swarnali Chowdhury

Kolkata

Summary

A seasoned finance professional with nearly 5 years of experience , specializing in financial analysis and streamlining operational processes to drive strategic organizational objectives.

Currently serving as a Lead Analyst at ICRA Analytics Ltd., responsible for delivering in-depth financial analysis in alignment with project requirements and industry benchmarks , while also mentoring and guiding junior analyst .

Demonstrated expertise in financial ratio analysis , ESG research and comprehensive reporting and well versed in applying international financial and sustainability frameworks including US GAAP, European Taxonomy, CDP, SASB, CSRD and TCFD to derive actionable insights and support informed decision making.

Overview

8
8
years of professional experience
1
1
Certification
4
4
years of post-secondary education

Work History

Lead Analyst (Financial Analyst)

ICRA Analytics Ltd., Kolkata
Kolkata
04.2021 - Current

Analyzing audited, unaudited, and forecasted financial statements (P&L, Balance Sheet, Cash Flow) for entities across diverse industries under US GAAP methodology.

Applying Moody's standardized methodologies to ensure consistency, transparency, and comparability in financial data.

Preparing accurate financial adjustments with comprehensive supporting schedules and documentation for compliance and precision.

Assessing key financial ratios such as EBITDA Margin, Debt/EBITDA, Interest coverage ,RCF/Net Debt, and Return on Average Assets to evaluate financial performance and credit worthiness.

Conducting thorough ESG research and analysis in accordance withy global frameworks including CSRD, EU Taxonomy, SASB, CDP, and TCFD.

Leading the query and Instruction Log teams under the EU Taxonomy initiative to facilitate efficient issue resolution and maintain clear documentation.

Engaging with clients and providing strategic and timely solutions to complex data and reporting inquiries.

Identifying operational gaps and recommending process improvements to boost workflow efficiency and reduce risks.

Delivering insights across 10+ industries including REITs, Energy, Utilities, Oil & Gas , consumer services and Medical devices.

Supporting Moody's credit rating process by analyzing and spreading over 700 financial statements annually, aiding in accurate and data-driven credit decisions.

Intern

Price waterhouse coopers SDC PVT Ltd.
India
07.2017 - 12.2017
  • Contributed to research and analysis, communications, client engagement, and professional development as intern in PWC SDC (Kolkata) within PCS department

Education

M.COM - Financial Accounting

Goenka College of Commerce & Business Admin
Kolkata (India)
04.2018 - 04.2020

B.COM (HONS) - Financial Accounting

Sivanath Sastri College
Kolkata (India)
03.2015 - 03.2017

AISSCE -

B.D. Memorial Institute
India (kolkata)
03-2014

AISSE -

B.D. Memorial Institute
India (kolkata)
03-2012

Skills

  • financial statement analysis
  • financial compliance
  • ESG reporting
  • US GAAP compliance
  • client engagement
  • Strategic financial planning
  • Stakeholders Engagement
  • Cross functional team collaboration
  • Data Interpretation

Affiliations

Developed and introduced a more efficient documentation process which reduced processing time and boosted operational efficiency.

Accomplishments

  • Received client appreciation on successful delivery of the work with zero to negligible error rate within stipulated time period.

Certification

  • Engaging with Generative AI, Moody's University
  • Environment sustainability and Health & safety , Coursera
  • Impact measurement & Management for the SDG's , Coursera
  • Introduction to Data Analysis using Excel, Coursera
  • Act on Climate : Steps to individual , community and political action , Coursera
  • EXCEL skills for business: Intermediate II, coursera
  • US GAAP course on Financial Accounting, Coursera

Languages

English
First Language
Bengali
Beginner
A1
Hindi
Beginner
A1

Timeline

Lead Analyst (Financial Analyst)

ICRA Analytics Ltd., Kolkata
04.2021 - Current

M.COM - Financial Accounting

Goenka College of Commerce & Business Admin
04.2018 - 04.2020

Intern

Price waterhouse coopers SDC PVT Ltd.
07.2017 - 12.2017

B.COM (HONS) - Financial Accounting

Sivanath Sastri College
03.2015 - 03.2017

AISSCE -

B.D. Memorial Institute

AISSE -

B.D. Memorial Institute
Swarnali Chowdhury